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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
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| | | | | | | General Debt Issues Post here any general debt questions not covered elsewhere. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
14th January 2007, 15:51
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#1 (permalink)
| | Site Team |  Improper/unfair treatment by a dca;Use this under cca stat law
There is a section within the consumer credit act 1974
section 25.2 (d)
which can be applied for complaints.
here is the wording; d) engaged in business practices appearing to the Director to be deceitful or oppressive, or otherwise unfair or improper (whether unlawful or not).
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.
Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html
Member of the Federation of Neatness Corp.
DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html
Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. | 
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16th January 2007, 00:11
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#3 (permalink)
| | Classic Account Customer | Re: Improper/unfair treatment by a dca;Use this under cca stat law
Quote:
Originally Posted by tifo  what does this really mean?
the Director probably owns the company and sanctions these actions .... |
Probably, but the director must be seen to be acting with the utmost integrity and will obviously have no knowledge of what his hoodlum employees are up to!!
According to Company Law, a director must see that the practices of his business are within the Law and that the employees of the business must act within the Law at all times. If an employee is seen acting outside the law, while working for the company, the Director can ultimately be held responsible. Almost impossible to prove, however!!
Spotnot | |
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5th March 2007, 19:51
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#8 (permalink)
| | Site Team | Re: Improper/unfair treatment by a dca;Use this under cca stat law
Quote:
Originally Posted by beancounter I think this refers to D-G of OFT too. Presumably the yardstick is whether the DCA has breached the OFT Debt Collection Guidelines by acting unfairly etc.. as most of them do!! |
Yes your observation is correct.
Unfair practices can cover a multitude of things too.
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.
Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html
Member of the Federation of Neatness Corp.
DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html
Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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