Data Protection Act

[lee6370]

I've sent a standard Data Protection Act letter to Lloyds, they have replied asking for £10.00, which is fair enough, but they also state that their 40 days will start for the time they get the £10.00.

However the DCA website states "Organisations have 40 calendar days to answer your request, counting from the date they receive the request.", it also says they may request payment which suggests that after they have received your request they can then ask for £10.00, it does not say the 40 days starts again.

Anyone know if Lloyuds are right?

	Debt collection library Follow this link to our debt collection library. This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly. This library is work in progress and will be built up over the next few weeks. 17.03.09

[nickmack]

It starts from when they get the money.

Looks like quite a few organisations use this as a stalling tactic. You don't send the money, they wait a few weeks, then ask for £10.

Best way to do it, is to send £10 with your letter.

[lee6370]

Fair enough, i'll be charging them interest so they can take as long as they like.

Just hate them thinking they have got one over on me.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.