Bank and Building Society charging and wrong charging

kotewala · 22nd March 2006, 15:16

I have read some of forum notes but I am unclear about whether mistakes made by bank or building society.

1) I have current account with bank, no overdraft, never in red, no unpaid cheques or DD - do I need to worry?

2) Building society Mortgage - never missed a mortgage payment ( goes by DD) do I need to be concerned about anything eg interest rate etc?
I did get stung for termination and going onto a tracker.

3) Have building society saving account - do I need to be concerned ?

thanks

Bookworm · 22nd March 2006, 15:47

Quote:

1) I have current account with bank, no overdraft, never in red, no unpaid cheques or DD - do I need to worry?

About what? If you've never been penalised, why are you asking?

Quote:

2) Building society Mortgage - never missed a mortgage payment ( goes by DD) do I need to be concerned about anything eg interest rate etc?
I did get stung for termination and going onto a tracker.

Please clarify your question.

Quote:

3) Have building society saving account - do I need to be concerned ?

About WHAT?

kotewala · 22nd March 2006, 16:00

I remember watching the TV programme some time back on Building societies and interest rate charges on mortgages and mistakes made, the same on banks - I have not checked for last 6 years - so could I not be overcharged ? or mistakes made?

thanks

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