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General Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 14th May 2008, 16:23   #1 (permalink)
Henry01
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 23
Henry01 Novitiate
Default Remove wrong searches...

My credit file has 2 searches by the same bank when I did NOT authorise the search, mearly made an enquiry about a product. I was not told a search would be done.

Any template letter / law I can write to them about to get it removed?

Thanks!!
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Old 16th May 2008, 00:04   #2 (permalink)
steven4064
Site Team
 
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Default Re: Remove wrong searches...

I would say this is in violation of the first data protection principle (Data Protection Act 1998 Scedule 1 Part 1)
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My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please send a link to your thread and I will do my best to answer there.
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Old 18th May 2008, 12:43   #3 (permalink)
Henry01
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 23
Henry01 Novitiate
Default Re: Remove wrong searches...

Thanks, i went for principle 4 in the end. The section about their legal obligation to keep the information accurate. As i did not perform/request the search the information is not accurate.

Letter sent, lets see what they say?! I guess just remove the search?
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