Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 19th June 2017
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  2. 15th June 2017
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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)(1 Viewing) 

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 08:30
    • Replies: 0
    • Views: 1,071
    NewsBot
    13th July 2017, 08:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 09:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 51,287
    Ford
    2nd May 2017, 18:29 Go to last post
  4. Sticky Thread Sticky: Closed: 2016 PDL Reclaim Guide - Indepth Step By Step

    Hi Guys We have completed a new up-to...

    Started by fkofilee‎, 1st December 2016 23:53
    • Replies: 1
    • Views: 5,980
    fkofilee
    2nd December 2016, 01:35 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 19:10
    • Replies: 1
    • Views: 11,904
    citizenB
    14th December 2015, 19:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 09:52
    • Replies: 2
    • Views: 12,854
    citizenB
    17th November 2015, 19:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 20:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 10,888
    citizenB
    23rd September 2015, 20:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 21:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 22,408
    citizenB
    22nd September 2015, 15:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 10:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 6,075
    citizenB
    22nd September 2015, 10:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 19:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 29,633
    tawnyowl
    22nd December 2013, 11:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 09:58
    • Replies: 1
    • Views: 35,944
    sequenci
    30th April 2012, 18:20 Go to last post
  12. Forum Threads
  1. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 14:34
    2 Pages
    1 2
    • Replies: 22
    • Views: 5,037
    ads_uk
    15th August 2017, 14:14 Go to last post
  2. Reclaim pay day loan interest

    Hello J Firstly thankyou for all of this...

    Started by rebecca rabbit‎, 12th August 2017 15:48
    day, interest, loan, pay, reclaim
    • Replies: 3
    • Views: 469
    rebecca rabbit
    14th August 2017, 11:26 Go to last post
  3. Myjar late payments since 2014

    Hi I have late loan monthly payments...

    Started by writing2rightoff‎, 6th August 2017 11:50
    2014, late, myjar, payments, since
    • Replies: 6
    • Views: 963
    writing2rightoff
    9th August 2017, 19:36 Go to last post
  4. ICL / PDE / PDUK PDL Queries

    Many thanks for your recent contact. * ...

    Started by Lady13‎, 18th July 2017 13:48
    2 Pages
    1 2
    • Replies: 33
    • Views: 1,712
    Lady13
    6th August 2017, 20:47 Go to last post
  5. Old PDL debt sold to PRAC, deed poll name change since and default

    Hello, One of my old payday loans has...

    Started by nataku‎, 3rd May 2017 12:38
    change, debt, default, name, old, sold
    • Replies: 4
    • Views: 1,372
    Andyorch
    31st July 2017, 14:23 Go to last post
  6. Payday Loan Complaints Help

    Hi, I was just wondering if anyone can...

    Started by alexjon‎, 5th March 2017 18:43
    complaints, help, loan, payday
    • Replies: 17
    • Views: 2,715
    fkofilee
    29th July 2017, 22:01 Go to last post
  7. Indigo Michael - Safety Net Credit - Clear account PDL Default notice

    Hi, I had a general query I was hoping...

    Started by albob222001‎, 27th February 2016 14:47
    2 Pages
    1 2
    default, notice
    • Replies: 28
    • Views: 7,955
    dx100uk
    29th July 2017, 14:42 Go to last post
  8. PRAC / Bw Legal payday loan

    A payday loan was taken out back in may 2012...

    Started by ricky balboa‎, 28th June 2017 16:21
    • Replies: 7
    • Views: 981
    dx100uk
    23rd July 2017, 21:52 Go to last post
  9. Txt LoanS & MYJAR PayDay Loan

    Hello everyone ive had no end of problems...

    Started by dtlewis2015‎, 10th July 2015 10:41
    2 Pages
    1 2
    loans, txt
    • Replies: 28
    • Views: 7,885
    dtlewis2015
    18th July 2017, 17:57 Go to last post
  10. Sec 87 default notice

    Can a default notice include unfair charges...

    Started by simonjohn‎, 11th July 2017 17:07
    default, notice, sec
    • Replies: 3
    • Views: 534
    dx100uk
    11th July 2017, 20:11 Go to last post
  11. PaydayUK & PRAC/BW Legal - letters in Nth Ireland

    Hi all Debt outstanding since 2013. ...

