Office of Fair Trading, legal powers section.

[diskmandave]

Hi everyone!

I've spent a lot of time on the OFT website today for one reason and another...

I've come across a page that I think will benefit everyone!

The Office of Fair Trading: Legal powers

Good luck in whatever your quest is!

Regards, diskmandave.

[Curlyben]

As ever Dave you are a mine of information.

[diskmandave]

Originally Posted by Curlyben

As ever Dave you are a mine of information.

I do try my best CB!

The Office of Fair Trading: Legal powers

[Monty2007]

Dear Dave

I have trawled through the site, which bit do you think is useful?

Regards

Monty

[Curlyben]

Hey loook at that it's been made a sticky.
Nice one Dave

[diskmandave]

Originally Posted by Monty2007

Dear Dave

I have trawled through the site, which bit do you think is useful?

Regards

Monty

Personally.... I have found them all very useful!

• Competition Act 1998
• Consumer Credit Act
• Control of Misleading Advertising Regulations
• Court and Legal Services Act 1990
• Distance Selling Regulations
• EC Articles
• Enterprise Act
• Estate Agents Act
• Fair Trading Act
• Financial Services and Markets Act
• Transport Acts 2000 and 2001
• Unfair Terms in Consumer Contracts

[diskmandave]

Here's the Administration of Justice Act 1970:

Section 40;
Debt Help UK : Administration of Justice Act 1970 | UK debt consolidation service with free help and advice | UK debt consolidation service with free help and advice

(a) harasses the other with demands for payment which by their frequency, or the manner or occasion of their making, or any accompanying threat or publicity are calculated to subject him or his family or household to alarm, distress or humiliation; (b) falsely represents, in relation to the money claimed, that criminal proceedings lie for failure to pay it; (c) falsely represent themselves to be authorised in some official capacity to claim or enforce payment; (d) utters a document falsely represented by him to have some official character or purporting to have some official character which he knows it has not.

[Curlyben]

I'll add one to the list too:
Law of Property Act 1925

Originally Posted by LoP25 s136

Legal assignments of things in action.- (1) Any absolute assignment by writing under the hand of the assignor (not purporting to be by way of charge only) of any debt or other legal thing in action, of which express notice in writing has been given to the debtor, trustee or other person from whom the assignor would have been entitled to claim such debt or thing in action, is effectual in law (subject to equities having priority over the right of the assignee) to pass and transfer from the date of such notice-

(a) the legal right to such debt or thing in action;

(b) all legal and other remedies for the same; and

(c) the power to give a good discharge for the same without the concurrence of the assignor:

Provided that, if the debtor, trustee or other person liable in respect of such debt or thing in action has notice-

(a) that the assignment is disputed by the assignor or any person claiming under him; or

(b) of any other opposing or conflicting claims to such debt or thing in action;

he may, if he thinks fit, either call upon the persons making claim thereto to interplead concerning the same, or pay the debt or other thing in action into court under the provisions of the Trustee Act, 1925.

[hellhasnofury]

Excellent, just what I was looking for, to add more fuel to the fire

[PriorityOne]

Well done Dave... !! Let the fun begin....

[rory32]

Congrats on the sticky Dave. All very useful info.

[anney63]

Can anyone help . I receive an invoice today which included quote " an Administration Levy of 5% which was added to the net amount and VAT was added. If paid within 30 days deduct admin fee from total . Is this Legal ?????

[rory32]

What is it in relation too?

If it's a DCA they can't add any costs other than court costs. So they can stick their admin fee.

	Debt collection library Follow this link to our debt collection library. This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly. This library is work in progress and will be built up over the next few weeks. 17.03.09

[spudwee]

Office of fair trading has done nothing for our issues

[kutitap]

These are very useful information. tnx