Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)(1 Viewing) 

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 09:30
    • Replies: 0
    • Views: 4,208
    NewsBot
    13th July 2017, 09:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 10:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 55,761
    Ford
    2nd May 2017, 19:29 Go to last post
  4. Sticky Thread Sticky: Closed: CAG PDL Reclaim Guide - Indepth Step By Step

    The Consumer Action Group Guide to Payday...

    Started by fkofilee‎, 2nd December 2016 00:53
    • Replies: 1
    • Views: 8,148
    fkofilee
    2nd December 2016, 02:35 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 20:10
    • Replies: 1
    • Views: 14,066
    citizenB
    14th December 2015, 20:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 10:52
    • Replies: 2
    • Views: 15,055
    citizenB
    17th November 2015, 20:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 21:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 12,897
    citizenB
    23rd September 2015, 21:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 22:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 24,212
    citizenB
    22nd September 2015, 16:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 11:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 7,064
    citizenB
    22nd September 2015, 11:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 20:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 33,230
    tawnyowl
    22nd December 2013, 12:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 10:58
    • Replies: 1
    • Views: 37,629
    sequenci
    30th April 2012, 19:20 Go to last post
  12. Forum Threads
  1. Dollar Financial letter(2 Viewing) 

    Received a letter this moring in the post...

    Started by ScotWolf‎, Yesterday 16:20
    dollar, financial, letter
    • Replies: 3
    • Views: 226
    renegadeimp
    Yesterday, 22:46 Go to last post
  2. lending stream/PRA and defaulted date.

    Hi There I have recently recieved a...

    Started by camelot01‎, 7th August 2017 17:06
    2 Pages
    1 2
    advice, help, loan, old, payday, required
    • Replies: 24
    • Views: 2,170
    camelot01
    19th January 2018, 21:00 Go to last post
  3. PRA group chasing 2010 lending stream debt

    Been looking at my credit file and trying to...

    Started by camelot01‎, 19th January 2018 17:27
    • Replies: -
    • Views: -
    dx100uk
    19th January 2018, 17:26 Go to last post
  4. 1st credit/Everyday loans

    i have a defaulted loan of 2k with 1st...

    Started by skyblue2027‎, 14th September 2010 01:06
    3 Pages
    1 2 3
    confusion, dca
    • Replies: 42
    • Views: 3,192
    skyblue2027
    18th January 2018, 18:28 Go to last post
  5. BW Legal - Am I Going Insane?

    this will be a long one so please bare with....

    Started by fkofilee‎, 12th December 2017 00:12
    2 Pages
    1 2
    going, insane, legal
    • Replies: 23
    • Views: 1,838
    fkofilee
    18th January 2018, 18:24 Go to last post
  6. PRAC BW legal court claim, hearing soon

    Started by minionherder‎, 18th January 2018 10:24
    • Replies: -
    • Views: -
    minionherder
    18th January 2018, 10:24 Go to last post
  7. how to start a claim against payday companies

    I have had several payday loans in the past...

    Started by xiireeceiix‎, 17th January 2018 12:40
    against, claim, companies, how, payday, start
    • Replies: 2
    • Views: 305
    dx100uk
    17th January 2018, 13:42 Go to last post
  8. Wonga loans complaint

    Hi, I had various loans from wonga in 2011...

    Started by cm11‎, 16th January 2018 16:24
    complaint, loans, wonga
    • Replies: 3
    • Views: 312
    dx100uk
    16th January 2018, 18:21 Go to last post
  9. Sunny Irresponsible Lending Complaint

    Hi there, I have had a total of seven...

    Started by davyatsea‎, 4th January 2018 17:35
    • Replies: 3
    • Views: 643
    davyatsea
    15th January 2018, 16:56 Go to last post
  10. PDL DEBTS - not able to pay everyone now...

    Please help, First time I received my...

    Started by wiosna30‎, 3rd October 2017 10:27
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 136
    • Views: 8,157
    dx100uk
    12th January 2018, 12:17 Go to last post
  11. Guarantor loan and adjudicator's decision.

    I took out a loan with UK Credit in January...

    Started by Gensk121‎, 10th January 2018 13:05
    adjudicator, and, decision, guarantor, loan
    • Replies: 5
    • Views: 521
    fkofilee
    11th January 2018, 18:59 Go to last post
  12. Im in the payday lending trap and need to sort it out!

