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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > Halifax Bank and Bank of Scotland > Halifax and IF successes
Reload this Page ocharged v halifax ***SETTLED IN FULL***

Halifax and IF successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 18th March 2007, 10:41   #221 (permalink)
2me2u2
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Unhappy Re: ocharged v halifax
Hi all,

I wonder if any one can help me a year ago I had an overdraft on my account for a £1000 which I hasten to say was mostly in bank charges. I have stopped using the bank account now and they have put another £1500 charges on the account. I have sent in the Subject Access Request letter paid the ten pounds and sent it via recorded delivery and have now been issued with a letter from the baliffs what should I do?

I sent it 10 days ago and it seems as if they have completely ignored the request and are going straight to legal action.

Any help on this would be most appreciated.

Cheers
Last edited by 2me2u2; 18th March 2007 at 10:41. Reason: spelling mistake
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Old 18th March 2007, 11:40   #222 (permalink)
valerieanne
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Default Re: ocharged v halifax ***SETTLED IN FULL***
You need to start a new thread. You are on someone elses atm so may no get an answer.
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Old 19th March 2007, 19:23   #223 (permalink)
2me2u2
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Thanks valerieanne
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Old 19th March 2007, 19:24   #224 (permalink)
2me2u2
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Actually not sure how to do this as it says no new threads please!!!!!
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Old 19th March 2007, 20:15   #225 (permalink)
valerieanne
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Yes its no new threads in the Halifax and IF success but you should be able to start one in just the halifax area. I shall try to find it for you, but if I don;t come back its because I am bit rubbish at links...
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Old 19th March 2007, 20:18   #226 (permalink)
valerieanne
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Default Re: ocharged v halifax ***SETTLED IN FULL***
I have started a thread for you in Halifax General Area..... unfortunately it also has my name on it ....
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Old 19th March 2007, 20:27   #227 (permalink)
valerieanne
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Can you see it?? Its where all the latest halifax threads are.

Someone has answered your questions now.

thats my good deed done for today!!
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Old 19th March 2007, 20:40   #228 (permalink)
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Default Re: ocharged v halifax ***SETTLED IN FULL***
2Me2U2 vs Halifax only problem is everyone thinks I am you, or you are me or something.....
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Old 20th March 2007, 15:45   #229 (permalink)
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Default Re: ocharged v halifax ***SETTLED IN FULL***
I've heard through the grapevine that next month it will be easier to claim, but that you will be limited as to how much you can claim back. is this true?
Is there a time cutoff that I must have claimed before?
I only joined yesterday and still have lots of reading to do before sending off my first letter.
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Old 20th March 2007, 23:28   #230 (permalink)
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Boobaby Highly informativeBoobaby Highly informativeBoobaby Highly informativeBoobaby Highly informativeBoobaby Highly informativeBoobaby Highly informativeBoobaby Highly informative
Default Re: ocharged v halifax ***SETTLED IN FULL***
Quote:
Originally Posted by banatynes View Post
I've heard through the grapevine that next month it will be easier to claim, but that you will be limited as to how much you can claim back. is this true?
Is there a time cutoff that I must have claimed before?
I only joined yesterday and still have lots of reading to do before sending off my first letter.
Not that I'm aware!
Carry on reading as much as you can then start a new thread of your own with any questions you might have etc... This is a self help forum but there is guidance from lots of different sources you just have to be prepared to put in the work. Good luck, get started and then follow the process, you can't go wrong with this tried and trusted method.

Boo
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Old 11th April 2007, 13:38   #231 (permalink)
REDVANMAN
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Sent First Letter Asking For My Bank Charges To Be Returned, Had A Letter Back Today, Refusing And Saying They Dont Agree That They Are Ripping People Off With Bank Charges, And Said I Could Write To The Ombudsman For Help, So I Have Just Sent My Lba Letter To Them. Will Keep You Posted.
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Old 31st May 2007, 13:52   #232 (permalink)
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Hi, this is my first posting so pls bear with me!! Has anyone been refused their charges back from the Halifax? I sent the template letter requesting a refund and they have replied saying that I received a leaflet (!) which explained the charges, when I opened the account! In other words..no chance!! HELP pls
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Old 20th June 2007, 20:02   #233 (permalink)
stillaminx
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Default Re: Help Please!!!
Hiya I'm new to this but I have been trying to claim my charges back since Feb 06, I finally got a letter stating that when I opened an account I agreed to their terms and conditions which explained these charges would be applied if i did not keep to the terms of the account. blah blah blah if you remain unhappy you can refer your concerns to the Financial Ombundsman Service.
Should I give up, or should I start court proceedings my claim is £5,702.00 plus interest which is £1,009.42
please help tearing my hair out now
Thanks
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Old 20th June 2007, 20:06   #234 (permalink)
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Default Re: ocharged v halifax ***SETTLED IN FULL***
Hiya I have just received the very same letter from halifax
Confused now and dont know what to do?
Should I start court proceedings?
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Old 20th June 2007, 21:02   #235 (permalink)
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Angry Re: ocharged v halifax ***SETTLED IN FULL***
Quote:
Originally Posted by stillaminx View Post
Hiya I have just received the very same letter from halifax
Confused now and dont know what to do?
Should I start court proceedings?


Stick with I am and I have all kinds of threats and baliffs ringing my home at all times during the day and night.

Good luck

2me2u
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Old 20th June 2007, 21:25   #236 (permalink)
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Default Re: ocharged v halifax
Hi my claim with the Halifax, they paid the full amount into my account today £5635.05.

N1 filed 23rd May 2007
Deemed served 25th may 2007
Acknowledged 1st June 2007

Keep on fighting and you will get it.
Heres some helpful numbers 01422 391096 or email
rachelhinchliffe@HBOSplc. com

Today 20th June I discovered that 2700.00 had been taken out of my bank, I rang Halifax and was told it was interest on a loan, I told them that I didn’t have any loans so she put me on hold and cam back after 5 mins and said theres been an error I will get someone to call you back in 5 mins (I smoked 5 cigs in 15 mins) got no call back so I rang them and they said sorry about the error your account as been refunded with the 2700.00 what a cheek?
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Old 20th June 2007, 21:26   #237 (permalink)
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Default Re: ocharged v halifax
OOPPS CONGRATULATIONS WELL DONE, LORRAINE X
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Old 20th June 2007, 23:38   #238 (permalink)
stillaminx
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Smile Re: ocharged v halifax ***SETTLED IN FULL***
Quote:
Originally Posted by 2me2u2 View Post
Stick with I am and I have all kinds of threats and baliffs ringing my home at all times during the day and night.

Good luck

2me2u
Thanks I will and I will let you know the outcome.
Keeping everything crossed!
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