Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 09:30
    • Replies: 0
    • Views: 3,353
    NewsBot
    13th July 2017, 09:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 10:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 54,840
    Ford
    2nd May 2017, 19:29 Go to last post
  4. Sticky Thread Sticky: Closed: CAG PDL Reclaim Guide - Indepth Step By Step

    The Consumer Action Group Guide to Payday...

    Started by fkofilee‎, 2nd December 2016 00:53
    • Replies: 1
    • Views: 7,671
    fkofilee
    2nd December 2016, 02:35 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 20:10
    • Replies: 1
    • Views: 13,602
    citizenB
    14th December 2015, 20:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 10:52
    • Replies: 2
    • Views: 14,566
    citizenB
    17th November 2015, 20:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel(1 Viewing) 

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 21:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 12,381
    citizenB
    23rd September 2015, 21:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 22:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 23,784
    citizenB
    22nd September 2015, 16:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 11:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 6,838
    citizenB
    22nd September 2015, 11:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 20:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 32,317
    tawnyowl
    22nd December 2013, 12:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 10:58
    • Replies: 1
    • Views: 37,227
    sequenci
    30th April 2012, 19:20 Go to last post
  12. Forum Threads
  1. BW Legal - Am I Going Insane?(3 Viewing) 

    So this will be a long one so please bare...

    Started by fkofilee‎, 12th December 2017 00:12
    going, insane, legal
    • Replies: 11
    • Views: 723
    fkofilee
    13th December 2017, 15:32 Go to last post
  2. PRAC/BWLegal re old PayDay UK loan - will court action be taken.(2 Viewing) 

    Hello All In 2012 I took out a payday...

    Started by Skielah‎, 9th December 2017 16:01
    3 Pages
    1 2 3
    • Replies: 42
    • Views: 959
    Skielah
    10th December 2017, 16:53 Go to last post
  3. Lots of PDL Debts that are not mine - all fraud(1 Viewing) 

    Not my debt fraud hat trick I have been...

    Started by d.bick‎, 26th November 2017 18:15
    are, debts, fraud, mine, not, that
    • Replies: 14
    • Views: 1,273
    fkofilee
    8th December 2017, 21:21 Go to last post
  4. PRAC/BW Legal letters - PaydayUK debt **IL CLAIM WON DEBT WIPED**

    Hi all Debt outstanding since 2013. ...

    Started by Kevin_D‎, 10th June 2017 21:22
    3 Pages
    1 2 3
    • Replies: 49
    • Views: 5,509
    Kevin_D
    4th December 2017, 00:11 Go to last post
  5. Irresponsible payday loans

    Hi first time posting on here. I like...

    Started by tom, b‎, 30th November 2017 15:28
    irresponsible, loans, payday
    • Replies: 5
    • Views: 449
    dx100uk
    2nd December 2017, 21:42 Go to last post
  6. PDL DEBTS - not able to pay everyone now...

    Please help, First time I received my...

    Started by wiosna30‎, 3rd October 2017 10:27
    7 Pages
    1 2 3 4 5 ... 7
    • Replies: 121
    • Views: 6,293
    fkofilee
    2nd December 2017, 19:25 Go to last post
  7. Peachy reclaim and CRA data removal

    Here is my best attempt at summarising my...

    Started by johnhn‎, 8th June 2016 11:50
    3 Pages
    1 2 3
    • Replies: 40
    • Views: 7,624
    johnhn
    29th November 2017, 18:15 Go to last post
  8. Multiple PDL IR?

    Hi all, ive been reading this forum for...

    Started by jon8214‎, 26th November 2017 19:29
    • Replies: 8
    • Views: 447
    mariner51
    27th November 2017, 01:28 Go to last post
  9. PRAC/BW old PDL

    Hi to anyone reading. It's been a long...

    Started by Signaller‎, 21st November 2017 13:10
    legal, letter
    • Replies: 7
    • Views: 517
    fkofilee
    24th November 2017, 15:17 Go to last post
  10. Newbie. Defaulted PDLs and Bank Overdraft

    Hi, I have finally checked my credit...

    Started by missroro‎, 22nd November 2017 12:01
    bank, defaulted, kash, loans, newbie
    • Replies: 3
    • Views: 456
    fkofilee
    22nd November 2017, 22:21 Go to last post
  11. PRAC / Bw Legal payday loan

    A payday loan was taken out back in may 2012...

