Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. Sticky Thread Sticky: Closed: 2016 PDL Reclaim Guide - Indepth Step By Step(1 Viewing) 

    Hi Guys We have completed a new up-to...

    Started by fkofilee‎, 1st December 2016 23:53
    • Replies: 1
    • Views: 3,631
    fkofilee
    2nd December 2016, 01:35 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 09:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 56
    • Views: 46,067
    Ford
    26th November 2016, 18:05 Go to last post
  4. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 19:10
    • Replies: 1
    • Views: 9,745
    citizenB
    14th December 2015, 19:15 Go to last post
  5. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 09:52
    • Replies: 2
    • Views: 10,799
    citizenB
    17th November 2015, 19:50 Go to last post
  6. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 20:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 9,022
    citizenB
    23rd September 2015, 20:40 Go to last post
  7. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 21:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 20,596
    citizenB
    22nd September 2015, 15:54 Go to last post
  8. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 10:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 5,067
    citizenB
    22nd September 2015, 10:37 Go to last post
  9. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 19:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 27,006
    tawnyowl
    22nd December 2013, 11:07 Go to last post
  10. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 09:58
    • Replies: 1
    • Views: 34,282
    sequenci
    30th April 2012, 18:20 Go to last post
  11. Forum Threads
  1. The great interest rate rip off part 10(2 Viewing) 

    Continued from here.... ...

    Started by ims21‎, 28th April 2014 18:11
    384 Pages
    1 2 3 4 5 ... 384
    • Replies: 7,675
    • Views: 672,947
    interestrateripoff
    Yesterday, 20:38 Go to last post
  2. Hart/payday overdraft

    Hello. i obtained a loan through andrew...

    Started by RachaelGxx‎, 9th January 2012 09:56
    6 Pages
    1 2 3 4 5 ... 6
    • Replies: 106
    • Views: 13,278
    justiceseeker
    Yesterday, 13:02 Go to last post
  3. Payday lender refusing to honour agreement

    PDL company admitted fault in final response...

    Started by Anonbrumbie‎, 22nd March 2017 10:45
    agreement, honour, lender, payday, refusing
    • Replies: 6
    • Views: 499
    BankFodder
    23rd March 2017, 17:01 Go to last post
  4. Avant credit. Want to cancel. Silly charges?

    Hi, all I applied for a loan with avant...

    Started by mustard7‎, 21st March 2017 06:13
    • Replies: 6
    • Views: 625
    ericsbrother
    23rd March 2017, 09:01 Go to last post
  5. CRs and SwiftSterling

    Took out a £300 loan with SwiftSterling and...

    Started by drew66‎, 22nd March 2017 14:52
    and, crs, swiftsterling
    • Replies: 2
    • Views: 381
    dx100uk
    22nd March 2017, 21:51 Go to last post
  6. wonga complaint

    i had numerous loans with wonga over a...

    Started by colin1096‎, 17th March 2017 10:03
    complaint, wonga
    • Replies: 2
    • Views: 447
    fkofilee
    19th March 2017, 09:52 Go to last post
  7. Payday loans - how far can I claim back?

    Hello, I am currently in the same...

    Started by GlossWhite‎, 12th February 2017 15:26
    2 Pages
    1 2
    • Replies: 38
    • Views: 2,089
    fkofilee
    19th March 2017, 09:49 Go to last post
  8. MyJar 4 year late default

    Look at this response from Myjar, 2010 loan...

    Started by baggies2016‎, 11th February 2017 21:20
    default, late, myjar, year
    • Replies: 4
    • Views: 828
    fkofilee
    18th March 2017, 16:40 Go to last post
  9. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 14:34
    • Replies: 11
    • Views: 3,348
    ads_uk
    14th March 2017, 15:07 Go to last post
  10. Vivus Uk - Gone?

    Hi, Incase of any interest, it looks like...

    Started by Pinnit2017‎, 13th March 2017 17:00
    gone, vivus
    • Replies: 2
    • Views: 362
    fkofilee
    13th March 2017, 18:17 Go to last post
  11. Payday Loan Reclaim Help

    Hi Everyone, I wouldn’t mind some help or...

    Started by Ponka‎, 9th March 2017 17:52
    help, loan, payday, reclaim
    • Replies: 3
    • Views: 534
    fkofilee
    10th March 2017, 20:40 Go to last post
  12. Money Shop PDL-BW Legal

    Just received exactly the same pack of...

    Started by Discombobulated‎, 4th March 2017 14:23
    • Replies: 10
    • Views: 688
    fkofilee
    7th March 2017, 20:26 Go to last post
  13. PAYDAYUK & THE MONEY SHOP Identity Theft

    Good Morning Caggers I got 2 letters...

    Started by Worsteve‎, 6th March 2017 12:18
    • Replies: 13
    • Views: 658
    Worsteve
    7th March 2017, 13:45 Go to last post
  14. Payday uk sold debt to prac ( bw legal )

    Hi just recieved a letter from payday uk ...

    Started by Dave G‎, 3rd March 2017 11:36
    • Replies: 8
    • Views: 788
    dx100uk
    6th March 2017, 23:30 Go to last post
  15. Payday Loan Complaints Help

    Hi, I was just wondering if anyone can...

    Started by alexjon‎, 5th March 2017 18:43
    complaints, help, loan, payday
    • Replies: 4
    • Views: 480
    alexjon
    6th March 2017, 21:31 Go to last post
  16. Payday uk bw legal

    Good evening guys, I am looking for some...

    Started by Carterbpool‎, 5th March 2017 22:20
    legal, payday
    • Replies: 5
    • Views: 542
    fkofilee
    6th March 2017, 19:58 Go to last post
  17. high interest loan - Everydayloan

    Dear all, I have a case that is of...

    Started by kay000‎, 6th February 2017 21:42
    high, interest, loan
    • Replies: 17
    • Views: 1,194
    dx100uk
    4th March 2017, 02:37 Go to last post
  18. The Money Shop - Pay day Loan

    Hi All, My partner today opened a letter...

    Started by Artheratkins‎, 2nd March 2017 19:28
    day, loan, money, pay, shop, the
    • Replies: 1
    • Views: 413
    fkofilee
    3rd March 2017, 20:54 Go to last post
  19. 118118money

    Hi guys I took out a loan with these...

    Started by Al88‎, 16th December 2016 03:17
    118 money
    • Replies: 9
    • Views: 1,754
    PDL idiot
    1st March 2017, 20:19 Go to last post
  20. PDLs- Complaints with 9 Lenders, 60 loans, +£3000 written off

    Hi all, Having read through many threads...

    Started by pjb012‎, 9th November 2015 22:13
    complaints, lenders, loans, payday, with
    • Replies: 18
    • Views: 4,281
    dx100uk
    23rd February 2017, 21:26 Go to last post
  21. Payday Loan Nightmare

    Haven't been on this forum for ages (years)...

    Started by rascal‎, 10th February 2017 10:02
    • Replies: 7
    • Views: 938
    rascal
    23rd February 2017, 11:30 Go to last post
  22. PDLs not agreeing due to incorrect affordability information

    I'm in a big payday loan mess, from...

    Started by Gensk121‎, 23rd January 2017 10:27
    • Replies: 6
    • Views: 1,051
    rascal
    21st February 2017, 09:42 Go to last post
  23. Mototmile finance new tactic

    Two years since last contact with thee...

    Started by obiter dictum‎, 14th February 2017 13:15
    • Replies: 6
    • Views: 574
    fkofilee
    14th February 2017, 20:51 Go to last post
  24. Amigo?

    Hi Just a little advice please, or a...

    Started by jacchris‎, 28th January 2017 05:12
    • Replies: 12
    • Views: 1,367
    dx100uk
    7th February 2017, 02:08 Go to last post
  25. pra group/lending stream - Cca request

    Hi all will a defaulted cca request be...

    Started by Craigie123‎, 31st January 2017 21:01
    • Replies: 11
    • Views: 810
    dx100uk
    1st February 2017, 01:16 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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