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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 28th July 2006, 10:08   #1 (permalink)
Geordie_Aaron
Basic Account Customer
 
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Join Date: Mar 2006
Posts: 49
Geordie_Aaron Novitiate
Default Legal Q: Overpayment

Hi there,
Instead of the missus being paid £800 onthe nose.
She's been paid £8,140.14.... now when she said '£8k' to me i thought, oh they've added a 0 by mistake, but 140.14 has come from nowhere.... i've just taken the money from her account and put it in my savings to start earning me interest....and once they ask for it back...we do, minus the interest i've made.

What would happen if we were to spend this money on paying off some of our debts? would it be a £20 a month repayment plan thing from her work or what? and what does the law state too?

Cheers Aaron
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Old 28th July 2006, 10:15   #2 (permalink)
Barry031261
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Default Re: Legal Q: Overpayment

Why Is It That Things Like That Never Happen To Me!!!
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Old 28th July 2006, 16:51   #3 (permalink)
jo5ephedward5
Gold Account Customer
Default Re: Legal Q: Overpayment

does it tally with her payslip...could just be a good bonus month?

(and if it does i dont see that they can do anything)
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Old 28th July 2006, 16:58   #4 (permalink)
thewifeandI
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Default Re: Legal Q: Overpayment

If there's been a genuine error on the part of the payer or the bank they WILL claw it back from your account. If the money is spent or in another account you will have a large hole in your main account, bills won't get paid and you will get charges! If you spend it knowing that it's incorrect you will be chased for the debt.
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Old 4th January 2008, 17:53   #5 (permalink)
luke spencer
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Default Re: Legal Q: Overpayment

What happened with the overpayment issue? I have a similar problem with the Bank of Scotland. They claim they have overpaid me by a considerable sum and are now threatening to sue me!
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