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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 22nd March 2008, 10:57   #1 (permalink)
SOD'EM
Classic Account Customer
 
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Default DCA's and Experian

Can anyone tell me the best way to get Experian to remove a default from my credit file. The debt is over 6 years old and is now with a DCA. I have asked them to remove it but they say they have to contact the DCA for their permission. I could send the DCA a CCA request knowing that they cannot provide a signed copy of a credit agreement but I was hoping that it wouldn't come to that.

It is my personal information and I have not give permission for anyone to process it or pass it on to any third party. Can anyone help?

Thanks.
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If all else fails, kick them where it hurts and SOD'EM


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Old 22nd March 2008, 10:58   #2 (permalink)
Curlyben
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Default Re: DCA's and Experian

There's a couple of threads in my signature that deal with this.
The Surlybonds thread is a great read.
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