consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> General Consumer Issues


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 25th January 2008, 18:31   #1 (permalink)
andyb2008
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 2
andyb2008 Novitiate
Default Broken Sony Television out of Warranty

I bought a Sony LCD TV for £1050 in April 2006. In December it developed a fault whereby the top half of the screen is much darker than the bottom half, and the whole screen flickers. I contacted Sony who said to take it to the repair centre, which I did. The repair guys wanted £710 to repair it, which I declined as I could buy a new TV for that.

I then tried to contact the people I bought the Television from, but they proved to be very unhelpful.

After that I contacted Consumer Direct who advised that under the Sale of Goods act 1979 the TV could be considered not to be of satisfactory quality and I should expect the TV to last longer than that. They advised me to write a letter to the retailer saying what was wrong with the TV, and that I wished to have the TV repaired or replaced.

I wrote a letter and received a reply as follows:

"If a sony authorised engineers report can be given that shows the TV broke down due to inherent or latent design fault which was present at the time of sale then we shall approach Sony with a view to getting the TV remedied free of charge

We are prepared to arrange free charge repair if report is forthcoming to state that this TV suffers from an inherent design fault as Sony have not recalled the product or informed us of any design faults"

Is it up to me to prove why the TV is faulty? The quote I received from the repair centre says (the poor English is there's):
"We have dismantled the unit, locate problem to suspect, the LCD screen.. We are confident this will cure the fault but are unable to confirm until parts are fitted"

If the LCD screen itself is broken then surely this isn't a wear and tear issue? Does anyone have any advise on how I should follow this up?
andyb2008 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2008, 18:39   #2 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Broken Sony Television out of Warranty

It burden does fall upon you. You can, however, ask how on earth you are supposed to have caused the damage. Just because there is no product recall does not mean their is no inherant fault. Product recalls are a voluntary measure to avoid the embarrasment of enforcement authorities forcing them to do it themselves, and even then it usually relates to goods that are dangerous.

If it is shown that the goods do not conform to the contract, then it is for the seller to provide the remedy. Whether they do it with Sony or elsewhere, they bear any costs involved - not you.
__________________
Writing a complaint letter? HERE is a guide

Unfair Terms in Consumer Contract Regulations
DO NOT make an agreement unenforceable just because of a breach of those reg.
Seen a sale price? Ignore the "before" price. It cannot be guaranteed to be genuine.

GUIDE TO REMEDIES HERE

IF you have a problem with a trader refusing your statutory rights please post your probs on CAG and ALSO REPORT IT to CONSUMER_DIRECT!

Please do not PM me for help unless it is a problem already posted on forum. Allow 24 hours for response.
gyzmo is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2008, 18:48   #3 (permalink)
wilel7
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 2
wilel7 Novitiate
Default Re: Broken Sony Television out of Warranty

The burden of proof lies with the purchaser after the first six months from the date of sale. If you wish to have the retailer remedy this, and they are not willing to look at it, you will require to have an independent report carried out by a repair centre to state that a fault exists and it is due to an inherent fault within the TV. If you get this report carried out then you should send another recorded delivery letter to the retailer, enclosing a copy of the report, and asking them to rectify matters. If they do not, then ultimately you are looking at small claims court.

The remedy you will probably be entitled to is repair, or costs of repair. If not repairable, then a replacement of like for like quality taking into account age and usage. Again, if this is not possible you should be able to claim a partial refund.

Hope this helps!
wilel7 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2008, 19:01   #4 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Broken Sony Television out of Warranty

It's a strange animal this burden of proof. Although it is consistent with law, it is extremely difficult for the consumer.

The 6 months is a "favour" I have heard it put granted by the EU (at least one good thing from them), but what after that? With a good proportion of faults, it is difficult to imagine how the consumer could cause the damage ( For example my mobile phone tried to delete its own applications for no good reason, but how are you supposed to be able to do that?).

I think the law would be better serving to the consumer to have the 6 month reversal, and then have a semi-reversal. This would be a continuation of the 6 month reversal, though the seller can only reject if they can reasonably and evidently demonstrate there and then that they are not responsible. A bit simplistic I know, but I do wonder whether it is workable.

As for the above post, that is all fine, though I would be tempted to wait to see what they say before getting a report done. Try and argue it out with them first if they say it's non-conforming (you may convince them that you could not possibly have done it), then get a report if needed.
gyzmo is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2008, 20:16   #5 (permalink)
ForestChav
Classic Account Customer
 
ForestChav's Avatar
Default Re: Broken Sony Television out of Warranty

They're pretty much following the law here.

