Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
|
Come and chat with us here (NB: External site NOT affiliated with CAG)
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
9th August 2007, 11:15
|
#47 (permalink)
| | Classic Account Customer | Re: taking friend to small claims court One more thing to add.... considering he's got into his heard that there's an agreement of £100 per month, use that as fact in your prelim letter and also in your particulars of claim in the N1 form - you've nothing to lose by it but obviously don't tell him it's in his head.
Last edited by marcelle; 9th August 2007 at 11:16.
Reason: spelling
|
| |
11th August 2007, 20:59
|
#52 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by marcelle No, you just put the precise amount he owes you...ie £1300 then if it goes as far as the court stage, that's when you slap on the 8% per year interest but work the interest out as per day. | per day  |
| |
11th August 2007, 21:01
|
#53 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by Stillborn Crisps if at the court stage he claims he can't pay more than x amount, I think he has to fill out a means form where he declares all his incommings/outgoings to prove this claim to the judge, who will then decide a fair ammount if it's obvious he cannot pay.
Obviously your mate will try and claim his money goes on his kids, etc... so it might be worth mentioning in writing somewhere about his brand new car, house, etc... to show him up to the judge come the court day. | oh ok mate.... he doesnt have kids so thats cool, the house ISNT in his name, he cant claim all his outgoings are going on just a car then can he  |
| |
13th August 2007, 19:43
|
#55 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by Stillborn Crisps I think he'd struggle to convince a judge given what you've said. The means form is meant to be for people who are really on the breadline, living off benefits, etc... | thats what i like to hear.... but whoever is giving him advice seems to think he can do it so he only has to pay the bare minimum per month. Also can i hand deliver the letter to his home address and finally it is reasonable to assume that he continues paying whatever he was per month while the case is taken to court? |
| |
14th August 2007, 10:28
|
#57 (permalink)
| | Platinum Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 thats what i like to hear.... but whoever is giving him advice seems to think he can do it so he only has to pay the bare minimum per month. Also can i hand deliver the letter to his home address and finally it is reasonable to assume that he continues paying whatever he was per month while the case is taken to court? | I wouldnt hand deliver the letter as there is no actual proof it has been posted and you may need to prove he received this letter if it gets to court, use royal mail, either recorded delivery or special delivery  |
| |
14th August 2007, 10:39
|
#58 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by rontocknell Reporting his weed-selling activities isn't going to solve your problem so I'd suggest that you follow the good advice you've been given so far and stick to the case in point. | i know i was just ranting n raving cuz i hate the bloke i really do  |
| |
14th August 2007, 10:41
|
#59 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by ICY I wouldnt hand deliver the letter as there is no actual proof it has been posted and you may need to prove he received this letter if it gets to court, use royal mail, either recorded delivery or special delivery  | ok well i've got his postcode now. is he within in his right to stop paying me until it went to court then? I have discussed he will waste money on a solicitor, he may possible get bad credit against his name but he seems fine about it as he doesnt intend to purchase anything else in the near future  |
| | |