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GeneralCome here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.
Welcome to The Consumer Action Group
and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Re: Find out here if your local court is staying claims
Hi
Had our case stayed at Gateshead county court today our hearing was on Thursday this is so unfair the banks have been given more time to hang on to what is rightfully ours. Does anyone think asking for your case to be lifted will work?
Re: Find out here if your local court is staying claims
morning all
i havent heard from my court as yet blackpool county court,
will keep checking here and if i hear i will let you know what they are doing
i dont think its fair either shabbey had up to 17th aug to offer a settlement yes u guessed
hugs
abg
Re: Find out here if your local court is staying claims
Quick update on welspool court, the DJ's at this court have now decided to stay all cases pending the High Court decision,although given the proximity of my particular hearing (30/8/07),DJ Reeves has allowed it to stay on the list. WG.
Re: Find out here if your local court is staying claims
just talked to the clerk at the court all cases in Scarborough are now being automatically stayed pending the test case outcome. I asked why when other courts are carrying on and she said that was the decision of our District Judge and we would here from him in due course. Not good news....
"Horsham court is staying all claims.... my in-laws were due to go on the 10th their case has been stayed untill at least March... according to the court clerk "
Re: Find out here if your local court is staying claims
Just phoned Maidstone County Court. They told me case was stayed on 8th August pending OFT outcome. I have not had notification of this, and will try to get stay lifted, bearing in mind I was told by Nat West they would offer me £1100 before I started all this nonsense.
Re: Find out here if your local court is staying claims
I was at Newport (Gwent) County Court today to file an AQ.
There is now a blanket stay in place, and the staff didn't like being told that the Master of the Rolls had not given such authority to District Judges.
Noone in the office has a clue about credit cards or other claims that are outside the remit of the test case.
Re: Find out here if your local court is staying claims
Birmingham County Court
The claim is stayed until further order with a view to awaiting the decision in the test case. Either party my apply at any time by application on notice in accordance with CPR23, to lift the stay. If there is no such application by 30th September 2008, the court will in any event then consider whether to make a further order.
So Birmingham are expecting it to last at least a year
Re: Find out here if your local court is staying claims
CAG estimated unlawful charges to total 4.5 billion pounds per year. Over 6 years this would come to 27 billion pounds. When charges are ruled in High Court as unlawful where they exceeded a certain £ value, there appears no clarity, if all reclaims would then be met by banks on itemised demand, or even if banks should organise their IT to repay the unlawful portion of ALL charges to ALL customers without the need for reclaim.
If the total reclaimable were 27 billion pounds,
if nationwide reclaims have netted say 50 million pounds (16 million pounds reported won by CAG winners),
assuming the final refund would be half or two-thirds or three-quarters of the original charge (not the 100% refunds up to now), then banks and cards can look forward to paying out over 100 times more than they have repaid to date -- a staggering sum.
With so much as stake, possibly the survival of the smaller credit cards, it would not be surprising if they appeal the High Court verdict all the way to the House of Lords, even to the EU Court if they can.
Re: Find out here if your local court is staying claims
Birkenhead County Court
I had my court date on 17th August at Birkenhead. I think there were about 20 or so other people there waiting to be seen and we were all being called in one by one.
From what I can gather, all cases were being stayed by the Judge, but I was lucky - the Abbey Rep for my case hadn't turned up (although there was an Abbey Rep there, I wasn't on her list!) and so the Judge found in my favour! Abbey have to pay me by the 7th Sept - I'm just hoping they don't try any tricks to get out of it.
I noticed that out of all the 'Bank Charges' people waiting to be seen, I could only see one other person carrying anything that looked like a 'court bundle', most people had nothing with them, and the Judge commented on how well put together mine was (thanks to this website and Martin Lewis' for all the info needed), so I'm wondering if people ar
Re: Find out here if your local court is staying claims 
Re: Find out here if your local court is staying claims 
"
Re: Find out here if your local court is staying claims 
REMEMBER IT'S YOUR MONEY YOU ARE CLAIMING - DON'T BE PUT OFF BY ANYONE.
Abbey have to pay me by the 7th Sept - I'm just hoping they don't try any tricks to get out of it.