    Started by ricky balboa‎, 28th June 2017 17:21
    3 Pages
    1 2 3
    • Replies: 40
    • Views: 3,484
    fkofilee
    21st November 2017, 22:24 Go to last post
  12. Myjar?

    I have just read a post with a very similar...

    Started by kirstyo‎, 26th March 2015 14:12
    myjar
    • Replies: 17
    • Views: 4,264
    renegadeimp
    21st November 2017, 18:21 Go to last post
  13. Payday Help? Irresponsible lending/Refund?

    Hi, its taken me a while to finally come...

    Started by mooney994‎, 7th November 2017 15:49
    help, irresponsible, lending, payday, refund
    • Replies: 16
    • Views: 1,071
    fkofilee
    16th November 2017, 20:16 Go to last post
  14. Payday loans irresponsible lending?

    I've posted on another thread about how I'm...

    Started by Jess85‎, 11th November 2017 00:21
    • Replies: 14
    • Views: 1,182
    Jess85
    13th November 2017, 00:37 Go to last post
  15. Lending Stream- fraudulent debits from my account.

    Hello, I'd be very grateful for any advice...

    Started by Andthebeatgoeson‎, 10th November 2017 17:49
    account, debits, fraudulent, from, lending, stream
    • Replies: 3
    • Views: 400
    silverfox1961
    10th November 2017, 22:14 Go to last post
  16. Battle with PayDay UK ***Refunded***

    Hello all, Thanks to all on CAG as a...

    Started by lasek22uk‎, 8th November 2017 11:25
    battle, payday, with, won
    • Replies: 8
    • Views: 1,250
    fkofilee
    8th November 2017, 15:05 Go to last post
  17. Satsuma Front Loading?

    Hi all I'm after a bit of advice if...

    Started by katie2401‎, 2nd November 2017 11:47
    front, loading, satsuma
    • Replies: 3
    • Views: 607
    katie2401
    2nd November 2017, 12:38 Go to last post
  18. Payday loans refund

    Good Morning Tackling payday loans next...

    Started by Gonzo27‎, 25th August 2017 11:54
    • Replies: 12
    • Views: 2,919
    wiosna30
    30th October 2017, 13:48 Go to last post
  19. Financial ombudsman not upheld despite no credit check or any validation.

    your complaint about IN-SYNC Credit Services...

    Started by Welshlad10‎, 27th October 2017 20:20
    • Replies: 1
    • Views: 713
    fkofilee
    27th October 2017, 21:59 Go to last post
  20. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 15:34
    2 Pages
    1 2
    • Replies: 25
    • Views: 6,724
    fkofilee
    25th October 2017, 23:18 Go to last post
  21. Lending Stream Irresponsible Lending Complaint

    I am trying to go down the Irresponsible...

    Started by greyhotspot‎, 14th October 2017 12:05
    complaint, irresponsible, lending, stream
    • Replies: 6
    • Views: 1,220
    fkofilee
    20th October 2017, 23:03 Go to last post
  22. UK Credit Guarantor loan problems

    After having issues with gambling and payday...

    Started by Gensk121‎, 17th October 2017 13:13
    • Replies: 0
    • Views: 1,034
    Gensk121
    17th October 2017, 13:13 Go to last post
  23. Im looking for some advice Piggybank,Sunny,Wonga

    Hi, hopefully im in the right place im...

    Started by Payday‎, 31st December 2015 10:09
    11 Pages
    1 2 3 4 5 ... 11
    • Replies: 214
    • Views: 36,509
    fkofilee
    15th October 2017, 13:57 Go to last post
  24. FOS payday loan unaffordable lending complaint- Perverse decision / bad faith

    I have an awful feeling that I know the...

    Started by Ocelot0411‎, 11th October 2017 23:17
    • Replies: 11
    • Views: 1,434
    dx100uk
    15th October 2017, 00:58 Go to last post
  25. 247Moneybox Reclaim + Data Removal

    Hi all, As I have posted in similar threads...

    Started by johnhn‎, 10th October 2017 16:56
    • Replies: 7
    • Views: 1,935
    Gensk121
    13th October 2017, 16:50 Go to last post


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