Consumer Credit Act Agreements

[tamadus]

Originally Posted by The Terminator

I haven't got the address at hand but if you go to New Egg Home you should get the address by the way they are sticking up their interest rates yet again that's about 3 in as many months.I think it's the Pride Park address your looking for under contact us.

Thank you I got it although egg card has a different address but this one should work for a Data Protection Act Subject Access Request.

Also about to go through my smile statements and then try phoning them

[Ally]

cheers Tamadus,

Keep watching this space Ally

If you want to PM me about some of your problems we may be able to help. Otherwise start a new thread and ask for help from the rest of the forum.

I Have a tread going in D&B advice which hopefully I have included the link for!! (1st try at it) But I also have 3 others that I need to sort 2 active one fully re-paid which was all charges (MBNA)
any help, opinions or advice will be fantastic, have been dealing wih the one's who are chasing me the most first

thanks
Ally
http://www.consumeractiongroup.co.uk...-woolwich.html

[tamadus]

Originally Posted by Ally

cheers Tamadus,



I Have a tread going in D&B advice which hopefully I have included the link for!! (1st try at it) But I also have 3 others that I need to sort 2 active one fully re-paid which was all charges (MBNA)
any help, opinions or advice will be fantastic, have been dealing wih the one's who are chasing me the most first

thanks
Ally
http://www.consumeractiongroup.co.uk...-woolwich.html

Dealing with the persistant offenders first should keep them at bay long enough for you to sort out the rest. I actually started on 3 who were pushing hard plus an old bank account that I knew had a good amount of charges against it following my divorce so I went after them as well to swell the coffers a bit. just started on the next round and realised I already have 6 started in some form or other lmao. Ah well may as well try and get it all back before xmas

I'll try and catch up on your threads tomorrow evening as its getting a bit late to start tonight if I want any sleep at all lol.

[ecobabe]

ally I posted on your thread in the debt & baliff forum as i said there I would start by sending them a CCA request that'll make em sit up!

[The Terminator]

Originally Posted by tamadus

OMG no way? even though they must know we are onto this ( they monitor the threads) Definitely no section covering the CCA ?

It was the copy of the first executed agreement that was missing

I was hoping that somehow we could register their default status, it would be interesting to have a company do a credit check and find Humpty is in default to you lmao.

I'm looking into that tomorrow

I'm looking forward to hitting Crapital One again as I have accepted their settlement offer but told them in no uncertain terms the credit has to affect my payment history. If nothing else £50 of it is court fees and is new money into the equation. I also told them to remove the default notice and if they dont comply with both points I will issue proceedings to ask a judge to order it.

Good Luck there,sincrely hope they get mauled

Can't wait till Thursday when Lloyds TSB and Barclaycard officially become criminals

And I hope they get locked up and the key is thrown away.The law can put you away for 25years for robbing a bank so what gives them the right to not have the same punishment when it's the other way around.Whats good for the goose is good for the gander.

[tamadus]

Originally Posted by The Terminator

And I hope they get locked up and the key is thrown away.The law can put you away for 25years for robbing a bank so what gives them the right to not have the same punishment when it's the other way around.Whats good for the goose is good for the gander.

In their case I'll take the money and let the law deal with them seperately

[The Terminator]

Very interesting phone call from MBUSA a little earlier regarding my account.My reply was" I refuse to speak about my account until such time that you have replied to my letter regarding harrasement sent to you on the 20th September 2006."We have not received any letter" was the reply from MBUSA."Sorry but it was sent recorded delivery and under the cca(1974) a letter posted first class or by recorded delivery is deemed to have been served the next working day".With that MBUSA put the phone down on me.Now doesn't that tell you that the CCA is not being complied with.The next shock will be when they receive their default notice and I intend to register it.

[Ally]

Originally Posted by ecobabe

ally I posted on your thread in the debt & baliff forum as i said there I would start by sending them a CCA request that'll make em sit up!

Thank you ecobabe & Tamadus have read & replied will no longer trespass on this tread ( Sorry MODS)

Ally

[Mike220359]

Kids Kids please be quiet about this at the moment there are two that I'm dealing with under section 85, and really they don't know whats hitting them. As my signature says I'll post things when I've finsihed, don't forget the men in black are watching this, start PM ing or do things by email.

Regardless of what we think this is a very public forum, with 'visitors' able to see what's going on.

Mike

[Mike220359]

I'm sorry I'm so excited, 85 hasn't even been repealled by the 2006 Act, it still inforce under it, forget arguing the toss about unfair charges, this is the real hot potato

Mike

[tamadus]

Originally Posted by Ally

Thank you ecobabe & Tamadus have read & replied will no longer trespass on this tread ( Sorry MODS)

Ally

No problem at all about trepassing. Just yell if you need any more help and I'll come running to your thread.

[tamadus]

Originally Posted by Mike220359

I'm sorry I'm so excited, 85 hasn't even been repealled by the 2006 Act, it still inforce under it, forget arguing the toss about unfair charges, this is the real hot potato

Mike

I had noticed that about the latest revision Mike,

[The Terminator]

Mike: Its good to have you on board.This is a very hot potato which i've had veryified by a lawyer.Now doubt the men in black are watching but not even they can change the law.Let us know how your case is going because as I said in previous threads this is the "loophole" in the law.It's a pity that it has taken 32 years to expose it.

[The Terminator]

Originally Posted by Ally

Thank you ecobabe & Tamadus have read & replied will no longer trespass on this tread ( Sorry MODS)

Ally

Ally: we are all in the same boat if you have a problem don't hesitate to ask.I'm sure Tamadus, Mike and the others on this thread are speaking the same language as me.We all want justice

[tamadus]

I have no doubt at all the men in black are reading this and good luck to them. Even if they start following the CCA today it still wont detract from the fact they have been in default for 32 years.

At the end of the day nobody forced them to ignore their statutory obligations

[The Terminator]

Thoroughly agree with you Tamadus.They deserve everything there going to get.This is not sour grapes as one commentator said but the consumer getting even.

[tamadus]

I have always maintained that the British public have a long fuse, but once its lit stand well clear because there is going to be one hell of a big bang.

[The Terminator]

There will be a big bang there's no doubt about it.The way that I see it the fuse has already been lit.If you go back into history there is the infamous "peasents revolt" what we are getting now is the "consumers revolt"

[tamadus]

Agreed and its being mostly led by this site and the wonderful people who post here. Incredible that only a few years ago most of us seethed and accepted the charges but did nothing about it untill we get a site like this that allows us to discuss and swap ideas.

In fact discussing personal finances used to be a cardinal sin so its good to see so many openly discussing where they went wrong and so many helping them correct the mistakes. Only 6 moths ago I reluctantly called CCS to ask for help in debt management yet here I am now ( still not out of debt but fighting back) helping people not only come to terms with their debt but finding ways to combat it.

Communication makes a huge difference.

I was thinking earlier, depending on locations some of us should get together over a drink and discuss some of the issues, it would save a lot of time and become a think tank for strategy.

[The Terminator]

Tamadus: I only come across this forum by chance.Everybody in this country at the moment are in debt one way or the other me included and I think it's nothing to be ashamed about.I beleive communication is vital we are helping each other sharing idea's,reserching the law etc standing up for our rights to the money that has been illigally taken from us.As my signiture says I'm giving 100% support because at the end of the day I want justice for all.And if the men in black are watching READ THE SIGNITURE!!