consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Halifax Bank and Bank of Scotland

Halifax Bank and Bank of Scotland Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 12th May 2006, 19:16   #1 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative
Arrow Please Donate To This Site

Hi everyone, without this site none of us would be anywhere near claiming back the money that the banks have unlawfully taken from us . So many members have gained knowledge and received the support needed to make a claim, let alone the many claims that some have made!

The cost of maintaining and running a site like this one must be astronomical, let alone the time it must have taken to set up the letter templates, the spreadsheets etc., etc.

I for one think it is only fair and correct that the people who have made a successful claim should give back a little something to keep this marvellous website going to help others and, of course, it may be you who may need further advice on banking issues and other matters in the future.

If a successful member were to donate say 5% of a £500 claim this would only mean donating £25, so you can see that individually its not a lot, but collectively it would guarantee the continuation of this site. On a £50 claim it would only be £2.50.

But even if you have yet to make a successful claim, donating £5, any sum, would be of help I am sure.

I think this is morally right to do. I for one have already made a donation of £10 but when our claims are settled, we will be donating more.

What do you think? Can you help?

You may pledge your donation here if you wish

Note to Admin: I only hope that you don’t mind me posting this message, use it, delete it, as you see fit.

Mechs
__________________
Go on ... you know you want to click me
don't be like the banks - give a little back
There was a time before CAG but now CAG is here we are the empowered!
In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

Last edited by mechs; 23rd July 2006 at 01:06.
mechs is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th May 2006, 22:04   #2 (permalink)
geraldine
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 23
geraldine Novitiate
Default Re: Please Donate To This Site

Hiya, I couldn't agree more with you. Without this site, we wouldn't even be having a little silver lining in our clouds. I for one will ABSOULUTLY be giving 5% when my money comes. I'm at the Prem letter stage at the mo, I wish I could give some money now, but it would only bounce, Lol. I can't thank everybody who has helped me with my questions and queries enough. Big hugs Hope the good work keeps up.
Good luck to everyone and I sincerly hope people will give a little something back, please think of your silver lining............
Geraldine xxxxxxxxx
__________________
Halifax 1 Data Protection Act sent 2.5.06
Prem letter for £2710.52 sent 18.5.06
LBA Sent 6th June
MCOL filed 22.6.06


Halifax 2 Data Protection Act sent 2.5.06
Prem letter for £1077.15 sent 9.5.06
LBA SENT 25.5.06
Offer of £180 as f&f, have refused
MCOL filed 12.6.06
Money received in account 28.6.06

A & L Data Protection Act sent 5.5.06
Prem sent 5th June for £615.00
LBA sent 20.6.06


Abbey Prem letter sent 15.6.06 for £728
geraldine is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th May 2006, 22:24   #3 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative
Default Re: Please Donate To This Site

Hi Geraldine thanks for the support, it was hard to put across the fact that so many of us wouldnt have got anything back if it was not for these good hearted souls that set up this site (without offending people) the money was already lost so as to speak..but yes it is missed
mechs is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th May 2006, 23:55   #4 (permalink)
blinkyblinkyblonk
Classic Account Customer
 
blinkyblinkyblonk's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 221
blinkyblinkyblonk Novitiate
Default Re: Please Donate To This Site

hi i intend to donate but at the moment like geraldine mine will bounce as well,

i will be most definately be donating though when its all sorted
blinkyblinkyblonk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th May 2006, 00:46   #5 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative
Default Re: Please Donate To This Site

Quote:
Originally Posted by blinkyblinkyblonk
hi i intend to donate but at the moment like geraldine mine will bounce as well,

i will be most definately be donating though when its all sorted
I dont think the admin mind when you donate, I just hope that all thats been helped by this site will donate something, not just take all and give nothing back its a brill site and want to see it kept going
mechs is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th May 2006, 00:58   #6 (permalink)
blinkyblinkyblonk
Classic Account Customer
 
blinkyblinkyblonk's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 221
blinkyblinkyblonk Novitiate
Default Re: Please Donate To This Site

i agree, lets hope others see your post after all we couldnt do it without them
blinkyblinkyblonk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th May 2006, 08:28   #7 (permalink)
juliec
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 27
juliec Novitiate
Question Re: Please Donate To This Site

mailto: mailto: http://http://www.consumeractiongroup.c o.uk/forum/member.php?u=5
I intend to donate 5% if/when I get MY money back as without this site I would
never have tried & the money would without doubt stay with the banks.

How about including a "Pledge" button




Capitalone £280 - Preliminary Letter sent 02/5/06 - LBA to be issued 17/5/06

Halifax £1691 - - £221 goodwill gesture offered 28/4/06- Refused
LBA sent 02/5/06
Will be reading up today on next step to apply to court

Last edited by juliec; 14th May 2006 at 08:36. Reason: Pasted mail to link wrong way - Hopefully right this time!
juliec is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th May 2006, 10:47   #8 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative
Default Re: Please Donate To This Site

Good idea Julie or people could just pledge money here
mechs is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th May 2006, 14:08   #9 (permalink)
0justlooking
Basic Account Customer
 
0justlooking's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 57
0justlooking Novitiate
Default Re: Please Donate To This Site

if successful, i definitely will be donating. this site gives us power & must be encouraged.
0justlooking is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th May 2006, 14:30   #10 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative
Default Re: Please Donate To This Site

I couldn't agree more 0justlooking! Banks just have to take notice of their customers ... after all without us they wouldn't exist! I wonder when they forgot that fact!

p.s. like your avatar
mechs is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th May 2006, 21:39   #11 (permalink)
BBB
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 47
BBB Novitiate
Default Re: Please Donate To This Site

I pledge £25 once my money comes through
BBB is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 16th May 2006, 23:00   #12 (permalink)
sean frampton
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 122
sean frampton Novitiate
Default Re: Please Donate To This Site

I hope you received the donation in great thanks.

We all will.
sean frampton is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th May 2006, 10:54   #13 (permalink)
Che
Basic Account Customer
 
Che's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 60
Che Novitiate
Default Re: Please Donate To This Site

I will be donating once the cash lands in my account, whenever that will be
Che is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th May 2006, 13:23   #14 (permalink)
Lorraine
Basic Account Customer
 
Lorraine's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 100
Lorraine Novitiate
Default Re: Please Donate To This Site

Me too, if it was not for this site I would not have thought in a million years to claim my money back from Lloyds or Halifax come to that. You will receive my donation once I have received it. Good on all the Moderators etc, for all their time, effortless reading and help and assistance with all of our claims. I for one appreciate it. We all have lives and families but still they answer our questions!!!! I for one wont forget it
Kindest regards
Lorraine
Lorraine is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th May 2006, 13:39   #15 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Please Donate To This Site

Thanks you everyone for your lovely comments and kind donations, without such we really would struggle.

Thanks

Louise xxx
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 17th May 2006, 23:32   #16 (permalink)
kaysamoly
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 50
kaysamoly Novitiate
Default Re: Please Donate To This Site

How do I go about donating I havent got a pay pal account so is there somewhere I can send postal orders.
kaysamoly is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th May 2006, 06:32   #17 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative
Default Re: Please Donate To This Site

kaysamoly I believe if you contact admin or a mod they will provide you with the necessary details for sending payment.
mechs is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th May 2006, 22:19   #18 (permalink)
mechs
Platinum Account Customer
 
mechs's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 2,145
mechs Informativemechs Informativemechs Informative