consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Garage services


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 24th April 2006, 08:46   #1 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Question Second hand car probs!!

Afetr much umming and arghing we bought a 2nd hand zafira, we collected it on Good Friday. Before we bought it we were told thatt he cam belt should be changed after 100,000 miles, which in actual fact (according to Vauxhall) it is 40,000 miles I told the seller when I found out the facts after we got the car and he said it's our responsibility which I guess I have to accept. When the car was collected he told us the ABS light had come on but this isn't a problem as he had taken it to a Vauxhall garage to look at it, I found out last night that this is a MOT failure. The exhaust is sounding, we noticed it the day after purchase and for 3 days now it has smelled of petrol every now and again. The battery was dead when we bought it too so had to shell out for a new one. Whenever I speak to them they say your warranty doesn't cover it (grrrrrrrrr).

What can I do?

I want my husband to take the car there and get them to give him a quote for any work that they think needs doing and then before we get them to do the work I want them to agree to pay for some of it/all of it. We weren't aware of any of these faults (apart from ABS light).

It is a zafira 1.8 comfort, X reg, paid 4500 for it, if this is any help!!!!!!!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th April 2006, 10:38   #2 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Second hand car probs!!

Id take it back and demand a refund...

I dont know where you stand legally tho! Im sure someone can give you advice!

Good Luck!
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th April 2006, 22:02   #3 (permalink)
Loula
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 372
Loula Novitiate
Default Re: Second hand car probs!!

Hi

I am not really sure about this either, but £4500 sounds an awful lot for an X reg Zafira.

Was it a motor trader you were dealing with?

Were there any terms and conditions on the back of anything you signed and were given copies of?

LOULA
Loula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th April 2006, 23:42   #4 (permalink)
Maxie
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 198
Maxie NovitiateMaxie Novitiate
Default Re: Second hand car probs!!

This is totally unacceptable. You have 2 options: 1) Take the car back and demand you money as you were sold fault goods or 2) take the car back to the garange and demand they repair the faults as under the sale of goods act (2002) (as amended) you are entitled to a complete, lasting and effective reapir.

You are totally on the right and are being ripped off royally! If you want me to write you a letter feel free to PM - I promise you they won't ignore it!
Maxie is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 07:40   #5 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

Thankyou for your help.

I did call them, very politely aked if I could book the car in so they can look a the work that needs doing. I spoke to someone else this time. All I have to pay for is the cam belt and everytjhing else will be paid for and i will get a courtesy car.

£4,500 isn't expensive for the car, 1.6 are dirt cheap but more expensive to run, we got the 1.8. My brother got the same model a year ago, 15 thousand less miles on the clock, but 1 year newer and he paid nearly 8 for his.

If they try and tell me i have to pay when it comes to it, I will take you up on the offer of letter writing, thanks!!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 09:28   #6 (permalink)
Maxie
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 198
Maxie NovitiateMaxie Novitiate
Default Re: Second hand car probs!!

You shouldn't and don't have to pay for cam belt either!
Maxie is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 11:42   #7 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

Why? It is 'optional' to have it changed really. Vauxhall 'suggest' 40,000 miles but this garage are adamant that it is 80.
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 11:44   #8 (permalink)
Maxie
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 198
Maxie NovitiateMaxie Novitiate
Default Re: Second hand car probs!!

The point is at the time of sale you (and the seller) knew the cam belt needed changing yet he refused to do it, or said it was for you to pay for.

You were supplied with a fault car and under the law he must 'make it good'
Maxie is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 11:49   #9 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

So, do i write a letter when they do the work or before or after? I am so worried incase I put their back up before they do the work.

What do I say and how do i retaliate if they still insist that it is 80,000 miles? i did have the intelligence to call Vauxhall and have them send me some papers which state that 'is it best practice to change the cam belt at 40,00 miles'

I am such a wimp!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 11:57   #10 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Second hand car probs!!

C'mon you can be brave!

GRRRRR!!! Lol (Lou's tiger lesson!)

