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General Come here to discuss general issues in the unlawful charging by banks debate.
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Old 26th October 2006, 17:07   #1 (permalink)
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Cagger since : Jul 2006
Posts: 91
Hollydoll Novitiate
Default Help Guys

Hiya eveyone.

I have been searching the FAQ's and can't find the answer to this.

I had a lot of trouble with my money at the start of this year and as a student with no real income the lovely credit card people helped me to get into about £20,000 - how nice!!

Anyway - as I was 8 months pregnant at the time - I asked my Dad to speak to these people on my behalf and he settled the some of my accounts for a lesser amount than the actual balance for immediate payment.

Can I claim the charges back from these accounts?

Thanks

Hollydoll
__________________
Barclays - Prelim Sent for £980
23/09/06 - LBA sent for £1000
05/10/06 - Received offer of £500
10/10/06 - MCOL Served for £1244.01
18/10/06 - Acknowledged by Barclays
20/11/06 - AQ Returned to Stockport Court
REFUNDED IN FULL
Capital One - Received Statements
Prelim sent 20/10/06 - £632
Offer received 03/11/06 - £248
Partial settlement and LBA sent 07/11/06
2nd letter from Cap 1 18/11/06
MCOL filed 21/11/06 £864
WON! REFUNDED IN FULL
Halifax - Received Statements
Prelim sent 09/10/06 - £836
28/10/06 - Offer received £568
Settled.
Egg - S.A.R - (Subject Access Request) sent 22/11/06

MR HOLLYDOLL
Barclays - S.A.R - (Subject Access Request) sent 22/11/06
prelim sent
lba sent
moneyclaim filed
Barclaycard - SAR sent 22/11/06
prelim sent
lba sent
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Old 26th October 2006, 17:19   #2 (permalink)
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Cagger since : Apr 2006
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lickthewallfatboy Highly informativelickthewallfatboy Highly informativelickthewallfatboy Highly informativelickthewallfatboy Highly informativelickthewallfatboy Highly informativelickthewallfatboy Highly informative
Default Re: Help Guys

might be very wise to let sleeping dogs lie and quit while you are ahead.You have to be a bit shrewd in circumstances such as yours.....
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Old 26th October 2006, 17:29   #3 (permalink)
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Posts: 91
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Default Re: Help Guys

that's what I thought - just wondered really. Have enough on my plate with the 3 I am doing at the moment.

Thanks - was just the defaults really. Have badly affected my credit
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