Whats Next?

[rmoody70]

We are slapping the banks slowly back into line. Whats Next?? Who we gonna fight when our claim is settled and we have helped everone else get their money back. IM BORED!!! Please help.

HSBC 2500 in Litagation

[Janet-M]

There are still many people joining this site daily who would appreciate people who have already been through it helping them .If you are bored we would really appreciate you helping these new users .

[Rooster-UK]

I'm still in the process of reclaiming mine. Then there will be the accounts of other family members. In between times, any help that I can offer to other users will be freely given.

Once I've finished my claims, then I will still be here to help in whatever way I can.

I'm hooked !

As long as the site is up and running, then I'll be up and running with it.

[thewifeandI]

I think we need to campaign against excessive interest charges on overdrafts and CCs. On one of my CCs the standard rate is 5 times base rate right now, having gone up last month (even though the base rate hasn't changed in ages now). Normal overdraft rates are three times the base rate, and go up to around six times if unauthorised.

I think the rates charged should be capped at base rate plus 8%, rising to base rate plus 10% for unauthorised borrowing. This still leaves the banks with a good margin and would help many to get out of debt who can only afford to make the minimum payment. Couple this with a central register of debts so that banks have a transparent view of your total debt burden and then take a responsible view of your capacity to borrow and the world would be a better place!

Oh yes - I forgot two extra words - 'FAT CHANCE'!