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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 5th August 2008, 17:23   #1 (permalink)
nirvanabill
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Default Car Finance

Hi All,

Can anyone help?

Frightfully long story but: My son in law has outstanding finance on his car. His Father arranged this and has disappeared. Obviously the finance is probably not being paid as my son in law had an arrangement to pay his Father who paid the Finance Company. The problem is we do not know who the Finance Company is as we would like to arrange to carry on making the payments to them. We have tried HPI but this check does not give you the Finance Company information. So, can anyone tell us how to find out who the Finance Company is before they repossess the car?

Regards
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Old 5th August 2008, 17:30   #2 (permalink)
blue4ever
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Default Re: Car Finance

Check the log book for last owner

NEVER TALK TO A ---D.C.A ON THE TELEPHONE
GET EVERYTHING IN WRITING

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Old 5th August 2008, 17:42   #3 (permalink)
nirvanabill
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Default Re: Car Finance

Hi blue4ever,

We have no logbook either and before we apply for one at £25 according to our local dvla office, I need to find out who the finance company is!

Regards
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Old 5th August 2008, 19:30   #4 (permalink)
ReasonableRon
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Default Re: Car Finance

Quote:
Originally Posted by nirvanabill View Post
We have tried HPI but this check does not give you the Finance Company information.
Regards
Does the HPI check indicate that there is finance on the car but not give the name of the finance company, or does it not show any record of finance at all?
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Old 5th August 2008, 19:55   #5 (permalink)
big blue one
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Default Re: Car Finance

start by calling the big players? black horse, close motor, gmac, ge capital, barclays partner, bank of scotland etc?

what brand is the car?

what is the garage it came from they will know.is there a sticker on the car? black horse sometimes advertise they did the finance on a sticker...
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Old 5th August 2008, 20:35   #6 (permalink)
Us versus Debt
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Default Re: Car Finance

also have a look on the bottom of the license plate numbers, A lot of car financers like Carcraft and BIackhorse like to pop their names somewhere
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Old 6th August 2008, 09:14   #7 (permalink)
nirvanabill
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Default Re: Car Finance

Hi Guys,
Thanks for the clues but the steps have been well covered.
A) There is finance outstanding on the HPI check with unamed finance co.
B) There is no garage stickers or finance house markings on the car.
C) The car went through a plate change some time ago so original plates unavailable and new plates unmarked.

Take your point about trying the big boys and the car is a Ford. It is relatively new so could be Ford Finance?
Regards
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Old 6th August 2008, 12:38   #8 (permalink)
big blue one
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Default Re: Car Finance

For more information on Ford Credit products and services, please contact Ford Credit on:

Telephone: 08457 125 490

Ford Credit plc
Customer Service Centre
Abbot House
Everard Close
St Albans
AL1 2RW
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