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General Come here to discuss general issues in the unlawful charging by banks debate.
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 11th September 2007, 14:31   #501 (permalink)
frankiechill
Basic Account Customer
Default Re: Find out here if your local court is staying claims

I did my best today to have the stay removed but it wasn't good enough - I LOST!
The Judge wasn't interested, he said he was not qualified to make the decision and it was best to leave it to the high court! He didn't even want to see my court bungle and the solicitor representing Barclays just quoted a lot of legal jargon that i did not understand. The only thing that the Judge was interested in was saying how much of his time had been taken up by Bank Charges hearings! Barclays little weasel scurried off with a smile on his face when the Judge refused to lift the stay - I think it was a case of my time being wasted not he Judges as it was a dead cert of the outcome before i even got in the room - GUTTED
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Old 11th September 2007, 16:43   #502 (permalink)
noomill060
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Default Re: Find out here if your local court is staying claims

Ah well-

just think of how much extra compound interest they are going to have to pay you at the end!
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Old 11th September 2007, 17:00   #503 (permalink)
bigalis
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Default Re: Find out here if your local court is staying claims

What compound interest is that?
The courts will allow you to charge 8%p.a.
the bank owes me £3k thats less than £20 per month.
When I receive my settlement I will pay off the £3k Barclaycard bill I owe that they are able to charge about £50 interest a month on so it will cost me £1 a day in added interest until this is settled.


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Old 11th September 2007, 17:05   #504 (permalink)
noomill060
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Default Re: Find out here if your local court is staying claims

You didnt calculate the compound interest you were charged on your charges, did you?
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Old 11th September 2007, 18:58   #505 (permalink)
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Default Re: Find out here if your local court is staying claims

You aren't guaranteed to get compound interest awarded as part of your claim, but you can get simple interest if it's included in your claim - and, of course, you're assuming you're going to win!
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Old 11th September 2007, 19:11   #506 (permalink)
noomill060
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Default Re: Find out here if your local court is staying claims

Charges + Interest levied thereon until date of settlement= Claim



End of.


(Naturally, County Court interest is payable @ 8% simple at the discretion of the Court)
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Old 11th September 2007, 19:18   #507 (permalink)
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Default Re: Find out here if your local court is staying claims

Im not going down this road again- if took me long enough to work it out for myself!

All money they have unlawfully debited is reclaimable.

The interest you have been scammed into paying on your unlawful charges was just as unlawfully debited as the charges, and you can claim it back using the same arguments as the charges.

Add charges and interest levied thereon, and that is the principal of your claim, compound interest accruing at a daily rate until settlement.

Last edited by noomill060; 11th September 2007 at 19:22.
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Old 11th September 2007, 19:20   #508 (permalink)
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Default Re: Find out here if your local court is staying claims

How much of your Barclaycard bill is accounted for by charges and interest on those charges?

Claim it back.
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Old 11th September 2007, 22:03   #509 (permalink)
tnook
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Default Re: Find out here if your local court is staying claims

Chester County Court are now issueing blanket stays.
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Old 12th September 2007, 00:46   #510 (permalink)
becci
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Default Re: Find out here if your local court is staying claims

Stratford upon Avon County Court are proceeding on a case by case basis.
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Old 12th September 2007, 12:39   #511 (permalink)
tcook5
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Default Re: Find out here if your local court is staying claims

Hi All,
My claim against Barclays has been defended, with the statement below.
Does this mean that it will be stayed?

Thanks

"Defence
You are unable to take any further action online on this claim.

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly."
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Old 12th September 2007, 13:08   #512 (permalink)
admanbo80
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Default Re: Find out here if your local court is staying claims

tcook5

No it just means that it can't proceed any further with MCOL. Your case has to now be dealt with by post/phone etc...
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Old 12th September 2007, 14:25   #513 (permalink)
cluel3ss
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Default Re: Find out here if your local court is staying claims

Hiya's

My case has been transferred to Romford County Court, I rung them a few weeks ago and they told me that the Court is not granting any of the banks any stays, I'm in court on Friday 14th Sept 2007.

Take care
Debs
xxx
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Old 12th September 2007, 14:47   #514 (permalink)
monkeymax
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Default Re: Find out here if your local court is staying claims

Quick Question....
i had my case stayed on 30th Aug in Kingston along with about 20 others. Is it worth me applying for a lift on the stay? i am suffering financial hardship as a result of the outcome and Barclays have continued to charge me (£430 since initial claim). Should i apply or just keep my £35 which will pay my electric bill??
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Old 12th September 2007, 14:59   #515 (permalink)
shan cc
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Default Re: Find out here if your local court is staying claims

Hi, my case was won on the 19th of July because of a lack of defense by the bank, the oft went to the high court on the 28th.

So my case was won 9 days before that, does anyone know how i stand legally? they tried to apply for a stay for this reason and have changed their minds to an administration error!

Im in court tomorrow (13/09/07)

Shan.
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Old 12th September 2007, 15:27   #516 (permalink)
cluel3ss
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Default Re: Find out here if your local court is staying claims

Quote:
Originally Posted by shan cc View Post
Hi, my case was won on the 19th of July because of a lack of defense by the bank, the oft went to the high court on the 28th.

So my case was won 9 days before that, does anyone know how i stand legally? they tried to apply for a stay for this reason and have changed their minds to an administration error!

Im in court tomorrow (13/09/07)

Shan.
Hiya's
Sorry can't help with your problem, just wanted to wish you luck for tomorrow

Take care
Debs
xxx
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Old 12th September 2007, 15:55   #517 (permalink)
davyboy
Basic Account Customer
Default Re: Find out here if your local court is staying claims

Quick question, hope im on the right thread?
my sons case v NatWest has been stayed, they (cleveland combined court) have since sent an allocation questionnaire, do i still complete and send it to the courts within 14 days of issue? should i also include the basic court bundle at this stage?
thanks
davyboy
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Old 13th September 2007, 08:50   #518 (permalink)
monkeymax
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Default Re: Find out here if your local court is staying claims

Quote:
Originally Posted by monkeymax View Post
Quick Question....
i had my case stayed on 30th Aug in Kingston along with about 20 others. Is it worth me applying for a lift on the stay? i am suffering financial hardship as a result of the outcome and Barclays have continued to charge me (£430 since initial claim). Should i apply or just keep my £35 which will pay my electric bill??
Anybody?