Consumer Action Group envelope labels
You are part of a community of over 185,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here
Your Internet search-box
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
Your Internet searchbox
|
Come and chat with us here (NB: External site NOT affiliated with CAG)
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
3rd August 2007, 19:44
|
#21 (permalink)
| | Platinum Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 tom.... how do i send it via process server?  | Go onto google UK, type commercial process server in the box, and pick one. |
| |
3rd August 2007, 19:46
|
#22 (permalink)
| | Platinum Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 tom.... how do i send it via process server?  | Go to google uk, type in commercial process server, and pick one. They're generally just normal companies. Quote:
Originally Posted by monkeymagic717 also can you really apply interest on to what he owes? | no. |
| |
3rd August 2007, 19:52
|
#23 (permalink)
| | Platinum Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 also can you really apply interest on to what he owes?
no.
He may be referring to the s.69, 8% if proceedings do start in the County Court!
Of course, I could be wrong!!!
Jeff. |
| |
3rd August 2007, 20:13
|
#24 (permalink)
| | Platinum Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by Jeff2000 Quote:
Originally Posted by monkeymagic717 also can you really apply interest on to what he owes?
no.
He may be referring to the s.69, 8% if proceedings do start in the County Court!
Of course, I could be wrong!!!
Jeff. | Doh! i thought he meant "if you go for the statutory demand, could you claim interest". |
| |
3rd August 2007, 20:25
|
#25 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court i have no idea what either is  i was only asking cuz thats what marcelle has said he is doing.
from the facts i've told you, does my case sound reasonable? what are the chances of getting back the money in a lump sum or could i get him to increase his payments to say 200 pounds per month? |
| |
3rd August 2007, 21:18
|
#29 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by tomterm8 A stautory demand is the first step before bankruptcy.
A county court judgement is where the court decides you owe money; it can then be enforce by things like third party debt order, attachment of earnings, and the baliff. | if it was you, what process would you follow |
| |
3rd August 2007, 21:24
|
#31 (permalink)
| | Platinum Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 if it was you, what process would you follow | I would go through the court, personally.
You can always chose to go directly to a bankrupcy petition if the baliff can't repossess any goods. |
| |
7th August 2007, 10:06
|
#34 (permalink)
| | Classic Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 if it was you, what process would you follow | I chose the Order for Oral Examination route because I wanted to him to prove he cannot afford to pay me £X per month that I was demanding. I want him to provide banks statements, mortgage statements, bills spents, council tax amount, etc. all his expenditure in court to be thoroughly examined then decide a realistic sum to pay me per month to clear the debt asap. I wasn't comfortable setting the bailiffs onto him but from the experience i'm getting from the bailiffs now, it's just as well because they would have never gotten into his house! It's up to you what you do however. Good luck and keep us posted! |
| |
7th August 2007, 12:20
|
#35 (permalink)
| | Gold Account Customer | Re: taking friend to small claims court Quote:
Originally Posted by monkeymagic717 ok, so i will write and send him letter by recorded delivery to his work address as my first step. |
Why his work address?
If you send something by RD to his work address all you achieve is confirmation that the letter was delivered to his works. (No guarantee that he received it)
Interest can be added to Statutory Demands (Under S69) from the date the money became due to you.
If you don't know his address, a Statutory Demand served on him by a Process Server at his place of work would be OK. Process Servers include a statement for you that the docs have been served and make themselves available as witnesses for Court Hearings. |
| |
7th August 2007, 14:04
|
#36 (permalink)
| | Basic Account Customer | Re: taking friend to small claims court he refuses to give his home address postcode. i know where his house and the street name and number but just not the postcode.
from what i've gathered from him so far (if he's telling the truth) is that the new house him and his wife bought is only in his wife's name and everything in it. the new car he bought i'm not sure if it is in his name. i just dont want my family to see what kind of idiots i was involved with that s the reason i didnt want any trouble by home but i do have more than enough information on him and of illegal activities he has been involved in and i would be prepared to disclose that info if i had to.
he cant just decide what he wants to pay and think he can purchase a new car without settling with me first |
| | |