Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki
N.B. Please note - due to postage costs these products are only available in the U.K.
Consumer Action Group envelope labels
You are part of a community of over 155,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes.
Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.
Just type in the details of your claim and print them out.
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Sue your bank as often as you like with one Lawpack!!
With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)
CAG Forum Users Price £11.99
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Reclaim the Right!
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson Not for use in Scotland
We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'
Click on the image to purchase a Wills kit - £12.99 + £1.00 pp
Remember...you can't take your reclaimed bank charges with you ;-)
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GeneralCome here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.
Welcome to The Consumer Action Group
and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
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Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Re: **urgent All Mcol Claims Automatically Stayed**
If your claim has been stayed by MCOL you can contact them to request that the case is transferred to your local court. If a request is received MCOL WILL transfer your claim.
Your local court may also order a stay which you may then, if you wish, make an application to lift the stay based on your individual circumstances.
There have been some successes with regards to lifting a stay but also many disappointments. You need to consider your own circumstances as to whether you feel it is appropriate for you to apply to have the stay lifted.
I am in: a few hundred yards from the Nort Sea Essex area
Posts: 44
Re: **urgent All Mcol Claims Automatically Stayed**
Hi the Gang,
got my usual leter of denial from the halifax saying the usual rubbish if I stick to my timetable now time for letter before action and then the next step is to start court case(and hope fora claim by default) this seams unlikely
Flaminscott
I am in: a few hundred yards from the Nort Sea Essex area
Posts: 44
Re: **urgent All Mcol Claims Automatically Stayed**
Hi the Gang,
wazzz danews from da frontline den.
Got the usual "UP YOURs" letter from the shabyfax going to stick it out and send LBA and folow up with court case.
As this will be stayed what next (....in stays.... a nautical term ...meening vessel now stationary after attemting to change course.... heading as in now sailing backwards.....and being overtaking by seagulls....) har har me old shipmates!!!!!!
The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
**urgent All Mcol Claims Automatically Stayed** 
