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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 17th October 2006, 18:24   #1 (permalink)
Trisha
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 6
Trisha Novitiate
Default Private & Commercial Finance

Hi Guys

I got myself into some trouble with the finance on my car and now owe

£525.25 in missed instalments and title transfer charge

£921.89 detailed other charges

the 'other charges' is for direct debits failing, late payment interest together with defaults.

I am now in a position to pay the £525.25 and have explained to the company that the remainder of the cost may be unlawful and dont want to pay it.

Does anybody know if it is the same process as banks and credit cards?

And if so do you follow the same process to recoup costs even though I havent actually paid them or maybe just to get them removed?

Help

Trishx
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