Promoting This Site

[nathal]

After reading threads on this site it has become obvious to me that site members,admin, moderators etc want the site promoted. In response to this i have mentioned to people about the site and what way it can help you to reclaim your bank charges. To my dis belief most people are not interested in reclaiming their charges. this is mainly because:

1- dont believe charges can be claimed back
2- think that its to much trouble to claim back less than £100
3- dont want to take on bank

also it scares some people if theres a mention of court. I personally will try to claim for all bank charges and if possible redemption fees on mortgages and i advise everyone to do the same

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.