Credit Card Company Lost My Credit Agreement.

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Credit Card Company Lost My Credit Agreement.

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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10th July 2007, 22:35	#1 (permalink)
Bingo1981 Basic Account Customer Watch out, there are Claims Touts about! Challenge your credit file? Join Date: Mar 2007 Posts: 7	Credit Card Company Lost My Credit Agreement. Hi Folks I was wondering if anyone could help me with this little dilemma or if anybody had heard of anything similar and knows where I stand. Right, so a couple of months ago I rang my credit card company to cancel the payment protection I was paying, they agreed and said they would send me something to sign to confirm the request in writing. A few days later a letter turned up from the CC company but it wasn't a simple letter to confirm this cancellation request.......the letter read. "Thank you for your recent request to cancel payment protection Due to an administrative error, it would appear that we have been unable to locate your original application form for a XXXXXX credit card and we are therefore unable to verify your signature. This is a requirement for all correspondence received by us. We would kindly ask that you complete the form and return it to us in the envelope provided." I didn't sign this letter when I received it as I didn't think something was right but at the time didn't really have time to think it through further but now on reflection (and due to the fact that they are trying to get hold of me twice a week and sending multiples of this letter) I think the bank are seriously in the wrong on this one with regards to the Data Protection Act 1998 and alike. I would appreciate it if anyone knows where I stand legally on this and knows what my next step should be. Many thanks and keep up the excellent work Kind Regards Bingo

« Data Protection Act | Getting Rid Of An Old Fridge »

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