Consumer Action Group envelope labels
You are part of a community of over 185,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
16th February 2008, 19:37
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#26 (permalink)
| | Basic Account Customer | Re: Please help - list of common failures Quote:
Originally Posted by avinalaf United utilities making me pay an estimated bill I disagree with. You can't speak to a person with any common sense or authority on the phone. | The Landlord of my digs has the same problem with Scottish Power but claims that (according to S.P. when he changed his supply to them) if we regularly email them the meter readings, then S.P. won't need to keep overcharging him. I replied that (IMHO) I think they're bull$###ting because they use the interest earned from the cash surplus as a source of profit, and, nothing short of taking legal action would have any effect. |
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20th April 2008, 10:35
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#28 (permalink)
| | Classic Account Customer | Re: Please help - list of common failures Bought new PC through the "IT through work" scheme.
After about 6 months it started overheating and shutting itself down so I rang the helpline. I was advised that this is an "environmental problem" and that I should open the casing and hoover out the fans.
I did this and everything was hunky dory for a few weeks until the graphics card failed. Engineer calls to replace it and tells me it isn't covered under the warranty and will cost me £160.
Why? Becase I had to remove the warranty seal to hoover the fans out, just like their advisor told me to  |
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20th April 2008, 22:05
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#29 (permalink)
| | Basic Account Customer | Re: Please help - list of common failures BT wireless package received and installed following instructions. Over two months later, something fails (we think following weather conditions) and therefore we are unable to get any signal for almost a week. Call to BT to find out...
Indian bloke says 'unable to help because there is no wireless signal', therefore not BT's fault (  ). Priceless |
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2nd May 2008, 12:36
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#31 (permalink)
| | Site Team | Re: Please help - list of common failures Legal and General continued continued to debit house insurance premiums for 15 months despite the policy being cancelled in writing when I sold my house.
OK I should have noticed sooner but we have life assurance policies with them. I assumed the debit was for one of the policies.
I had major difficulties getting the money back. I could have used Direct Debit Guarentee process which Halifax were quite happy with, but opted to use complaints process, in hope I can claim interest on each payment. There would have been 15 seperate reclaimed DDs but the bank would have done it- credit to them for that (hurts me to say it). There would then have followed an arbitration process if L&G had wanted to reclaim the money, meaning it would have been taken out of my account at any time. I did not want to do that as I would potentially have faced bank charges for going overdrawn had that happened.
Effectively L&G said they had no trace of the cancellation. They wanted proof of sale, proof of other insurance, efore they would consider repaying. They claimed that they would have entertained a claim from me despite me not owning any property and most of our property being in storeage. I have proof of the tenancy agreement, meaning landlord has responsibility for current property and proof of soreage insurance. There is fat chance they would ever have paid out if I had tried to make a claim as T&C make it clear they must have been notified of material changes to my circumstances.
They have now acknowledged their "mistake" and I now have a substantial cheque on the way- £1022. It has alerted me to the fact that I was paying far to much for the premium (arranged by GMAC) and that i should not accept policies sold as part of a mortgage deal. Others please note.
The cheque will pay for the next chapter in my route out of debt. I am wondering about interest etc. |
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reg. office:- 923 Finchley Road,
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NW11 7PE
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