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3rd November 2006, 22:05
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#1 (permalink)
| | Platinum Account Customer | Human Rights Act 1998 I saw a statement recently on a website [sorry, can't pinpoint it, but I assume it
may have been about bailiffs] that said that the introduction of the Human Rights Act may lead to a reduction in the use of bailiffs in the future.
At first I found it hard to see how since the Act is mostly concerned with how we are treated by public authorities-government departments, councils and the police for
example. And no way could a dca be described as a public authority. However,
on further reading of what constitutes a public authority put things into perspective.
In clarification of public authorities, an example was that a private security company
transporting prisoners from one prison to another, because they were working on behalf of a public authority, were subject to the Human Rights Act, but would not be subject to it when going about their normal duties.
So a dca collecting on behalf of a private company would not be so classified. But
when chasing an unpaid Court fine, or a parking ticket issued by a Council [or TFL] would
be subject to the Human Rights Act. This is what article 8 says
ARTICLE 8
RIGHT TO RESPECT FOR PRIVATE AND FAMILY LIFE
1. Everyone has the right to respect for his private and family life, his home and his correspondence.
2. There shall be no interference by a public authority with the exercise of this right except such as is in accordance with the law and is necessary in a democratic society in the interests of national security, public safety or the economic well-being of the country, for the prevention of disorder or crime, for the protection of health or morals, or for the protection of the rights and freedoms of others.
And protocol 1 says this "You have the right to the peaceful
enjoyment of your possessions. This means that
public authorities cannot usually interfere with
things you own or the way that you use them."
It also means that bailiffs cannot clamp your car as a first resort. While they may be able to clamp them under other Acts, that puts them in conflict with the
Human Rights Act since that prevents interference by public authority.
I am sorry this post has gone on for so long, but it appears to me that the Act
is another weapon in our armoury. THere is a fair bit more ground to cover, but
it would be interesting to hear other views first.
Last edited by lookinforinfo; 3rd November 2006 at 22:08.
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4th November 2006, 03:37
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#3 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Mar 2006
Posts: 2,782
| Re: Human Rights Act 1998 Just as long as you remember that it is only when bailiffs are acting for a public
authority that the act can be used. But things like harassing you at your front door,
even forcible entry could come under the act. As the government is bringing out
new rules for debt collection, the sooner some of these practices are questioned, the better.
Bear in mind also , that if something like clamping a car is deemed contra to the Human rights act, then it cannnot be right for bailiffs to do it when not working
for a public authority either. |
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4th November 2006, 08:15
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#4 (permalink)
| | Platinum Account Customer | Re: Human Rights Act 1998 Quote: |
Originally Posted by lookinforinfo I saw a statement recently on a website [sorry, can't pinpoint it, but I assume it
may have been about bailiffs] that said that the introduction of the Human Rights Act may lead to a reduction in the use of bailiffs in the future.
At first I found it hard to see how since the Act is mostly concerned with how we are treated by public authorities-government departments, councils and the police for
example. And no way could a dca be described as a public authority. However,
on further reading of what constitutes a public authority put things into perspective.
In clarification of public authorities, an example was that a private security company
transporting prisoners from one prison to another, because they were working on behalf of a public authority, were subject to the Human Rights Act, but would not be subject to it when going about their normal duties.
So a dca collecting on behalf of a private company would not be so classified. But
when chasing an unpaid Court fine, or a parking ticket issued by a Council [or TFL] would
be subject to the Human Rights Act. This is what article 8 says
ARTICLE 8
RIGHT TO RESPECT FOR PRIVATE AND FAMILY LIFE
1. Everyone has the right to respect for his private and family life, his home and his correspondence.
2. There shall be no interference by a public authority with the exercise of this right except such as is in accordance with the law and is necessary in a democratic society in the interests of national security, public safety or the economic well-being of the country, for the prevention of disorder or crime, for the protection of health or morals, or for the protection of the rights and freedoms of others.
And protocol 1 says this "You have the right to the peaceful
enjoyment of your possessions. This means that
public authorities cannot usually interfere with
things you own or the way that you use them."
It also means that bailiffs cannot clamp your car as a first resort. While they may be able to clamp them under other Acts, that puts them in conflict with the
Human Rights Act since that prevents interference by public authority.
I am sorry this post has gone on for so long, but it appears to me that the Act
is another weapon in our armoury. THere is a fair bit more ground to cover, but
it would be interesting to hear other views first. |
Not too sure what might be deemed ' but not whilst going about their normal business '. but it's a very useful observation you have made here. |
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4th November 2006, 08:27
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#5 (permalink)
| | Platinum Account Customer | Re: Human Rights Act 1998 Any private company who's activities are overseen by a statutory body (OFT) is subject to the Human Rights Act as follows When can the Human Rights Act be used?
