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General Knowledge As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible.

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Old 4th September 2008, 16:31   #1 (permalink)
Basic Account Customer
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : Sep 2008
Posts: 11
alfa1083 Novitiate
Default great universal default!!!
ive just applied for a mortgage and was shocked to be told i had a default showing. idid my credit check and none were present. So...i did another credit check with equifax and it show that i have 2 payments in arrears from 2006!
i know nothing about a defaul and certainly did not get any kind of warning or letter about it. i simply forgot to pay on time.

is there anything i can do to get this removed??!"

please help!
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Old 7th September 2008, 12:22   #2 (permalink)
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Your bank owes you an awful lot more money than you realise See here

Cagger since : Jun 2007
I am in: South west
Posts: 1,598
reallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informativereallymadwoman Highly informative
Default Re: great universal default!!!
Have you since cleared the balance? Is the account actually showing as 'in default' or is it just a couple of late payments?
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