If they are being underhanded (and they are im sure) then you should try to get them to fix EVERYTHING...

Why should you be out of pocket? They must have made profit from that car in the 1st place so dont think your doing them a favour!

Remember GRRRRR!
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:01   #11 (permalink)
Maxie
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 198
Maxie NovitiateMaxie Novitiate
Default Re: Second hand car probs!!

Better still, give your local trading standard a call, explain the situation to them and get there advice.
Maxie is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:02   #12 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

I just know that their response will be, well it is optional to have it changed.

I wish i could be a tiger, I am more like a tabby.

The car doesn't go in til the 8th of may so i have plenty of time to figure out what to do/say.

Bar stewards that they are!!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:19   #13 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

Hi, I just called Trading Standards and they have said that the only way the cam belt would be covered is if it was faulty. She said that i could try and get my money back for the battery but i got that trade price anyway and disposed of the old battery so can't do much there anyway!!

Thanks so much for your help. I will be a tiger one day, maybe just a cub now but will grow!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:21   #14 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Second hand car probs!!

Awww shame they couldnt help more!

SCOUNDRELS I TELL YA!

At least you tried eh! Better to try and to fail than not to try at all!
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:23   #15 (permalink)
Maxie
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 198
Maxie NovitiateMaxie Novitiate
Default Re: Second hand car probs!!

Ask for the cam belt they take out. Regardless of what they say, its your property, but make sure you ask before they do the work so they can not say 'we didn't know and the rubbish has gone'.

If its faulty, such as worn or in anyway damaged it not your problem.
Maxie is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:26   #16 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

good thinking!! But the Trading standards woman said that cam belt comes under wear and tear. It's not a problem unless it breaks, even if this one is on the verge of snapping I don't think i would be covered but i will keep it anyway, just in case! they might not even change it but say that they have done so!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:26   #17 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Second hand car probs!!

You could frame it...
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:29   #18 (permalink)
money
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 56
money Novitiate
Default Re: Second hand car probs!!

Or sell it on Ebay, sure someone would buy it for pleasure purposes!
money is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 12:36   #19 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Second hand car probs!!

Good idea you can buy anything on Fleabay
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2006, 16:52   #20 (permalink)
pixxy
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 26
pixxy Novitiate
Thumbs down Re: Second hand car probs!!

Vauxhall says timing belt needs to be changed every 40k miles. It used to be 80k. If the car has been serviced each year and had its oil changed each year, i can't see why the cambelt would not be good for 100k. I had the cambelt on my Mondeo changed at 130k. The guy in the garage said he'd never seen a belt snap on a mondeo, and said they rarely go on other cars.

I don't believe the car went to a garage about its ABS lights. Not in a million years. Sounds like classic salesman sh*te. If it did go in, the light wouldn't still be on! I don't know what the problem is but the ABS brakes (and related systems) can be very expensive to fix.

Was the ABS light on when you test drove it? If you can't remember, do you think you'd have spotted it (big red dash light saying 'ABS')? I've seen a few dodgy garages disable the ABS system to get it through an MOT. I've also test-driven many cars that have had their ABS system disabled so they 'look' better.

I dont know about the legalities here. Did he point out the fault on the ABS *before* or *after* you'd paid for the car? When did you put down the deposit? i think you may have an option the Sale of Goods Act but you'd need to speak to someone more knowlegable than me.

Are there any other problems present on the car? Are your air bags OK? Is there mayonnaise under your oil cap? Does it 'drift' to the side if you take your hand off the wheel?

I'm concerned about the car and the ABS, and have suspicions about this garage. Despite its good price, I'd try and get rid of it. Sharpish.
pixxy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
3G probs Landy Telecoms - mobile or fixed 14 10th December 2006 11:42
Probs V Barclays Probs Barclays Bank 7 14th November 2006 11:12
spreadsheet probs joolywooly Welcome to the Consumer Forums 1 6th July 2006 13:20
log in probs ? MARTIN3030 General 6 4th June 2006 13:53