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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 20th August 2006, 14:06   #1 (permalink)
gbzstro
Classic Account Customer
 
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Default Wanted Credit card compound interest Spreadsheet

I don’t have all the information required in order to fill out the complex spreadsheet (I don’t have statements showing balances etc.)– however I think that I do have enough information in order to work out compound interest – but I am not sure of the Excel formula in order to do this ??

Does any one have a compound interest spreadsheet that I could use?

This is what I have to work with..

18 Sep 01 LATE FEE CHARGE £18.00
19 Sep 01 OVERLIMIT CHARGE £18.00
18 Oct 01 LATE FEE CHARGE £18.00
19 Oct 01 OVERLIMIT CHARGE £18.00
etc.
etc.

total £1170.00

Thanks in advance for all who can help me.
__________________
My advise if free and is worth exactly as much as you paid for it….

HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514
HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980
MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o
FREEWAY 28th Oct ~ offered and acepted £506
TSB VISA MCOL £300 - court date 27th March 2007
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Old 28th August 2006, 19:29   #2 (permalink)
josflat
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Default Re: Wanted Credit card compound interest Spreadsheet

I'm in the same situation - did anyone send you a speadsheet or did you amend one to suit your needs?
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Old 28th August 2006, 21:42   #3 (permalink)
Rooster-UK
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Default Re: Wanted Credit card compound interest Spreadsheet

You will find spreadsheet templates........ here.....


http://www.consumeractiongroup.co.uk...eadsheets.html



There's a number of them to choose from.
Hope this is useful to you.
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Old 28th August 2006, 22:01   #4 (permalink)
gbzstro
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Default Re: Wanted Credit card compound interest Spreadsheet

Thanks for the link Roost ~ but they all work out daily flat interest and not compound interest.
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Old 29th August 2006, 19:59   #5 (permalink)
Rooster-UK
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Default Re: Wanted Credit card compound interest Spreadsheet

Only other thing that I can suggest is Private Message to Vampiress, the "Spreadsheet Goddess".
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Old 22nd October 2006, 17:41   #6 (permalink)
bram stoker
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bram stoker Highly informativebram stoker Highly informativebram stoker Highly informativebram stoker Highly informativebram stoker Highly informativebram stoker Highly informative
Default Re: Wanted Credit card compound interest Spreadsheet

Take a look in my Chambers. You'll find what you need there I'm sure.
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