Unsecured loan quick advice needed please

[skintuser44]

Hi all my first post hope someone can help me with this. I got an unsecured 5000 pound loan in may 06 never missed any repayments but got made redundant fro work after five years in april this year. I have been meeting the repayments from the small amount of redundancy I received but that has ran out and now im only in receipt of benefits (120 pound a fortnight) and cannot afford the repayments of (118 pound a month). I wrote to Lloyds TSB explaining i could no longer afford repayments at the minute and would they give me a six month break from repayment and from added interest or until my employment circumstances changed and i could start repaying the loan. I wrote to them 3 weeks ago but had no reply my loan repayment is due out of bank on the 28th of july and i dont have money to pay it so i presume they will be adding charges and interest. Any advice anyone please? thanks

	What are your rights at work Follow this link to read the review of the Guide to your Rights at work, published by Lawpack

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[Curlyben]

Answered on other thread.