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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 2nd September 2006, 13:37   #1 (permalink)
PaulMCurtis
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Join Date: Sep 2006
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PaulMCurtis Novitiate
Default Car Finance Advice

My son (19) purchased a car from a garage and was told that the finance was 180 over 42 months.
On day of purchase, he came home and I read through the stuff he signed and it turned out it was actually 60 months.
They also added Paint Protection which he told them he didnt want.
Anyone know if hes within his rights to withdraw from the finance, or how he stands from a legal point of view.
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Old 9th September 2006, 21:54   #2 (permalink)
surreylad
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Default Re: Car Finance Advice

It depends when this was started. All of them have a cooling off period, but not sure how long this is. Personally, do not know anything which could help you but personaly, try and get a car. If they have already tried it on, as they say - you seen nothing yet. (Not saying the one you have gone to has a bad reputation or stinks like some others etc etc).

Have a look on your agreement or paper work, it should tell you how long the cooling off period is.

Also if you have to contact them, personally, i would write to them only - I would not contact them by phone.

Last edited by surreylad; 9th September 2006 at 22:13.
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