    Started by Kevin_D‎, 10th June 2017 20:22
    • Replies: 17
    • Views: 1,950
    dx100uk
    8th July 2017, 00:30 Go to last post
  12. Payday loans over 6 years old IR compensation?

    Can anyone give me the latest situation in...

    Started by BRIGHTHOPE‎, 6th July 2017 07:50
    compensation, loans, over, payday, years
    • Replies: 2
    • Views: 708
    fkofilee
    6th July 2017, 13:00 Go to last post
  13. Payday loans - how far can I claim back?

    Hello, I am currently in the same...

    Started by GlossWhite‎, 12th February 2017 15:26
    3 Pages
    1 2 3
    • Replies: 54
    • Views: 6,160
    GlossWhite
    1st July 2017, 13:09 Go to last post
  14. PDL Reclaim Period

    I've been following the thread with interest...

    Started by davyatsea‎, 28th June 2017 23:44
    • Replies: 1
    • Views: 260
    fkofilee
    1st July 2017, 12:05 Go to last post
  15. 29K Payday Interest Over 4.5 Years

    Hello. This is my first post, so please go...

    Started by back-in-black‎, 12th July 2016 01:14
    2 Pages
    1 2
    • Replies: 29
    • Views: 8,616
    dx100uk
    28th June 2017, 16:37 Go to last post
  16. Peachy reclaim and CRA data removal

    Here is my best attempt at summarising my...

    Started by johnhn‎, 8th June 2016 10:50
    2 Pages
    1 2
    • Replies: 37
    • Views: 6,034
    johnhn
    28th June 2017, 11:40 Go to last post
  17. BWlegal letters for PRAC financial on 2 PAYDAY PDL's

    some time ago I took out these payday loans....

    Started by Myfamily‎, 20th April 2017 13:09
    • Replies: 5
    • Views: 1,032
    dx100uk
    27th June 2017, 11:02 Go to last post
  18. Safety Net Credit Help

    I have a loan with Safety Net Credit I...

    Started by fred76‎, 25th June 2017 12:23
    credit, help, net, safety
    • Replies: 9
    • Views: 773
    RobbingHood
    26th June 2017, 08:28 Go to last post
  19. Lending Stream Debt - Double defaulted by them and PRA group.

    As above really. One from lending stream ...

    Started by busbysneedshelp‎, 20th June 2017 19:56
    • Replies: 9
    • Views: 867
    fkofilee
    21st June 2017, 12:52 Go to last post
  20. Previous 'Gesture of Goodwill' Payments

    Hey, I apologise if this does not belong...

    Started by Sverian‎, 12th June 2017 16:19
    gesture, goodwill, payments, previous
    • Replies: 8
    • Views: 899
    miteaide
    18th June 2017, 19:55 Go to last post
  21. Can I claim against a guarantor loan as I have PDLs?

    Hello, I've had a gambling addiction...

    Started by Scotty150‎, 30th May 2017 01:01
    against, can, claim, guarantor, have, loan, pdls
    • Replies: 7
    • Views: 1,141
    Scotty150
    15th June 2017, 20:52 Go to last post
  22. multiple Instant Cash Loan PDLs and credit file issues

    Apologies if this is a regular question ...

    Started by realj42‎, 12th June 2017 14:47
    credit file, defaulted, dmp, loan, payday
    • Replies: 3
    • Views: 498
    fkofilee
    12th June 2017, 16:16 Go to last post
  23. Is There Anything I Can Do?? Payday Loans!!

    Hi Guys, This is my 1st Post so not sure...

    Started by SJC1231‎, 30th May 2017 11:06
    anything, can, loans, payday, there
    • Replies: 6
    • Views: 1,096
    fkofilee
    31st May 2017, 15:53 Go to last post
  24. Payday loan complaints my journey starts now

    Well a little bit of background Info in a...

    Started by rich23121977‎, 25th April 2017 11:07
    complaints, journey, loan, now, payday, starts
    • Replies: 18
    • Views: 2,741
    jcbkabs
    28th May 2017, 22:09 Go to last post
  25. HUGE Debt due to gambling and payday loans!!

    Hi, This is my first time on here so...

    Started by Liss77‎, 23rd May 2017 11:39
    and, debt, due, fraud, gambling, huge, loan, loans, name, partners, payday
    • Replies: 10
    • Views: 1,596
    fkofilee
    24th May 2017, 20:22 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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