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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
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General Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 29th August 2006, 12:43   #1 (permalink)
umps
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Apr 2006
Posts: 41
umps Novitiate
Question total charges

In the middle of filling in the spreadsheet to reclaim charges from HSBC bank. On my statements (which I actually recieved very quickly) I have a number of charges which just appear as 'TOTAL CHARGES TO 08/09/02' (as an example). Can I claim for these or not.... Can someone help me???

Thanks Andy
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Old 29th August 2006, 18:01   #2 (permalink)
Rooster-UK
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Default Re: total charges

Do the TOTAL CHARGES TO (dd/mm/yy) entries alter the balance on your account at that date?

If you add all the itemised charges between any two of those dates, does it tally with the total stated at the second date?

Usually, unlawful charges will be round figures, just £'s with no pence.
If, on the other hand there are odd coppers in the totals, then they are almost certainly legitimate service charges and not reclaimable.

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Last edited by Rooster-UK; 29th August 2006 at 18:03.
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Old 25th July 2007, 19:32   #3 (permalink)
papadak
Classic Account Customer
Default Re: total charges

I'm doing a claim for HSBC with 'rounded' TOTAL CHARGES .... Amounts varying from 40-100. I am finding it hard to get a breakdown, does anyone know anymore please?
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