Birmingham Mid/Halifax offered more than claim.

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		The Consumer Forums > The Consumer Forums The Bank Action Group - against unlawful bank charges > Halifax Bank and Bank of Scotland
Birmingham Mid/Halifax offered more than claim.

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Halifax Bank and Bank of Scotland Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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12th August 2006, 12:32	#1 (permalink)
Lizzy Classic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Apr 2006 The libel threat may be ended. If you donated then thank you. We will be writing to you soon to offer a refund. Meanwhile we always need funds Click on this message to donate I am in: Chester Posts: 247	Birmingham Mid/Halifax offered more than claim. Thought I would post this on here (in case you are missing it). Myself and others are requesting mortgage charges back from Birmingham Midshires/Halifax. The charges relate to late payment, arrears charges etc. Also separate issues of redemption penalties. Today I received an offer of £2275 when I had only asked for £2238 and that was from a prelim letter (asking for it back) from the late payment and arrears charges. Also thunderpuss has had a full offer today. Problem is we do have to sign our lives away to get it. No further action against Halifax/BM/subsiduries etc. So we can't take it. Each to his own situation but I (we) need to reserve the right to defend ourselves in the future. Any advice from mods's, anyone. Am I going to lose my case in court if I do not accept their terms for this full payment ( I also need to go after my £1600 redemption penalty). Will the judge look unfavourably at me wanting to keep the right to defend myself in the future? If anyone wants to check the thread here it is http://www.consumeractiongroup.co.uk...s-halifax.html Page 3 __________________ Halifax Sent LBA 27/6/06 Been on hol for a week, got home found letter from them dated 27/6/06 offer of £92 claiming £1155.10 so no deal. Filed claim with Moneyclaim 12/07/06 Halifax acknowledged claim 25/7/06 Court papers received 28/7/06 Halifax intend to defend. HALIFAX SETTLED IN FULL 1/8/06 Donation made Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions. 13th Aug accepted offer unconditionally. BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06 Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06 DEFAULTS REMOVED 5/09/06.THATS 9 DAYS LATER, YES 9 DAYS

« To get your complaint dealt with quicker | Matt v Evil Halifax. Advice please........ »

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