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The Bank Action Group - against unlawful bank charges
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General Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 4th August 2006, 12:56   #1 (permalink)
mackinnon
Basic Account Customer
Question Scottish or English law

Hi,
My bank account is held in a bank in England. I have now moved to Scotland. What law applies and is there any difference? I am starting to claim back bank charges.
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Old 4th August 2006, 13:09   #2 (permalink)
Rooster-UK
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Default Re: Scottish or English law

You can take action under English or Scottish law.
Personally I would go for English law as the maximum claim figure is higher.
For your claim, pick a court, in England, as near to your home, as you can find. Then, if the unspeakable should happen, you haven't got so far to travel.

Best of luck with your claim.
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Old 4th August 2006, 13:09   #3 (permalink)
Rooster-UK
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Default Re: Scottish or English law

You can take action under English or Scottish law.
Personally I would go for English law as the maximum claim figure is higher.
For your claim, pick a court, in England, as near to your home, as you can find. Then, if the unspeakable should happen, you haven't got so far to travel.

Best of luck with your claim.
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Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.


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Old 4th August 2006, 13:41   #4 (permalink)
charlieho
Basic Account Customer
Default Re: Scottish or English law

Have a look here at the Govan Law centre

It is understood that the England & Wales Money Claim Online service requires a claimant to have an address in England or Wales, and therefore, if you are raising proceedings in England you would have to forward your claim to a particular County Court by post. While raising proceedings in England will entitle you to sue for a maximum of £5,000 under English small claims procedure, if the claim is defended you must be prepared to travel to England to present your defence. Accordingly, you should think very carefully about this issue, weighing up all of the pros and cons.

best of luck with your claim(s)
Charlie
__________________
Nationwide Total settlement for first claim £810.92 (Charges £570.00) total charges £2579.00 (Another 4 claims to make)

Tesco personal Finance -NO penalty charges see post end thread
Egg Data Protection Act complaint sent to Information Commissioners Office see thread
Egg also trying to get defaults removed
Abbey National/MBNA credit Card - Eventually settled in FULL

Citibank Preliminary sent 19/08/06
MBNA Data Protection Act sent 30/07/06
Mrs CharlieHo v Providian Data Protection Act sent 30/07/06

MORE TO FOLLOW

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