Yes, as the item is more than six months old you are required to prove the fault was inherent.

I'd expect that TV to last longer that that, so you're otherwise covered if you can.

But the report you have is probably insufficient so far - it merely states the faulty part - an LCD can fail due to misuse or wear, it depends on its condition and if there is any sign of either, otherwise there is possibly a design fault. Basically, the report you need has to prove that the fault was caused by poor design or workmanship as opposed to just stating it was.

If that is found to be the case then any costs borne out of handling the case are down to the retailer to recompense you for. So, other than the cost of actually repairing it, the costs of getting the report, etc etc, are all reimbursable.
ForestChav is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th January 2008, 20:23   #6 (permalink)
JB_
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 22
JB_ Novitiate
Default Re: Broken Sony Television out of Warranty

Quote:
Originally Posted by gyzmo View Post
It's a strange animal this burden of proof. Although it is consistent with law, it is extremely difficult for the consumer.

The 6 months is a "favour" I have heard it put granted by the EU (at least one good thing from them), but what after that? With a good proportion of faults, it is difficult to imagine how the consumer could cause the damage ( For example my mobile phone tried to delete its own applications for no good reason, but how are you supposed to be able to do that?).

I think the law would be better serving to the consumer to have the 6 month reversal, and then have a semi-reversal. This would be a continuation of the 6 month reversal, though the seller can only reject if they can reasonably and evidently demonstrate there and then that they are not responsible. A bit simplistic I know, but I do wonder whether it is workable.

As for the above post, that is all fine, though I would be tempted to wait to see what they say before getting a report done. Try and argue it out with them first if they say it's non-conforming (you may convince them that you could not possibly have done it), then get a report if needed.
It's stranger than you think but that's for another mini-essay of a post

The 6 month rule is from UK legislation. More info in this post if it is any help for you. Within 6 months the consumer need only satisfy the burden of proof by making a prima facie case which is subsequently rebuttable.

In ENGLISH, this means all the consumer has to say is "it doesn't work 'cuz it's faulty". It is up to the supplier to prove otherwise (ie the fault is due to the consumer) to the civil standard of proof - "on the balance of probabilities".

From 6 months to 6 years, the consumer can still make a claim under SOGA but they have to prove the fault was inherent at time of purchase. A lot of this boils down to whether the item should still work after the length of time you have had it. The lifespan of a TV really should be more than 21 months - especially for the price you paid! It is not an unreasonable expectation.

Check under any household insurance you may have. I have come across some that will pay out the labour charge for assessments.

Best of luck. It does not sound like people are trying to wriggle out of anything, it just sounds like the parties involved are following a set procedure.
__________________
What the law 'is' and what I think the law 'is' often differ. Always do your own research and take legal advice!
JB_ is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th January 2008, 14:57   #7 (permalink)
andyb2008
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2008
Posts: 2
andyb2008 Novitiate
Default Re: Broken Sony Television out of Warranty

Thanks for all your help. I will get a report done and see what happens.
andyb2008 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th January 2008, 15:37   #8 (permalink)
gyzmo
Platinum Account Customer
 
gyzmo's Avatar
Default Re: Broken Sony Television out of Warranty

Thanks JB, but I am very familiar with the legislation! And I seem to have hijacked this thread so I apologise, but may continue this in that new section on campaigns.

As for the OP: I take it that you have the TV (otherwise you couldn't get a report done). Keep all documents and make sure the cause is stated in the report, as well as a statement that, in the inspectors expert (I hope!) opinion, it is non-conforming with the contract (not durable, fit for purpose whatever). Also keep receipts. Send copies to the seller along with a letter outlining SoGA (you can get templates for this if you want) andwait for a response.

Remember that if it does go to court, it will be the balance of probabilities that will decide who wins, so it will be more than likely that your report is true (more complicated but that's the jist). You should also be able to reclaim your costs as well - so keep copies of everything!

Good luck.
gyzmo is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th January 2008, 15:47   #9 (permalink)
mooreda
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2006
Posts: 288
mooreda Novitiate
Default Re: Broken Sony Television out of Warranty

Have you not contacted Consumer Direct again for their advice?
mooreda is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Television Documentary cowan Telecoms - mobile or fixed 5 4th October 2007 19:29
Laptop broken 1 month out of warranty soma General Consumer Issues 32 18th December 2006 18:55




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.