Credit Report (Without Credit/Debit Card)

adridude · 24th July 2006, 11:47

All of the credit report agencies which i can find need you to have a credit or debit card to pay for the £2/2.50 report. I only have a barclays cas card, which literally was designed to only go in the TM machines.

Are there any other ways that I can get a report? i.e. by S/O or D/D or Paypoint?

I'm getting headaches about this... I need to see who is burning holes in my credit records

Thanks

Adrian

bongobaz · 24th July 2006, 11:49

i got my by sending cheques!
im sure you could send a postal order too!!

15th October 2006, 22:15

BARCLAYS CAHS CARD SHOULD BE EITHER A VISA ELECTRON OR A SOLO BOTH OF WHICH ARE ACCEPTED BY EQUIFAX ON WWW.EQUIFAX.CO.UK MAKE SURE YOU SPECIFY ELECTRON ON THE DROP DOWN MENUW HEN YOU ENTER PAYMENT DETAILS

elsinore · 16th October 2006, 00:03

Or you can send a £2 postal order to each of the three CRA's for your credit report.

Elsinore

blitz · 16th October 2006, 08:09

No the barclays cash card, is not a solo/electron, and can only be used at a barclays cash machine to withdraw money.

buzby · 16th October 2006, 20:07

ONLY use a PO. If you pay by ANY OTHER MEANS the details of it are recorded and added to your file. The credit report application form also makes it clear that any information you provide will be used by then, so let them work for their money. Don't give them your bank details or anything else.

maybelline · 8th November 2006, 17:10

I applieid for mine online and they forgot to send it so I applied again, they still did not send it but when they finally did, there was nothing on it, why - because according to them there should be a comma between the first two lines of my address??? I teleponed and they sent the correct one re my address but then I found incorrect entries plus a million searches re the mess up, doesnt look good!?

buzby · 8th November 2006, 17:15

Wouldn't really matter - consumer 'footprints' are only seen by the CRA and yourself - firms checking your record do not get this information, so it's not a black mark.

james141 · 8th November 2006, 17:25

Quote:

Originally Posted by buzby

ONLY use a PO. If you pay by ANY OTHER MEANS the details of it are recorded and added to your file. The credit report application form also makes it clear that any information you provide will be used by then, so let them work for their money. Don't give them your bank details or anything else.

That is very sneeky but doesnt supprise me, thanks for the heads up

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