consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Garage services


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 27th June 2008, 21:29   #1 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Car air con fault bought from dealer 3 months ago

My brother bought a Mazda 6 from a used car dealer that works from home, on 27/3/08.

In the past month or so, the air conditioning has stopped working, I call the trader up as it states "used car warranty" on the invoice (but it seems to say £0.00 for the cost of it)

He tells me to go to get it regassed, I look up in the yellow pages for a specialist and take it to him for work, he detects a leak, he writes a report detailing the fault.

The trader just says "not my problem, sold as seen, and there is no warranty" IMO this is ridiculous, I bought it as a private individual, surely it's his fault, there is nothing on the paperwork saying sold as seen, fair enough it's 3 months later but I would expect an A/C to last at least 8 years (that's how old my car is)

Last edited by jamoor; 28th June 2008 at 14:57.
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th June 2008, 21:37   #2 (permalink)
BankFodder
Site Team
The Consumer Action Group
 
BankFodder's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2006

Please donate something to CAG if we have helped you.

I am in: Please consider making a donation if we have helped you. Thanks
Posts: 7,770
BankFodder has disabled reputation
Default Re: Car air con fault bought from dealer 3 months ago

You are entitled to a statutory guarantee under the sale of goods act.
This means that the car and its system must be of satisfactory quality and must remain so for a reasonable period of time given the price and other circumstances of the sale.

Don't hang around. Send him a letter that you are holding him liable and that you are getting a quote for the work elsehwere.
get the quote
Send him a copy and give him 7 days to accept liability and either to pay the quote or to do the work himself if he has the facility.

if he balks in anyway, issue the claim for the value of the quote.

Don't bother to do any of this unless you are serious about following it through
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
BankFodder is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th June 2008, 21:40   #3 (permalink)
BankFodder
Site Team
The Consumer Action Group
 
BankFodder's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2006

Please donate something to CAG if we have helped you.

I am in: Please consider making a donation if we have helped you. Thanks
Posts: 7,770
BankFodder has disabled reputation
Default Re: Car air con fault bought from dealer 3 months ago

Your brother will have to sue. you did not buy from the dealer and you have no rights in the matter.

Also, you should complain to trading standards under the new CPUT Regs as the trader is acting unfairly by refsuing you your rights. The Consumer Protection from Unfair Trading Regulations 2008 - draft
Send the letter to the Trading Standards. It costs nothing but they have the power to prosecute
__________________
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
BankFodder is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th June 2008, 21:42   #4 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Interesting, where should I get the quote from? A franchised dealer or an aircon specialist?

The dealer also happens to be around 180 miles away, which makes it a pain

I know my brother will have to sue, I am just helping him out
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th June 2008, 12:17   #5 (permalink)
riget
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2008
Posts: 35
riget Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

I know nothing about the legal stuff but I'm a mechanic, from what you say the air-con did work but has now stopped due to a leak.
You don't say where the leak is, it's possible that a stone has hit the radiator, this would not be covered by any warranty.
Also it's not clear but is this car 8 years old? If it is and it was not sold with a warranty, then the air-con going faulty after a month would not be the dealers fault, air-con systems can and do go faulty on cars well before 8 years old.
This is jusy my opinion, like I said I know nothing about the legal side of things.
riget is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th June 2008, 13:39   #6 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Quote:
Originally Posted by riget View Post
I know nothing about the legal stuff but I'm a mechanic, from what you say the air-con did work but has now stopped due to a leak.
You don't say where the leak is, it's possible that a stone has hit the radiator, this would not be covered by any warranty.
Also it's not clear but is this car 8 years old? If it is and it was not sold with a warranty, then the air-con going faulty after a month would not be the dealers fault, air-con systems can and do go faulty on cars well before 8 years old.
This is jusy my opinion, like I said I know nothing about the legal side of things.
Car is just over three years old.
The leak is coming from a pipe somewhere, I don't think there is physical damage otherwise I am sure he would have said.

