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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
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General Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 10th October 2006, 14:26   #1 (permalink)
HD
Classic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Mar 2006
Posts: 298
HD NovitiateHD Novitiate
Default Any Major changes?

Hi

I haven't been on the board for about 3 months as my Mum died and I have had severe hassle at work.

I now have the spare time to come back on and try to help others to get back what is their's ( due to the work hassle )

Has anything happened to the procedure or advice given in the last 3 months?

I will obviously spend time reading around before giving anyone advice/support but is there anything I need to be aware of?

Hugh
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Old 10th October 2006, 14:27   #2 (permalink)
darling
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Default Re: Any Major changes?

Sorry to hear your sad news, I hope that everything is improving for you and welcome back.
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Old 28th October 2006, 17:00   #3 (permalink)
caro
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Default Re: Any Major changes?

Hi Hugh, I wondered what had happened to you. I knew you were going through a rough time, and I too am sorry to hear about your mum. Sounds like the work situation has not helped matters, but you know we are all here for you.

A couple of things that spring to mind are that some people are now claiming contractual interest, or even compound contractual interest, which can be claimed right from the start before starting the court claim. I think we are also a bit braver about letting claims go over the small claims limit as the banks are still unlikely to go to court.

Another development seems to be that the courts are trying to force the banks hand by putting some cases to the Mercantile Court, but the banks are settling before getting there.

Once you read up I am sure you will soon get back in the swing of things, so see you around.
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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