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Halifax Bank and Bank of Scotland Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Old 27th June 2007, 14:08   #1 (permalink)
Lucylou
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Watch out, there are Claims Touts about!

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Join Date: Jan 2007
Posts: 35
Lucylou Novitiate
Talking Claiming £1500 In Scotland From Bank Of Scotland

Hi,

I need some help from anyone going through / gone through a claim with the Bank of Scotland.
I live in Scotland and have sent all the appropriate letters from the site to the bank. Their 14 days to respond to my LBA has now passed and so in theory I am at the stage where I need to file a claim.
After reading up on all the info on claims in Scotland, my question is this :

What excactly do I need to do and where do I bring the claim?

I understand you can still go normal N1 route through the english courts if your bank has an english registered address. From what I read, the BOS registered address is in Scotland so I'm really confused as to where I now go???

Any help would relaly be appreciated!
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Old 27th June 2007, 17:06   #2 (permalink)
kennythecelt
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Default Re: Claiming £1500 In Scotland From Bank Of Scotland

Hi have you got all your statements back and how far back do they go?
__________________
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

http://www.consumeractiongroup.co.uk...ml#post1652270

Register with CAG today, its free, its a great community:
http://www.consumeractiongroup.co.uk/forum/register.php

kennythecelt@consumeracti ongroup.co.uk.



Thankyou Kennythecelt
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Old 27th June 2007, 17:35   #3 (permalink)
Dusary
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Default Re: Claiming £1500 In Scotland From Bank Of Scotland

Re: The Address

Bank of Scotland
Customer Relations
Trinity Road
Halifax
HX1 2RG

That's where you should be writing and citing as the address.

They are now HBOSplc.

Have a look at Kenny's thread.
kennythecelt 1 v halifax and BOS 0

And mine:

Dusary v Bank of Scotland
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Old 27th June 2007, 17:50   #4 (permalink)
Lucylou
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Lucylou Novitiate
Default Re: Claiming £1500 In Scotland From Bank Of Scotland

Great - thanks.
My cousin has won 2 claims with NatWest and so knows all about how to proceed when they dont reply to the LBA so she can help me!
I just wasnt sure wether I could follow the same track as I know it's all different for us living in scotland.

Thanks again for your help - I'm off to fill in an N1 with the courts!!
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Old 27th June 2007, 18:19   #5 (permalink)
Dusary
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Default Re: Claiming £1500 In Scotland From Bank Of Scotland

Just you go straight ahead!
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Old 28th June 2007, 10:34   #6 (permalink)
Lucylou
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Lucylou Novitiate
Default Re: Claiming £1500 In Scotland From Bank Of Scotland

Do you know which court I am to send the N1 in to ? Usually it is your local court ( if you live in England ) but I assume I send it in to the court local to the HBOS registered english address in Halifax??
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Old 7th July 2007, 07:21   #7 (permalink)
Dusary
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Default Re: Claiming £1500 In Scotland From Bank Of Scotland

Nope!

You can file in ANY court - Berwick-upon- Tweed, Carlisle, Newcastle - anywhere you fancy!

I only gave you those examples cuz they're close to the Border!

But you won't have to go to Court!

AND YOU'LL BE ANOTHER WINNER!

Look what happened to me this week!
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Old 7th July 2007, 10:33   #8 (permalink)
kennythecelt
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Default Re: Claiming £1500 In Scotland From Bank Of Scotland

You will be!!
__________________
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

http://www.consumeractiongroup.co.uk...ml#post1652270

Register with CAG today, its free, its a great community:
http://www.consumeractiongroup.co.uk/forum/register.php

kennythecelt@consumeracti ongroup.co.uk.



Thankyou Kennythecelt
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