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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 24th July 2007, 13:49   #121 (permalink)
Bookworm
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Default Re: Is your court dispensing with the Allocation Questionnaire?

Quote:
Originally Posted by ICY View Post
I understand the meaning behind what you are saying, but on the same score surely we have to show we have tried to reach settlement without taking it to court, and have tried every last resort, rather than just rushing into the court straight away, is it not going to be in the claimants interests and would it not help if the case comes before a court that it can be shown how unreasonable the defendant has been by ignoring attempts to settle outside court.
Dont get me wrong i am not rubishing what is being said here, i just think we have to be seen to be giving the banks the opportunity to settle instead of them asking for stay to negotiate, we would have grounds to appeal a stay as we could prove we have already made serious attempts to do so
Well, no. the CPR state that one month is sufficient time to try and settle before initiating court action, which is of course why our letters give 14 + 14, BEFORE court action.
There is absolutely no reason to respond any more, apart to Court Directions, and responses to offers to settle from the Defendant, tbh. You already have done all you could to try and stay out of court, now let them do the running around if they don't want to go in front of the judge. Simple as that. Honestly.
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All advice and opinions given by Bookworm are personal, and are not endorsed by ConsumerActionGroup or BankActionGroup. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 25th July 2007, 18:08   #122 (permalink)
budsyk
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Default Re: Is your court dispensing with the Allocation Questionnaire?

interesting twist I have had my AQ dispensed with and a directions order date given in about 4 weeks time, I have just taken in the suggested draft order for directions printed from here which was great and expected to pay for the allocation usually £120 i think but the lady at the court said they were no longer charging as so many banks seem to settle prior to any court date at 11th hour. Is this the norm this was in Plymouth CC
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