How to find account number of closed account?

[218bhp]

A few years ago I had a GM credit card run by HFC. During this time I had several charges applied and got into a mess. My dad bailed me out at the time and the account was closed. I burned all the peperwork in a celebration bonfire.

Now I realise I can reclaim these charges and pass the "winnings" on to my Dad.

But how do I start a claim when I no longer have any account information and have moved address twice in the last 3 years?

[DANIELLESMUM]

I did the same thing with Barclaycard and Capital One, and (although I don't know how this will work with you) I made a cheeky call to Capital One and they posted my statements to me.

With Barclaycard I tried to find some info over the phone, but there werent having any of it, and so I walked into my local Barclays branch and said I used to have a Barclaycard, can you give the number?

I answered their normal security type questions and they found me the number within 2 mins, and I am now making progress with both.

Just be cheeky and try and blag it.

Good Luck

[218bhp]

I thought about blagging by phoning to say that I bought something on the card that I have a problem with and the supplier has asked for proof of purchase. Hopefully that will lead them into telling me the account number.

[DANIELLESMUM]

Possibly worth a go, but if they can see that card is closed then they would know thats not quite true anyway.

But... Its someone at the end of the phone that you will never speak to again, and so as long as you get the card number it doesnt matter how.

I said "My account was a bit of a mess when I had it and I am trying to see where I went wrong".

Which is sort of true, because where I went wrong was paying ridiculous amounts of charges which I should have questioned because they were unlawful. : )

I did still send off £10 and an Subject Access Request for both of these, so that I followed the correct procedure.

Good luck

	Subject Access Request A Subject Access Request is a demand which you can make to any organisation to disclose any personal information which they hold on you. The right to disclosure of data is provided by the Data Protection Act. There is no time limit. The organisation is obliged to reveal everything they have about you - which you ask for - as far back as you ask for. There are very few exceptions. It does not matter whether the data is held on microfiche, in an archive, on tape, in a cardex system, in sound recordings or in screen notes. Some companies are saying that they do not have to disclose where it would be difficult to do so - "disproportionate effort". This is untrue. Disproportionate effort refers to something else under the Act. If you are seeking bank charges information then you should ask for "all data held on you" and you should make it clear that you want everything as far back as it goes. Do not be put off by excuses. Do not accept being fobbed off. It is not in your bank's interest to make full disclosure to you. This means that it is in your interests to get it. If you have not started gathering your bank charges information yet, then you should start now. There will soon be a big rush once the OFT test case has been settled. Get all of your bank account informtion as far back as possible. At least as far back as 1995. If your bank says that they don't keep data as far back as this, don't accept it. Be persistent. They've got what you need in some form or other.

[100%WHU]

Tbh I would just ring HFC and ask, give them all the info you can, I am sure they will be able to help.