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General Come here to discuss general issues in the unlawful charging by banks debate.
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 7th September 2006, 22:32   #1 (permalink)
Tel916
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Posts: 18
Tel916 Novitiate
Default Two accounts, one bank

My apologies if I've missed the relevant FAQ guys, I've been looking, can't find the Info.

As topic really, I've two accounts with the Halifax, opened within seconds of each other. Up until now, I've dealt with the claims seperately, but the LBA expiry is on the same date, so I was wondering if there's any advantage/disadvantage to combining the MCOL procedure, the outlay isn't a problem.

I also have a Credit Card with the Halifax, LBA dealine runs out the same day as well! I'm guessing that'd be an entirely seperate entity though, and would be required to be seperate, but no harm in mentioning it.

Thanks for any pointers
Tel
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Old 7th September 2006, 23:00   #2 (permalink)
Boobaby
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Default Re: Two accounts, one bank

Quote:
Originally Posted by Tel916
My apologies if I've missed the relevant FAQ guys, I've been looking, can't find the Info.

As topic really, I've two accounts with the Halifax, opened within seconds of each other. Up until now, I've dealt with the claims seperately, but the LBA expiry is on the same date, so I was wondering if there's any advantage/disadvantage to combining the MCOL procedure, the outlay isn't a problem.

Thanks for any pointers
Tel
Hi Tel
How much do both of the accounts total? If it's less than £5,000 then to be honest I would combine both of the claims. I like you had two accounts with the Halifax and have dealt with both seperately but as I have received nothing worth taking on one and nothing at all for the other when the time comes to submit my MCOL's then I will be combining both of the accounts. It seems pointless to do two claims for the same Bank.
Boo
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Old 7th September 2006, 23:12   #3 (permalink)
Tel916
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Tel916 Novitiate
Default Re: Two accounts, one bank

Hi Boo,

Account One is my current account, totalling £1200-odd, Account Two only has around £160 owing.

I know what you mean, it seems like a waste of time really, but I'm paranoid about doing the wrong thing at this stage!
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