    Hi everyone, I have a couple of threads...

    Started by lovetobake‎, 2nd January 2018 18:48
    and, lending, need, out, payday, sort, the, trap
    • Replies: 17
    • Views: 634
    fkofilee
    4th January 2018, 09:11 Go to last post
  13. Lots of PDL Debts that are not mine - all fraud

    Not my debt fraud hat trick I have been...

    Started by d.bick‎, 26th November 2017 18:15
    2 Pages
    1 2
    • Replies: 25
    • Views: 2,265
    fkofilee
    25th December 2017, 00:03 Go to last post
  14. Payday Help? Irresponsible lending/Refund?

    Hi, its taken me a while to finally come...

    Started by mooney994‎, 7th November 2017 15:49
    2 Pages
    1 2
    help, irresponsible, lending, payday, refund
    • Replies: 22
    • Views: 1,584
    dx100uk
    19th December 2017, 03:46 Go to last post
  15. FOS payday loan unaffordable lending complaint- Perverse decision / bad faith

    I have an awful feeling that I know the...

    Started by Ocelot0411‎, 11th October 2017 23:17
    • Replies: 17
    • Views: 2,063
    dx100uk
    19th December 2017, 02:15 Go to last post
  16. Satsuma Front Loading?

    Hi all I'm after a bit of advice if...

    Started by katie2401‎, 2nd November 2017 11:47
    front, loading, satsuma
    • Replies: 4
    • Views: 848
    barafear799
    18th December 2017, 20:38 Go to last post
  17. PRAC/BWLegal re old PayDay UK loan - will court action be taken.

    Hello All In 2012 I took out a payday...

    Started by Skielah‎, 9th December 2017 16:01
    3 Pages
    1 2 3
    • Replies: 42
    • Views: 1,345
    Skielah
    10th December 2017, 16:53 Go to last post
  18. PRAC/BW Legal letters - PaydayUK debt **IL CLAIM WON DEBT WIPED**

    Hi all Debt outstanding since 2013. ...

    Started by Kevin_D‎, 10th June 2017 21:22
    3 Pages
    1 2 3
    • Replies: 49
    • Views: 5,939
    Kevin_D
    4th December 2017, 00:11 Go to last post
  19. Irresponsible payday loans

    Hi first time posting on here. I like...

    Started by tom, b‎, 30th November 2017 15:28
    irresponsible, loans, payday
    • Replies: 5
    • Views: 603
    dx100uk
    2nd December 2017, 21:42 Go to last post
  20. Peachy reclaim and CRA data removal

    Here is my best attempt at summarising my...

    Started by johnhn‎, 8th June 2016 11:50
    3 Pages
    1 2 3
    • Replies: 40
    • Views: 7,906
    johnhn
    29th November 2017, 18:15 Go to last post
  21. Multiple PDL IR?

    Hi all, ive been reading this forum for...

    Started by jon8214‎, 26th November 2017 19:29
    • Replies: 8
    • Views: 568
    mariner51
    27th November 2017, 01:28 Go to last post
  22. PRAC/BW old PDL

    Hi to anyone reading. It's been a long...

    Started by Signaller‎, 21st November 2017 13:10
    legal, letter
    • Replies: 7
    • Views: 700
    fkofilee
    24th November 2017, 15:17 Go to last post
  23. Newbie. Defaulted PDLs and Bank Overdraft

    Hi, I have finally checked my credit...

    Started by missroro‎, 22nd November 2017 12:01
    bank, defaulted, kash, loans, newbie
    • Replies: 3
    • Views: 551
    fkofilee
    22nd November 2017, 22:21 Go to last post
  24. PRAC / Bw Legal payday loan

    A payday loan was taken out back in may 2012...

    Started by ricky balboa‎, 28th June 2017 17:21
    3 Pages
    1 2 3
    • Replies: 40
    • Views: 3,885
    fkofilee
    21st November 2017, 22:24 Go to last post
  25. Myjar?

    I have just read a post with a very similar...

    Started by kirstyo‎, 26th March 2015 14:12
    myjar
    • Replies: 17
    • Views: 4,468
    renegadeimp
    21st November 2017, 18:21 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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