credit report

[knoxvillain]

Hi All,

I got a copy of my Experian Credit report today and I have a few questions I was wondering if someone could help me with:

Firstly, all my credit cards now have "arrangement" or "debt management" program" beside them since I started on my debt management program. Are these as bad a defaults or once I've settled the debts does that disappear?

Secondly my Bank of Scotland Current account has defaulted me on a £1600 overdraft from which I am claiming £4000 in charges. I intend to get this removed as part of the process of claiming the charges. However, I also have a Bank of Scotland loan of roughly £2000 which was debited out of my current account each month, would I be able to push them to remove the one on the loan as well?

Thanks in advance.

Ian

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

	Credit Report Click link to open in new window.