The Human Rights Act applies to public authorities, including bodies which carry out public functions. It does not generally apply to disputes with a private individual or company, unless it is carrying out a public function (for example, a home providing accommodation for the local authority).
However, section 6(1) says: "It is unlawful for a public authority to act in a way which is incompatible with a Convention right." Public bodies must therefore be proactive in promoting user rights. If a private company is disregarding your Convention rights, you may be able to use the Human Rights Act if you can show that the Government, or another public body, has a legal duty to intervene.
As the the police are just such a body who won't act then it may be the HRA applies
Last edited by JonCris; 4th November 2006 at 08:31.
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4th November 2006, 08:39
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#6 (permalink)
| | Platinum Account Customer | Re: Human Rights Act 1998 PS their is already recent case law involving the clamping & towing away in which the victim won & I'm trying to find the court citation.
In the meantime below makes interesting reading Car-towing 'infringes' human rights claim |
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5th November 2006, 08:47
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#10 (permalink)
| | Platinum Account Customer | Re: Human Rights Act 1998 As we have seen the police & the OFT will not act even when there is a clear breach of the law by the DCA's.
This makes a bit of a joke when the government states they do not intend bringing in any new regulation governing the conduct of these people as & I quote "there are already laws in place to which the public can turn & (this is the best bit) they have a voluntary code of conduct to which they are required to adhere" |
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5th November 2006, 11:13
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#11 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Jul 2006
Posts: 2,617
| Re: Human Rights Act 1998 Lots of information that was new to me on this thread please keep up the good work
Peter |
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5th November 2006, 16:02
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#12 (permalink)
| | Platinum Account Customer | Re: Human Rights Act 1998 Quote: |
Originally Posted by JonCris As we have seen the police & the OFT will not act even when there is a clear breach of the law by the DCA's." | As regards the OFT, it would be unrealistic to expect them to revoke the licence
of a bank for example. But to be fair to the OFT, they have forced the credit card companies to halve their charges for infringing the T&C's: they are working on
doing something similar with regard to bank charges;they have referred PPI
insurance to the Competition Commission; they have forced RyanAir to amend
several terms on their tickets which they considered unfair as well as revoking
Consumer Credit Licences et, etc. Not bad for a years work.
That the OFT have failed to act in other instances may be that the approach was wrong, just as the Court can reject a case that is not properly brought to Court.
I still have the hump with the Police for not dealing with my case, but I do accept
that an awful lot of their time and manpower are fully committed to thwarting
any further terrorist acts in the London area. |
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5th November 2006, 19:49
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#13 (permalink)
| | Classic Account Customer | Re: Human Rights Act 1998 Some interesting posts!First, it is confusing to refer to bailiffs as DCAs. They are not debt collectors as I've said many times before. They are not collecting debts but executing warrants issued by the courts. Again, as I've previously noted, bailiffs do not have to have a consumer credit licence; you only need one to collect debts (see above - they are executing warrants not collecting debts).On the comments made regarding the Human Rights Act.Under the terms of the European Convention on Human Rights (ECHR) which, in the UK, is legislated through the Human Rights Act 1998 (HRA) everyone has basic rights. However, in line with the democratic processes of civil and criminal law, there are exceptions. For example, Article 8 states, “There shall be no interference by a public authority with the exercise of this right except such as is in accordance with the law and is necessary …… for the prevention of disorder or crime….”What this means is that a bailiff executing the order of a court may seize goods and HRA offers no protection against such seizure, except, for example, if the bailiff acts in an excessive (disproportionate) or abusive manner (Articles 1 and  or conducts a wrongful entry (Article  .As bailiffs recovering council tax, business rates, unpaid fines, parking penalties etc, are acting on the order of a court, the general exemption applies. You could only bring an action against the bailiff’s public body client, if the bailiff has acted inappropriately as described above.One final point for those thinking that the seizure of a car for a £60 parking penalty is disproportionate. Yes it is, but only if there are other goods of a more appropriate value available. If the bailiff cannot access anything else (as will be the case when the debtor refuses to let the bailiff in the house), it is NOT disproportionate to seize a valuable car. |
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5th November 2006, 21:33
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#14 (permalink)
| | Platinum Account Customer
Watch out, there are Claims Touts about! Cagger since
: Mar 2006
Posts: 2,782
| Re: Human Rights Act 1998 My apologies for confusing Dca's and bailiffs it is a fault I have-possibly because they are both after ones' money.
That being said, the HRA 1998 is not quite as clear cut as you seem to suggest BLF
since the right of a bailiff [or anyone else]under the section 8 of the Act is a qualified one
"There shall be no interference by a public authority with the exercise of this right except such is in accordance with the law and is necessary in a democratic society in the interests of national security, public safety or the economic well-being of the country, for the prevention of disorder or crime, for the protection of health or morals, or for the protection of the rights and freedom"
there is nothing there that allows a bailiff to enter ones house, forcibly or
otherwise to remove goods, since there are no national security interests, public
safety, economic wellbeing, prevention of disorder or crime, or protection of
health or morals at stake. My feeling is that merely to take goods following a
previous visit, especially without taking into account offers to pay, would be an
offence under the Act. And so is removing/ clamping/ securing a car especially at
an early stage. Until all other avenues have been explored and failed then the
Court may feel that the action was appropriate. So, with respect, to secure a
valuable car just on the grounds of being refused entry, is not in itself an
appropriate action. |
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5th November 2006, 22:45
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#15 (permalink)
| | Classic Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Oct 2006
Posts: 213
| Re: Human Rights Act 1998 Quote: |
Originally Posted by lookinforinfo My apologies for confusing Dca's and bailiffs it is a fault I have-possibly because they are both after ones' money.
That being said, the HRA 1998 is not quite as clear cut as you seem to suggest BLF
since the right of a bailiff [or anyone else]under the section 8 of the Act is a qualified one
"There shall be no interference by a public authority with the exercise of this right except such is in accordance with the law and is necessary in a democratic society in the interests of national security, public safety or the economic well-being of the country, for the prevention of disorder or crime, for the protection of health or morals, or for the protection of the rights and freedom"
there is nothing there that allows a bailiff to enter ones house, forcibly or
otherwise to remove goods, since there are no national security interests, public
safety, economic wellbeing, prevention of disorder or crime, or protection of
health or morals at stake. My feeling is that merely to take goods following a
previous visit, especially without taking into account offers to pay, would be an
offence under the Act. And so is removing/ clamping/ securing a car especially at
an early stage. Until all other avenues have been explored and failed then the
Court may feel that the action was appropriate. So, with respect, to secure a
valuable car just on the grounds of being refused entry, is not in itself an
appropriate action. | I disagree. It is entirely appropriate to seize goods which are available according to law. The key wording, which is very clear is - except such as in accordance with the law. If a court of law orders the seizure of goods under the authority of a warrant issued by that court, then the seizure of goods is in accordance with the law.Bailiffs acting under a warrant to seize goods may seize goods in accordance with the laws which govern such seizure. There is no breach of HRA provided the seizure is not excessive nor irregular. That's all there is to it. |
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5th November 2006, 23:47
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#17 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Mar 2006
Posts: 2,782
| Re: Human Rights Act 1998 Tbern-that was established as a yes several weeks ago.
Blf- it looks as if we are going to disagree on this, but I believe the reason that
almost the opening statement of my first post would hopefully confirm my stance-
viz" the introduction of the Human Rights Act may lead to a reduction in the use of bailiffs in the future."
It goes to incompatability. Yes there are laws that allow the seizure of goods, but
they conflict with the HRA. In such circumstances, the Court would have to
decide whether an action of the bailiff to seize goods, or secure a car, thus contravening the HRA was appropriate. And as the action is taken is to recover a
debt, that action does NOT come under any of the actions that qualify it as
allowable under article 8[2]. It may be in the interests of the bailiff to recover the money, but it is not in the national interest or any of the other reasons so specified.
Moreover,if you look at the post by Joncris [post 5] he has a link that indicates
Councils are already aware that the HRA gives them a problem when towing cars,
and are not contesting claims when the HRA is cited in towing cases. . |
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5th November 2006, 23:51
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#19 (permalink)
| | Platinum Account Customer
Is your bank avoiding its debts Data disclosure poll Cagger since
: Sep 2006 I am in: Getting up Cabot's nose
Posts: 1,261
| Re: Human Rights Act 1998 Quote: |
Originally Posted by lookinforinfo Tbern-that was established as a yes several weeks ago | Sorry lookinforinfo, I missed that thread / post.
No offence meant BLFUK1, I was only asking a question |
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6th November 2006, 00:06
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#20 (permalink)
| | Platinum Account Customer | Re: Human Rights Act 1998 A bailiff is bound to fight their corner & disagree with the victims of debt collectors otherwise admitting you may be wrong sort of blows it.
However any comment from insiders such as bank, bailliff, CRA is welcome If nothing else it reveals their mindset & their absolute certainty that they are correct in their interpretation of the laws of this land. This is not withstanding that after some delay more & more people are turning to the HRA to obtain justice even though much of it is as yet untried in the areas it's being applied
Last edited by JonCris; 6th November 2006 at 00:09.
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