I have done a rough draft of a letter. Can someone please have a look and let me know if I should add anything or change anything.
Dear xxxxxxxxxxxxxxxx,
Account Ref

xxxxxxxxxxxxxx
I am writing in reference to the recent letter from Black's Collections demanding a payment of £422.28. Please note that this account has been in dispute since October 2006 and therefore should not have been passed to a debt collecting agency.
The last time I heard from your company was on 14th September 2007. This was a telephone conversation between xxxxxxx xxxxxxxx and my secretary xxx xxxxxx, of which xxx xxxxx was complaining at the bullying tactics used by xxxxxx xxxxxxx in order to sign another 12 month contract with Ufindus. xxx xxxxx informed xxxxxx xxxxxxx and xxxxx xxxxxxxx that the debt was written off as at 28th November 2006. There has been no contact since this conversation.
I wish to point out yet again that Ufindus never sent the “confirmation of service” or any welcome pack, therefore I never new of any website that Ufindus created on my behalf. I also never received a copy of the contract between myself and Ufindus or any terms and conditions.
I have enclosed with this letter copies of the previous correspondance from myself.
Also, please note the following in relation to the quantity and frequency of
telephone calls that I have received from your company, which I deem to be personally harassing.
I now require all further correspondence from your company to be made in writing only.
I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997
.
If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.
Be advised that any further
telephone calls from your company will be recorded.
Furthermore, as this account has now been passed to a
Debt Collection Agency, may I suggest you read the following. This is taken from the Office of Fair Tradings guideleines on
debt collection. I suggest you read this and ponder your recent claim.
Physical/psychological harassment s. 2.5 Putting Pressure on debtors or third parties is considered to be oppressive s. 2.6 Examples of unfair practices are as follows: (h)ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment Deceptive and/or unfair methods s. 2.7 Dealings with debtors are not to be deceitful and/or unfair s. 2.8 Examples of unfair practices are as follows: (i) failing to investigate and/or provide details as appropriate, when a debt is queried or disputed, possibly resulting in debtors being wrongly pursued (k) not ceasing collection activity whilst investigating a reasonably queried or disputed debt.
Yours sincerely
xx x x xxx