consumer forums consumerforums Total Bank Charges Returned : £17,500,569 to 10384 people.

Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Registration Problems | FAQ
The Consumer Forums  

CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and ensure this site will remain free to use!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1.50 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1.50 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£9.99 + £1.50 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1.50 (P&P)

Download and Install Browsealoud

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Halifax Bank and Bank of Scotland

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

Notices

Halifax Bank and Bank of Scotland Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

Reply
 
LinkBack Thread Tools
Old 23rd November 2006, 21:49   #1 (permalink)
Classic Account Holder
 
PKea's Avatar
 
Try our eBay sniping service

Cagger since : Jun 2006
I am in: In the Shadows
Posts: 1,311
PKea InformativePKea Informative
Question Halifax Loans - Notation Codes

I have just received my details from halifax on a loan I have with them.
All the transactions are listed under headings such as c/s date, reference, AS date, Notation.
In the notation column are the codes, some i'm not sure about.
i know that:
INT is the interestautolinker.com autolinking image
STD1 is my payment to them (stamnding order form Halifax a/c)
DDR1 is my payment to them (from another bank acount)
DDR1K is a returned payment (from another bank acount)

Q is a non standard / part payment?
IDX is a non standard / part payment?
72D is the one that is the charges? ie £10's or £20's

Can anyone clarify these last 3 codes

Many thanks
PKea is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th November 2006, 13:38   #2 (permalink)
Classic Account Holder
 
PKea's Avatar
 
Protect your signature with SignGuard

Cagger since : Jun 2006
I am in: In the Shadows
Posts: 1,311
PKea InformativePKea Informative
Default Re: Halifax Loans - Notation Codes

Has anybody any Ideas?

Thanks
PKea is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 11:06   #3 (permalink)
Classic Account Holder
 
PKea's Avatar
 
eBay user? Find misspellings and zero-bid items

Cagger since : Jun 2006
I am in: In the Shadows
Posts: 1,311
PKea InformativePKea Informative
Default Re: Halifax Loans - Notation Codes

Oh Well, Ill go with what i think,
Ile let you know if it was right
PKea is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 11:09   #4 (permalink)
Basic Account Holder
 
bluecloud's Avatar
 
Protect your signature with SignGuard

Cagger since : Sep 2006
I am in: Teesside
Posts: 423
bluecloud Informativebluecloud Informativebluecloud Informative
Default Re: Halifax Loans - Notation Codes

Ring the Halifax for an explanation - they are required to disclose the information.

.
bluecloud is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 13:45   #5 (permalink)
Classic Account Holder
 
PKea's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : Jun 2006
I am in: In the Shadows
Posts: 1,311
PKea InformativePKea Informative
Default Re: Halifax Loans - Notation Codes

thanks for that Bluecloud.
PKea is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 13:53   #6 (permalink)
Classic Account Holder
 
PKea's Avatar
 
Worried about your signature being copied onto CCAs etc? Use SignGuard

Cagger since : Jun 2006
I am in: In the Shadows
Posts: 1,311
PKea InformativePKea Informative
Exclamation Multiple Accounts on one claim

As HBOS covers Halifax and Bank of Scotland can i make one claim to the company.
My wife and i have the following accounts we are going to claim:
1 Bank Account (Halifax)
1 Loan Account (Halifax)
2 Credit Cards (BOS)
All accounts but 1 of the cards are in my name, so could i claim for all mine together and my wifes seperatley.
or do i have to claim each one individually.
I'm just think ing of the costs involved if i have to do each on its own?

Any ideas?
PKea is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 15:07   #7 (permalink)
Basic Account Holder
 
Aaronsdad's Avatar
 
Try our new digital signature service

Cagger since : Oct 2006
I am in: NE Scotland
Posts: 364
Aaronsdad Novitiate
Default Re: Multiple Accounts on one claim

The main criteron usually is the totals. Remember you can only go to £5k in England. Are you in England?
A snap decision for me would be to bundle the Halifax claims together and the BOS claims as another issue. As for costs, ultimately it costs nothing, because all costs will be refunded. However if cash is tight, do one step at a time. (You're looking at 2 x £120)

Hope this helps, if not just ask!

A D
Aaronsdad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 18:23   #8 (permalink)
Basic Account Holder
 
We need funds
Please donate something

Cagger since : Oct 2006
Posts: 236
ab123uk Novitiate
Default Re: Halifax Loans - Notation Codes

Q is a cheque
IDX is an internal transfer (from another Hx/BoS a/c)
72D is that a credit or debit?
ab123uk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 18:51   #9 (permalink)
Basic Account Holder
Default Re: Halifax Loans - Notation Codes

its a debit- charge yep
ab123uk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Submitting a claim for multiple accounts? audioslim General 2 26th February 2007 17:26
BoS claim for multiple accounts and credit card crow Royal Bank of Scotland 1 5th January 2007 00:32
Start N1 Court Claim Tomorrow - Question re: multiple accounts markj1960 Halifax Bank and Bank of Scotland 2 26th November 2006 13:36
Multiple accounts with one bank, multiple Subject Access Request payments? bnoc General 3 18th August 2006 13:46
Claim for multiple accounts Simon Payne HSBC Bank 7 24th April 2006 19:51




Browsealoud
Video Tour


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE