ocharged v halifax ***SETTLED IN FULL***

ocharged · 17th September 2006, 11:20

Hello everyone,can anyone tell me after you have sent your first letter requesting details of how much you have paid in the last 6 years in charges,how long does it take for them to respond?

And would it be quicker if I just took the letter in the bank?

Please let me know.Thankyou.

livelylad · 17th September 2006, 11:23

Quote:

Originally Posted by ocharged

Hello everyone,can anyone tell me after you have sent your first letter requesting details of how much you have paid in the last 6 years in charges,how long does it take for them to respond?

And would it be quicker if I just took the letter in the bank?

Please let me know.Thankyou.

hi if you hand deliver the letter it may be a few days quicker, they have 40 days to respond to the S.A.R - (Subject Access Request).

the best thing to do is to read the faq they will guide you through the whole process also read the threads in your bank forum.

ocharged · 17th September 2006, 11:53

Thankyou.Guess its just a waiting game now.Shame banks dont wait before snatching bank charges.

ocharged · 17th September 2006, 12:10

Hi,I have sent my first letter requesting a list of bank charges but I didnt send the ten pounds fee,what do I do now?Will they just ignore me?

ocharged · 17th September 2006, 13:54

I have sent first letter to Halifax requesting list of all charges applyed to my account over last six years,but I didnt realise you had to include ten pounds,will they just ignore my letter?How do I get around this?ADVICE PLEASE.

LES VOGEL · 17th September 2006, 16:04

Quickly Send Postal Order Of £10.00 Pounds To Same Address. Recorded Delivery-to Check That They Got It. Otherwise They Could Delay Things Cheers Les

ocharged · 17th September 2006, 16:37

thankyou I Will.

livelylad · 17th September 2006, 16:46

Quote:

Originally Posted by ocharged

I have sent first letter to Halifax requesting list of all charges applyed to my account over last six years,but I didnt realise you had to include ten pounds,will they just ignore my letter?How do I get around this?ADVICE PLEASE.

They may send you the statements free of charge some banks ar edoing this. However you can also go into your branch or phone to allow them to take the money from your account.

ocharged · 17th September 2006, 16:51

hi,thankyou.do You Know If Halifax Send Them Free?cause I Think There Money Grabbers,dont Reckon They Will.

livelylad · 17th September 2006, 16:54

Quote:

Originally Posted by ocharged

hi,thankyou.do You Know If Halifax Send Them Free?cause I Think There Money Grabbers,dont Reckon They Will.

hi check the Halifax thread, you must remember that bank treat each case differently within reason. You may get "paid" straight away or you may have to wait. It could be worth you hand delivering a new S.A.R - (Subject Access Request) and £10 to your branch, it will make the process quicker.

Dont forget you can claim the £10 back!

ocharged · 17th September 2006, 17:02

Yer,might Do That.will Get The Letter From This Site The Other One Was From Another Site Before I Found This One,wasnt To Good Anyway.i Think I Have The Bottle To Take It In By Hand.

ukaviator · 17th September 2006, 17:12

Hi team.

I had mine for free. Just phoned them up and 3 days later they arrived.

Ukaviator

ocharged · 17th September 2006, 17:15

thats Even Better.how Did You Manage That?i Always Get A Snotty Cow Whenever I Ring,talking About Bank Policy`s.

ukaviator · 17th September 2006, 17:25

Hi..

I just asked the person in a polite manner, and said my statements were online with the internet banking system,but only go back 2 years. She said she would send them out free of charge.Depends who answers really. Just be polite and ask how the weather is where they are.Takes them off the scent.Remember they are just doing what they are paid to do. I have no trouble when i call any of the card companies or bank.

Good luck

Ukaviator

ocharged · 17th September 2006, 17:47

hi,so How Many Can You Get Online Cause I Use Internet Banking,i Need Six Years Worth.

nigel1804 · 18th September 2006, 14:22

Ukaviator you must have charm I've just asked for my mortgage statements and the cheque didn't go through

from my other account so they wrote to me with the bounced cheque

saying I had to pay before they could give me my info,MMMMM wonder if its because they've just payed me out £8.5k

.So redoing it ,I can wait,with a cheque from my Halifax account.lololol

rozf · 18th September 2006, 15:52

if you pay by cheque, who do you make it payable to? I can't seem to find this anywhere

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