I don't think they aircon has ever actually worked properly.
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th June 2008, 14:14   #7 (permalink)
riget
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2008
Posts: 35
riget Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Ok from a mechanics point of view, the car is over 3 years old so is out of any manufactors warranty, the dealer did not offer any warranty, and in my opinion the air-con could go faulty, so it comes down to, did it work when you first had it, and what would the legal time limit be for it to go wrong.
I think Bankfodder will have to advise you on taking action, but for me if it was working, and now 3 months have past you'll have a hard time getting the dealer to pay for it.
Maybe I'm wrong and Bankfodder will tell you to take legal action.
Did the guy who did the test not say how much it would cost? Maybe if it's not much the dealer would contribute and save any hassle.
riget is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th June 2008, 14:54   #8 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Quote:
Originally Posted by riget View Post
Ok from a mechanics point of view, the car is over 3 years old so is out of any manufactors warranty, the dealer did not offer any warranty, and in my opinion the air-con could go faulty, so it comes down to, did it work when you first had it, and what would the legal time limit be for it to go wrong.
I think Bankfodder will have to advise you on taking action, but for me if it was working, and now 3 months have past you'll have a hard time getting the dealer to pay for it.
Maybe I'm wrong and Bankfodder will tell you to take legal action.
Did the guy who did the test not say how much it would cost? Maybe if it's not much the dealer would contribute and save any hassle.
The guy who looked at it was unwilling to do the work due to the unit bieng in an awkward location,he suggested I take it to a main dealer.

It may have worked ok when purchased although not too sure, isn't there some kind of law stating that it has to last a reasonable length of time? I would say it's reasonable that the aircon should last longer then three months, considering the age of the car.
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th June 2008, 19:00   #9 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 2,554
Conniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informative
Default Re: Car air con fault bought from dealer 3 months ago

First off , there is no such thing as - sold as seen - it has no legal standing.
Unless the aircon was not working when you purchased and this was pointed out to you, then it is resonable to expect it to be working.

Are you sure this is a dealer working from home and not an individual selling cars on the side.

You should get a couple of quotes from the main dealer and an aircon specialist and present him with the lowest.
If he still refuses then you do as Bankfodder has said and send him a letter before action.

Also as pointed out, unless you are prepared to go to court over his refusal, then there will be no point in sending the LBA.

Don't talk on the phone unless you can record the conversations, and if you want to use any phone recordings, then you must tell him the conversation is being recorded.
Do all future correspondence by letter and send them recorded delivery.
__________________
_________________________ ___________________

If my posting has been of any assistance - please tip my scales.
_________________________ ___________________

Foreign Aid - taxing poor people in rich countries for the benefit of rich people in poor countries.
_________________________ ___________________

Make a Report to Consumer Direct Here
Conniff is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th June 2008, 19:46   #10 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Quote:
Originally Posted by Conniff View Post
First off , there is no such thing as - sold as seen - it has no legal standing.
Unless the aircon was not working when you purchased and this was pointed out to you, then it is resonable to expect it to be working.

Are you sure this is a dealer working from home and not an individual selling cars on the side.

You should get a couple of quotes from the main dealer and an aircon specialist and present him with the lowest.
If he still refuses then you do as Bankfodder has said and send him a letter before action.

Also as pointed out, unless you are prepared to go to court over his refusal, then there will be no point in sending the LBA.

Don't talk on the phone unless you can record the conversations, and if you want to use any phone recordings, then you must tell him the conversation is being recorded.
Do all future correspondence by letter and send them recorded delivery.
Nothing was pointed out to me, I am fairly sure he was a proper dealer, as he had trade plates and has a proper website and took payment by my debit card.

I have already sent him a letter recorded delivery explaining the problem and giving him 10 days to respond.

"going to court" isn't too much of a difficulty as it's only filling in a few forms, i spoke to him on the phone briefly but he was just being difficult so have switched to letters now.

I will get quotes on Monday for the car.
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th July 2008, 11:24   #11 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

OK, the garage have rejected the recorded delivery letter and it has come back to me!

What now?
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th July 2008, 11:33   #12 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 2,554
Conniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informative
Default Re: Car air con fault bought from dealer 3 months ago

Quote:
Originally Posted by jamoor View Post
OK, the garage have rejected the recorded delivery letter and it has come back to me!
That's sounds like it is not the first time this has happened as no one rejects recorded mail unless they are suspicious of what it contains.

Seems your brothers only recourse now it to issue a claim in the small claims court (£30) for the amount that the dealer will charge to do the job.

You must get a guaranteed quote for the work and explain to them that as it is going to court, they must not find any 'extra' work to do after they have given you the quote, it must stand as given.
Conniff is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th July 2008, 11:37   #13 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

I have a quote from my local Mazda Dealer for £160 odd, should I take the car again?

I have called consumer direct, and they say send it with proof of postage, not sure what to do about that.
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th July 2008, 12:09   #14 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 2,554
Conniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informative
Default Re: Car air con fault bought from dealer 3 months ago

I would check with the dealer that the £160 is the maximum it can come to as you don't want to be out of pocket.

You certainly can send it as CD suggest. Make a copy of it, no need to send the original, and get a proof of postage from the post office instead of making it recorded or something he has to sign for.

Give a firm date of response or it could drag out, I think 14 days is fair enough, if you don't hear at the end of that time then you will have done about all you can to get him to pay and you know the rest.

I would start to make a list and gather together all the paperwork you have of what has been said and done with dates and names in case you have to take it further.
Conniff is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th July 2008, 12:19   #15 (permalink)
jamoor
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 18
jamoor Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Would this be ok?
Quote:
I complained about this to you on the 27th June 2008 by telephone and I have sent a recorded delivery letter on the 27th of June, which was rejected upon delivery. I believe I have made all reasonable attempts to contact you.
jamoor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th July 2008, 13:21   #16 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 2,554
Conniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informativeConniff Highly informative
Default Re: Car air con fault bought from dealer 3 months ago

Include the details of the car the date that you purchased it and the dates and methods that you contacted him.

Refer to the sale of goods act 1979(amended) and say that as he has refused to repair it under the above act and that further correspondence, quote the dates and mention the returned recorded delivery, have failed to be responded to.

Include a copy of the quote and give him 14 days to respond or you will entrust it to the dealer to repair and will issue a court summons for recovery of the repair bill.

You can also mention that the bill will be increased by inclusion of the court costs.
Conniff is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th July 2008, 16:01   #17 (permalink)
Prolix
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 57
Prolix Novitiate
Default Re: Car air con fault bought from dealer 3 months ago

Quote:
Originally Posted by riget View Post
Ok from a mechanics point of view, the car is over 3 years old so is out of any manufactors warranty, the dealer did not offer any warranty, and in my opinion the air-con could go faulty, so it comes down to, did it work when you first had it, and what would the legal time limit be for it to go wrong.
I think Bankfodder will have to advise you on taking action, but for me if it was working, and now 3 months have past you'll have a hard time getting the dealer to pay for it.
Maybe I'm wrong and Bankfodder will tell you to take legal action.
Did the guy who did the test not say how much it would cost? Maybe if it's not much the dealer would contribute and save any hassle.
I'm afraid I agree with Riget. From a legal point of view, Lord Denning said that buyers of second hand cars must expect that sooner or later things will go wrong and in the absence of an express warranty, he will have no recourse (Bartlet V sydney Marcus 1965, Court of Appeal). Goods when sold should be durable, but the same standard cannot be applied to second-hand goods as would be applied to new ones. I think that only 3 months use of air con is unfortunate, but might welll be a case of bad luck.
I wouldn't advise a court action on these circumstances; the chances of winning aren't great. It would be impossible to prove that the goods didn't conform to contract 3 months ago. Some intervening event may have made the air con faulty.

For how long should a car dealer be responsible for faults developing? I suggest that it would be a very short time indeed, a couple of weeks perhaps (in the absence of a warranty).
Prolix is offline  
Digg this Post!