consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Halifax Bank and Bank of Scotland > Halifax and IF successes

Halifax and IF successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 10th November 2006, 10:07   #201 (permalink)
ocharged
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Hi,everyone I`m calm today,still nothing their 7 days is up today I`m not going to contact them just wait,if still nothing by monday I will give them a calm stress free call.Thanks for all advice will let you know.
ocharged is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th November 2006, 12:59   #202 (permalink)
aardvark the lecturer
Gold Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Good to hear you sounding positive again ocharged.
I hope it lands in your account today, but if not then I'm sure you will get satisfaction on Monday.
aardvark the lecturer is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th November 2006, 13:02   #203 (permalink)
ocharged
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Hi,just an update,I called the court this morning to find out if they had heard anything from Halifax as in a letter I recieved they said they had sent Acknowledgment of service back to court intending to defend,to my suprise the court have heard nothing from them and told me their time was up yesterday,so my husband called Halifax as told todo so by the court to ask when funds would be available in our account,he was placed on hold for 1 hour and 10 mins,so he hung up and called back to be told he would not be placed on hold again she would go and get a manager,only for her to put the phone down on him,he then had a fag chilled out a bit and called again only to be told that a manager would call him back before 1 oclock today to resolve this matter.
__________________
ocharged is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th November 2006, 13:35   #204 (permalink)
aardvark the lecturer
Gold Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Watching the clock for you with fingers crossed. If they don't respond, that means you can apply to the courts for judgement. Don't tell halifax you're doing that as they can still send a late defense in and extend the case.

Imagine the pleasure in sending a bailif around to your halifax branch. You wouldn't be the first!
aardvark the lecturer is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th November 2006, 13:39   #205 (permalink)
ocharged
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

but they have said they would pay us,if I go up and take my judgement before they get a chance to put in a late defence do we still win?
ocharged is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 10th November 2006, 13:51   #206 (permalink)
ocharged
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Halifax just called back,and said they have 30 days to put in a defence not 14 days,they dispute my acknowledgment of their letter by phone and email,but have agreed and apolagised about delay to put the cash into our account within next 2 hours.
So all new claimers be aware of the mind games that Halifax are now playing they have up`d their game plan.Will let you know.
ocharged is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th November 2006, 16:27   #207 (permalink)
bearo
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 1,954
bearo Highly informativebearo Highly informativebearo Highly informativebearo Highly informativebearo Highly informativebearo Highly informative
Default Re: ocharged v halifax ***SETTLED IN FULL***

Any news about your claim? Have you received your money?
bearo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th November 2006, 19:58   #208 (permalink)
ocharged
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Hi,money recieved in bank.Thankyou to everyone who has helped and given advice along the way,bless you all.I`m off todo the survey and give a donation.

Can someone please move my tread Thanks.
ocharged is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th November 2006, 20:27   #209 (permalink)
aardvark the lecturer
Gold Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Congratulations!
aardvark the lecturer is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th November 2006, 21:41   #210 (permalink)
Springer
Classic Account Customer
 
Springer's Avatar
Default Re: ocharged v halifax ***SETTLED IN FULL***

Well done ocharged!! I'm chuffed for you and hopefully only a few days behind!!

CONGRATULATIONS!!
Springer is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th November 2006, 07:32   #211 (permalink)
willmurr6
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 144
willmurr6 Novitiate
Default Re: ocharged v halifax ***SETTLED IN FULL***

CONGRATULATIONS OCHARGED
Have been following your thread as we were both on the same time scale filed at court and deemed served on same dates,only down side i haven't heard a thing,so my wait continues nervously.So go and enjoy spending your well deserved money.
willmurr6 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th November 2006, 12:53   #212 (permalink)
bearo
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 1,954
bearo Highly informativebearo Highly informativebearo Highly informativebearo Highly informativebearo Highly informativebearo Highly informative
Default Re: ocharged v halifax ***SETTLED IN FULL***

CONGRATULATIONS!!!!!!!! Will move it for you now.
bearo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st February 2007, 03:40   #213 (permalink)
kecimot
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

Congratulations!!!

I am now waiting for my court date - so it mean that I will have my money back soon too, doesn't it?
kecimot is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th February 2007, 23:14   #214 (permalink)
Boobaby
Gold Account Customer
 
Boobaby's Avatar
Default Re: ocharged v halifax ***SETTLED IN FULL***

Quote:
Originally Posted by ocharged View Post
Hi,money recieved in bank.Thankyou to everyone who has helped and given advice along the way,bless you all.I`m off todo the survey and give a donation.

Can someone please move my tread Thanks.
Told ya - well done you!!!!!!!!!!

Boo x
Boobaby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th February 2007, 01:46   #215 (permalink)
raytraci
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 34
raytraci Novitiate
Unhappy Re: ocharged v halifax ***SETTLED IN FULL***

Blimey!! ive just spent 30 mins reading all of "ocharged" s threads and im emotionally worn out!!! Good ending tho! Please reassure me that in 2 days (when my 14 days r up from my 1st letter of claim) that u'll all b there 4 me 2 cos i cant do it without u, honestly! This is scaring the wits outta me! ps.... im claiming £1700.00 w/out interest and that spreadsheet jargon has totally done my head in!
Thanking u all in advance and hoping u can all help me thru this!!
Loadsa luv
Traci
pps... i hope im on the right thread??? if not pls redirect me!! lol
raytraci is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st February 2007, 22:40   #216 (permalink)
hidden_angel
Basic Account Customer
Default Re: Help Please!!!

Quote:
Originally Posted by ocharged View Post
hi,thankyou.do You Know If Halifax Send Them Free?cause I Think There Money Grabbers,dont Reckon They Will.
they charge me 5 pounds for each of my accounts
hidden_angel is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st February 2007, 22:41   #217 (permalink)
hidden_angel
Basic Account Customer
Default Re: ocharged v halifax ***SETTLED IN FULL***

they charged me 5 pounds for each of my accounts
hidden_angel is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th February 2007, 09:53   #218 (permalink)
helz
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 3
helz Novitiate
Default Re: Help..

I am trying to claim back a mere £70 and have had to take the Halifax to court. The court didnt any acknowledgement from the Halifax so requested a judgement on line - I recieved confirmation from the court that a judgement was entered against the Defendent on 21 February. Just wondering what happens next - anyone know ?
helz is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote