consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Garage services


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 29th February 2008, 17:19   #1 (permalink)
Buckers
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 5
Buckers Novitiate
Default Can I claim money back from the previous owner of the car because of a failed MOT?

My boyfriend's car has just failed it's MOT- it's a P reg MG F. He's had it about 10 months and has done 5000 miles in that time. When he bought the car, it has been MOTed only about a month or two previously and were told there were no problems.
We've now been landed with a bill over over £500 for things that apparently should have shown up on the previous MOT as at least recommendations. As the previous owner did not tell us about this and possibly passed on a dodgy MOT can we claim the money back from the previous owner or do anything else?
Any help would be much appreciated. Thanks
Buckers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2008, 02:28   #2 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

Hi Buckers and welcome.

If you suspect a dodgy MoT, there is a number on the certificate that you can ring with your suspicions.

An MoT is only, in a sense, valid for the one day as it says, "at the time of the testing", things could go wrong the next day that would make the car fail.

Visit this site - MOT Information - Introduction - and enter the details and you will be able to see your certificate and any failures as well.

Take note of what it failed on, if it did fail, and match them up with the problems you have had to pay for.

Was the seller a private person or a car sales / garage?

If it was a private seller then unfortunately there is virtually no chance of any comeback on him.
__________________
This forum desperately needs your help. Please click on the link below and do what you can.

http://www.consumeractiongroup.co.uk...php?f=56&a=140



_________________________ ___________________

If my posting has been of any assistance - please tip my scales.
_________________________ ___________________

Foreign Aid - taxing poor people in rich countries for the benefit of rich people in poor countries.
_________________________ ___________________

Make a Report to Consumer Direct Here
Conniff is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd March 2008, 14:33   #3 (permalink)
Buckers
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 5
Buckers Novitiate
Talking Re: Can I claim money back from the previous owner of the car because of a failed MOT

Thanks very much for your help and advice. It's very much appreciated. I will have a look at that website you forwarded to me tonight and let you know.
We bought the car from a garage in Harrogate and the MOT was done at a Nationwide test centre. We were told that the car had one lady owner and used to be a company car. For it's age it's got a very low milage (~50000, P-reg). Like I said, the garage we had the MOT done at were very surprised what was wrong (11% handbreak efficiency and the like!!) given that the car looked to have passed with flying colours 12 months previously and we've only added 5000 miles to it.
What do you recommend we do? Shall we write to the garage we bought the car from? What is the sort of thing we should say in our letter? If they refuse to pay, would it be a good idea to take them to the small claims court? Do you think we have a case?
Sorry for all the questions. Thanks for all your help!
Buckers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd March 2008, 23:30   #4 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

I know this isn't going to be what you want to hear, but I don't think you have any claim you can make on the seller.
10 months and 5,000 miles is a resonable time to develope a problem, and the brakes could easily deteriorate in that period. The pads or shoes were probably part worn but with plenty enough friction material to pass the MoT.
If it failed on something that could not have possibly deteriorated during that time then you might be able to get them to agree to do repairs otherwise it will be classed as fair wear and tear.
Warranties very rarely cover wearing parts like brakes, exhaust and clutch lining, unless you paid a hefty premium for such.
Conniff is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd March 2008, 22:13   #5 (permalink)
Buckers
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 5
Buckers Novitiate
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

We checked the details of the car on the MOT Information site and it transpires that the car initially failed it's MOT in February 2007 with corroded clutch and brake pipes. An advisory notice was also given stating that the rear tyres were close to the legal limit and that the rear brake discs were corroding. The car was sent for a retest and passed a week later, and no advisory notice was issued. The car was then sold soon after, having covered only 250 miles since the MOT. We find it difficult to believe that the rear discs and the tyres were changed at that point in time, yet the advisory notice was not carried over. Are the MOT test centre at fault here? As purchased, the car came with the MOT certificate stating no advisory notice had been issued. As well as having the brakes done last week, a new set of tyres has also been fitted to the car as they required replacement. Thanks !
Buckers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th March 2008, 21:12   #6 (permalink)
LancerQRL
Classic Account Customer
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

an advisory is just that, it advises the work to be done, not the work that is actually required to get the car through the mot.
LancerQRL is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th March 2008, 12:58   #7 (permalink)
Buckers
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 5
Buckers Novitiate
Talking Re: Can I claim money back from the previous owner of the car because of a failed MOT

Yes, but the advisory from the failed MOT last year was not carried onto the passed MOT a day later. Surely that's wrong?! When purchased, we were only presented with the MOT pass with no record or mention of the fail the day before. We assumed, as there were no advisories on that certificate, that the car was fine. These advisory notices could not have been implemented as the tyres were badly worn (which we recently changed) and the MOT fail a week ago picked up the corroded rear discs.

Should the MOT pass last year have the advisory notices carried forward from the fail the day before? If so, who do you think we need to contact? The garage we purchased the car from? The MOT test centre?
Buckers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th March 2008, 19:12   #8 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

it does sound a bit dodgy, the brakes fail the mot and then pass the next day without being done.
Have a chat with these peeps...
vosa
HSBCrusher is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th March 2008, 20:26   #9 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

Quote:
Originally Posted by Buckers View Post
Yes, but the advisory from the failed MOT last year was not carried onto the passed MOT a day later. Surely that's wrong?! When purchased, we were only presented with the MOT pass with no record or mention of the fail the day before. We assumed, as there were no advisories on that certificate, that the car was fine. These advisory notices could not have been implemented as the tyres were badly worn (which we recently changed) and the MOT fail a week ago picked up the corroded rear discs.

Should the MOT pass last year have the advisory notices carried forward from the fail the day before? If so, who do you think we need to contact? The garage we purchased the car from? The MOT test centre?
As Lancer says, the advisory is just that. It means that at the time, (lets take the tyres) they are worn, but not worn enough for it to fail the MoT and that at some time in the future you will have to replace them. The same goes for any other things on the advisory, they are not sufficient to warrant a failure at that time.
Conniff is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th March 2008, 21:31   #10 (permalink)
Buckers
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2008
Posts: 5
Buckers Novitiate
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

I just thought I'd clarify the situation as it seems to have become a bit confused. As purchased last year, the car had an MoT certificate and there were no advisories listed. However, when I checked on the website shown in the second post above, I discovered that, last year, the car initally failed it's MoT on two separate points and also had a number of advisories (including the tyres and brakes) on the failure certificate (which I never saw until looking on-line). However, when the car was retested the following day (last year) and subsequently passed, the advisories had disappeared and do not show on the pass certificate I received upon acquiring the vehicle. I find it extremely hard to believe that the advisories were also rectified due to the condition of the items in question as tested last week. So, I guess my question is: can an MoT test centre issue advisories on a failure certificate, but then neglect to include them on the following pass certificate? Hope this helps, thanks !
Buckers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th March 2008, 08:29   #11 (permalink)
Conniff
Platinum Account Customer
 
Conniff's Avatar
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

I understand you now Buckers. You don't get another advisery with a retest, and only those items failed need to be tested if the car is submitted before the end of the next day.

The minimum tread depth is 1.6mm. Which means that if the depth is exactly this depth then the examiner is not allowed to fail it, (even if it would be below the 1.6mm limit a mile down the road), it would then be reported on the advisory.

And though it is very sneaky, especially if there is an advisory, the owner is not compelled to pass on the advisory or failure. This is why the computerisation is good for owners as they can now view all the documents on line, or get a printed copy of them from any MoT station (usually £10), before deciding to part with their hard earned.

Last edited by Conniff; 7th March 2008 at 08:52.
Conniff is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th March 2008, 19:46   #12 (permalink)
sharonmrtn7
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 9
sharonmrtn7 Novitiate
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

It seems your after money for old rope here. A car can have an advisery corrected and it wont show on the next mot. As an insite, I had a car that had many advisorys and so called problems. I steam cleaned the engine and took it back. It passed. It may even be that the guy who had the car thought the garage was dodgy and just after money, and took it else where for a re test. Another car I had had corrosion on the break pipes. That in its self IS a problem. So you clean them up and the problem is gone. if you want an iron clad warrenty you have to buy new. Cars go wrong.
sharonmrtn7 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th March 2008, 19:54   #13 (permalink)
sharonmrtn7
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 9
sharonmrtn7 Novitiate
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

Quote:
Originally Posted by Conniff View Post
I understand you now Buckers. You don't get another advisery with a retest, and only those items failed need to be tested if the car is submitted before the end of the next day.

The minimum tread depth is 1.6mm. Which means that if the depth is exactly this depth then the examiner is not allowed to fail it, (even if it would be below the 1.6mm limit a mile down the road), it would then be reported on the advisory.

And though it is very sneaky, especially if there is an advisory, the owner is not compelled to pass on the advisory or failure. This is why the computerisation is good for owners as they can now view all the documents on line, or get a printed copy of them from any MoT station (usually £10), before deciding to part with their hard earned.

Conniff, I believe its 1.6 is the advisory and the legal limit is 1.3. Im sure us drivers have had problems with M.O.T's in the past. I have given to examples of mine above. a lot comes down to the garage.
sharonmrtn7 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th March 2008, 02:15   #14 (permalink)
Boro
Gold Account Customer
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

The legal limit is 1.6mm for tyres sharon, although its good practice not to let your tyres get below 3mm, after all its all thats between you and the road
Boro is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th March 2008, 12:59   #15 (permalink)
sharonmrtn7
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 9
sharonmrtn7 Novitiate
Default Re: Can I claim money back from the previous owner of the car because of a failed MOT

Quote:
Originally Posted by Boro View Post
The legal limit is 1.6mm for tyres sharon, although its good practice not to let your tyres get below 3mm, after all its all thats between you and the road

Oh I agree. better to have more than less. LOL. I did think it was 1.3 though so my mistake.
sharonmrtn7 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Car damaged at MOT followed by shoddy repairs imvarma Garage services 7 28th March 2008 20:26
finding owner of a car lynzfa General Consumer Issues 1 31st December 2007 01:32
DCA and Halifax have failed CCA request...can i claim back payments jo5ephedward5 General Debt Issues 42 25th February 2007 17:30
Car failed MOT but maybe shouldn't have? what now? carazy Garage services 1 21st September 2006 07:44
T-mobile charged £30 for failed Direct Debit, can I claim it back? dawnjohsnon Telecoms - mobile or fixed 5 7th June 2006 20:06




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE