Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 15th June 2017
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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)(2 Viewing) 

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 09:30
    • Replies: 0
    • Views: 5,121
    NewsBot
    13th July 2017, 09:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 10:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 56,686
    Ford
    2nd May 2017, 19:29 Go to last post
  4. Sticky Thread Sticky: Closed: CAG PDL Reclaim Guide - Indepth Step By Step

    The Consumer Action Group Guide to Payday...

    Started by fkofilee‎, 2nd December 2016 00:53
    • Replies: 1
    • Views: 8,667
    fkofilee
    2nd December 2016, 02:35 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 20:10
    • Replies: 1
    • Views: 14,571
    citizenB
    14th December 2015, 20:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 10:52
    • Replies: 2
    • Views: 15,547
    citizenB
    17th November 2015, 20:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 21:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 13,358
    citizenB
    23rd September 2015, 21:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 22:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 24,663
    citizenB
    22nd September 2015, 16:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 11:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 7,317
    citizenB
    22nd September 2015, 11:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 20:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 34,220
    tawnyowl
    22nd December 2013, 12:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 10:58
    • Replies: 1
    • Views: 38,078
    sequenci
    30th April 2012, 19:20 Go to last post
  12. Forum Threads
  1. Multiple PDLs, spiraling debt(2 Viewing) 

    Hi All. Looking for some advice if...

    Started by king_olaf‎, 23rd February 2018 14:09
    • Replies: 5
    • Views: 232
    fkofilee
    23rd February 2018, 16:37 Go to last post
  2. Square today & lending stream PDL Loan problems

    Hi guys two part question. I got a...

    Started by rintyrad‎, 6th February 2018 16:54
    square, today
    • Replies: 16
    • Views: 1,566
    fkofilee
    23rd February 2018, 14:33 Go to last post
  3. Irresponsible PDL

    Hi I first took out a pdl in 2014 but...

    Started by suvin50‎, 20th February 2018 19:12
    irresponsible, pdl
    • Replies: 4
    • Views: 450
    fkofilee
    22nd February 2018, 15:46 Go to last post
  4. Irresponsible Lending Claims - Some over 6 Years

    Hi, Since September last year, I have...

    Started by Houghtonguy‎, 8th February 2018 14:44
    claims, irresponsible, lending, over, some, years
    • Replies: 5
    • Views: 325
    fkofilee
    8th February 2018, 15:46 Go to last post
  5. 247MoneyBox Loan - Debt Written off and Default Removed - success!!

    Hi all, I just wanted to let you know...

    Started by johealey‎, 7th February 2018 17:33
    247moneybox, and, debt, default, loan, off, removed, success, written
    • Replies: 2
    • Views: 399
    johealey
    8th February 2018, 11:09 Go to last post
  6. Peachy-Irresponsible Lending

    All, Continuing on with my IR claims, I...

    Started by swingtop‎, 5th February 2018 23:54
    irresponsible, lending, peachy
    • Replies: 9
    • Views: 489
    swingtop
    6th February 2018, 18:36 Go to last post
  7. Mr Lender. Irresponsible Lending claim

    Hi all. I had a loan with Mr Lender. I...

    Started by swingtop‎, 25th January 2018 11:38
    claim, irresponsible, lender, lending
    • Replies: 4
    • Views: 662
    swingtop
    4th February 2018, 23:04 Go to last post
  8. PAYDAYUK & THE MONEY SHOP Identity Theft

    Good Morning Caggers I got 2 letters...

    Started by Worsteve‎, 6th March 2017 13:18
    2 Pages
    1 2
    • Replies: 24
    • Views: 2,099
    fkofilee
    29th January 2018, 16:04 Go to last post
  9. BW Legal - Am I Going Insane?

    this will be a long one so please bare with....

    Started by fkofilee‎, 12th December 2017 00:12
    2 Pages
    1 2
    going, insane, legal
    • Replies: 24
    • Views: 2,394
    fkofilee
    29th January 2018, 13:48 Go to last post
  10. Dealing with old payday loan debt / Default

    Hi all. I have a couple of old payday...

    Started by Howdoidank‎, 26th January 2018 21:54
    dealing, debt, default, loan, old, payday, with
    • Replies: 4
    • Views: 824
    ericsbrother
    29th January 2018, 10:10 Go to last post
  11. 1plus1 loans - guarantor loan

    Advice needed please Payment due end of...

    Started by witsend99‎, 24th August 2017 16:23
    • Replies: 13
    • Views: 1,688
    stuckinarut11
    25th January 2018, 23:56 Go to last post
  12. Everyday Loan cancel agreement

    Hi I'm in bit of a mess right now, I have...

    Started by romi.550‎, 24th January 2018 22:01
    • Replies: 4
    • Views: 603
    romi.550
    25th January 2018, 10:39 Go to last post
  13. Lending stream complaint

    I have made a complaint to lending stream...

    Started by cm11‎, 24th January 2018 12:57
    complaint, lending, stream
    • Replies: 3
    • Views: 399
    fkofilee
    24th January 2018, 13:29 Go to last post
  14. Safety Net Credit

    i took a loan out with safety net credit in...

    Started by Mol01‎, 21st January 2018 13:12
    credit, net, safety
    • Replies: 5
    • Views: 675
    fkofilee
    21st January 2018, 15:00 Go to last post
  15. Dollar Financial letter

    Received a letter this moring in the post...

    Started by ScotWolf‎, 20th January 2018 16:20
    • Replies: 5
    • Views: 835
    fkofilee
    21st January 2018, 13:33 Go to last post
  16. lending stream/PRA and defaulted date.

    Hi There I have recently recieved a...

    Started by camelot01‎, 7th August 2017 17:06
    2 Pages
    1 2
    advice, help, loan, old, payday, required
    • Replies: 24
    • Views: 2,542
    camelot01
    19th January 2018, 21:00 Go to last post
  17. 1st credit/Everyday loans

    i have a defaulted loan of 2k with 1st...

    Started by skyblue2027‎, 14th September 2010 01:06
    3 Pages
    1 2 3
    confusion, dca
    • Replies: 42
    • Views: 3,533
    skyblue2027
    18th January 2018, 18:28 Go to last post
  18. how to start a claim against payday companies

    I have had several payday loans in the past...

    Started by xiireeceiix‎, 17th January 2018 12:40
    against, claim, companies, how, payday, start
    • Replies: 2
    • Views: 460
    dx100uk
    17th January 2018, 13:42 Go to last post
  19. Wonga loans complaint

    Hi, I had various loans from wonga in 2011...

    Started by cm11‎, 16th January 2018 16:24
    complaint, loans, wonga
    • Replies: 3
    • Views: 474
    dx100uk
    16th January 2018, 18:21 Go to last post
  20. Sunny Irresponsible Lending Complaint

    Hi there, I have had a total of seven...

    Started by davyatsea‎, 4th January 2018 17:35
    • Replies: 3
    • Views: 776
    davyatsea
    15th January 2018, 16:56 Go to last post
  21. PDL DEBTS - not able to pay everyone now...(2 Viewing) 

    Please help, First time I received my...

    Started by wiosna30‎, 3rd October 2017 10:27
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 136
    • Views: 8,572
    dx100uk
    12th January 2018, 12:17 Go to last post
  22. Guarantor loan and adjudicator's decision.

    I took out a loan with UK Credit in January...

    Started by Gensk121‎, 10th January 2018 13:05
    adjudicator, and, decision, guarantor, loan
    • Replies: 5
    • Views: 676
    fkofilee
    11th January 2018, 18:59 Go to last post
  23. Im in the payday lending trap and need to sort it out!

    Hi everyone, I have a couple of threads...

    Started by lovetobake‎, 2nd January 2018 18:48
    and, lending, need, out, payday, sort, the, trap
    • Replies: 17
    • Views: 826
    fkofilee
    4th January 2018, 09:11 Go to last post
  24. Lots of PDL Debts that are not mine - all fraud

    Not my debt fraud hat trick I have been...

    Started by d.bick‎, 26th November 2017 18:15
    2 Pages
    1 2
    • Replies: 25
    • Views: 2,594
    fkofilee
    25th December 2017, 00:03 Go to last post
  25. Payday Help? Irresponsible lending/Refund?

    Hi, its taken me a while to finally come...

    Started by mooney994‎, 7th November 2017 15:49
    2 Pages
    1 2
    help, irresponsible, lending, payday, refund
    • Replies: 22
    • Views: 1,829
    dx100uk
    19th December 2017, 03:46 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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