Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 15th June 2017
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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 08:30
    • Replies: 0
    • Views: 2,013
    NewsBot
    13th July 2017, 08:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 09:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 53,172
    Ford
    2nd May 2017, 18:29 Go to last post
  4. Sticky Thread Sticky: Closed: 2016 PDL Reclaim Guide - Indepth Step By Step

    Hi Guys We have completed a new up-to...

    Started by fkofilee‎, 1st December 2016 23:53
    • Replies: 1
    • Views: 6,684
    fkofilee
    2nd December 2016, 01:35 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 19:10
    • Replies: 1
    • Views: 12,710
    citizenB
    14th December 2015, 19:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 09:52
    • Replies: 2
    • Views: 13,577
    citizenB
    17th November 2015, 19:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 20:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 11,457
    citizenB
    23rd September 2015, 20:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 21:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 23,023
    citizenB
    22nd September 2015, 15:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 10:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 6,405
    citizenB
    22nd September 2015, 10:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 19:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 30,682
    tawnyowl
    22nd December 2013, 11:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 09:58
    • Replies: 1
    • Views: 36,462
    sequenci
    30th April 2012, 18:20 Go to last post
  12. Forum Threads
  1. Lending Stream Irresponsible Lending Complaint

    I am trying to go down the Irresponsible...

    Started by greyhotspot‎, 14th October 2017 11:05
    complaint, irresponsible, lending, stream
    • Replies: 3
    • Views: 281
    greyhotspot
    Yesterday, 17:15 Go to last post
  2. UK Credit Guarantor loan problems

    After having issues with gambling and payday...

    Started by Gensk121‎, Yesterday 12:13
    • Replies: 0
    • Views: 122
    Gensk121
    Yesterday, 12:13 Go to last post
  3. Im looking for some advice Piggybank,Sunny,Wonga

    Hi, hopefully im in the right place im...

    Started by Payday‎, 31st December 2015 09:09
    11 Pages
    1 2 3 4 5 ... 11
    • Replies: 214
    • Views: 34,856
    fkofilee
    15th October 2017, 12:57 Go to last post
  4. FOS payday loan unaffordable lending complaint- Perverse decision / bad faith

    I have an awful feeling that I know the...

    Started by Ocelot0411‎, 11th October 2017 22:17
    • Replies: 11
    • Views: 624
    dx100uk
    14th October 2017, 23:58 Go to last post
  5. 247Moneybox Reclaim + Data Removal

    Hi all, As I have posted in similar threads...

    Started by johnhn‎, 10th October 2017 15:56
    • Replies: 7
    • Views: 464
    Gensk121
    13th October 2017, 15:50 Go to last post
  6. Peachy reclaim and CRA data removal

    Here is my best attempt at summarising my...

    Started by johnhn‎, 8th June 2016 10:50
    2 Pages
    1 2
    • Replies: 39
    • Views: 6,745
    johnhn
    10th October 2017, 13:46 Go to last post
  7. Notice of Sums in Arrears & Unlawful Default

    16/11/15 Loan Start Date 200 26/03/16 ...

    Started by Reign‎, 8th October 2017 00:53
    arrears, notice, sums
    • Replies: 1
    • Views: 625
    dx100uk
    8th October 2017, 01:11 Go to last post
  8. PaydayUK & PRAC/BW Legal - letters in Nth Ireland(1 Viewing) 

    Hi all Debt outstanding since 2013. ...

    Started by Kevin_D‎, 10th June 2017 20:22
    3 Pages
    1 2 3
    • Replies: 44
    • Views: 3,994
    fkofilee
    6th October 2017, 00:08 Go to last post
  9. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 14:34
    2 Pages
    1 2
    • Replies: 23
    • Views: 5,958
    ads_uk
    2nd October 2017, 14:00 Go to last post
  10. Payday loans - how far can I claim back?

    Hello, I am currently in the same...

    Started by GlossWhite‎, 12th February 2017 15:26
    3 Pages
    1 2 3
    • Replies: 57
    • Views: 8,030
    fkofilee
    30th September 2017, 08:52 Go to last post
  11. Two defaults, lots of overdraft charges, payday loan

    Hi, I can't deal with this yet I'm not in...

    Started by Finargh‎, 12th September 2017 00:16
    • Replies: 15
    • Views: 1,312
    Andyorch
    16th September 2017, 15:02 Go to last post
  12. 1plus1 loans - guarantor loan

    Advice needed please Payment due end of...

    Started by witsend99‎, 24th August 2017 15:23
    • Replies: 10
    • Views: 940
    fkofilee
    16th September 2017, 11:08 Go to last post
  13. Payday loans refund

    Good Morning Tackling payday loans next...

    Started by Gonzo27‎, 25th August 2017 10:54
    • Replies: 11
    • Views: 2,363
    fkofilee
    1st September 2017, 04:37 Go to last post
  14. newbie needs a help with payday loans

    Hello, I'm a newbie here and also a...

    Started by angelicairene‎, 24th August 2017 11:43
    debt advise, help, newbie, payday loan
    • Replies: 12
    • Views: 1,261
    fkofilee
    24th August 2017, 22:03 Go to last post
  15. Reclaim pay day loan interest

    Hello J Firstly thankyou for all of this...

    Started by rebecca rabbit‎, 12th August 2017 15:48
    day, interest, loan, pay, reclaim
    • Replies: 3
    • Views: 905
    rebecca rabbit
    14th August 2017, 11:26 Go to last post
  16. Myjar late payments since 2014

    Hi I have late loan monthly payments...

    Started by writing2rightoff‎, 6th August 2017 11:50
    2014, late, myjar, payments, since
    • Replies: 6
    • Views: 1,317
    writing2rightoff
    9th August 2017, 19:36 Go to last post
  17. ICL / PDE / PDUK PDL Queries

    Many thanks for your recent contact. * ...

    Started by Lady13‎, 18th July 2017 13:48
    2 Pages
    1 2
    • Replies: 33
    • Views: 2,491
    Lady13
    6th August 2017, 20:47 Go to last post
  18. Old PDL debt sold to PRAC, deed poll name change since and default

    Hello, One of my old payday loans has...

    Started by nataku‎, 3rd May 2017 12:38
    change, debt, default, name, old, sold
    • Replies: 4
    • Views: 1,595
    Andyorch
    31st July 2017, 14:23 Go to last post
  19. Payday Loan Complaints Help

    Hi, I was just wondering if anyone can...

    Started by alexjon‎, 5th March 2017 18:43
    complaints, help, loan, payday
    • Replies: 17
    • Views: 3,189
    fkofilee
    29th July 2017, 22:01 Go to last post
  20. Indigo Michael - Safety Net Credit - Clear account PDL Default notice

    Hi, I had a general query I was hoping...

    Started by albob222001‎, 27th February 2016 14:47
    2 Pages
    1 2
    default, notice
    • Replies: 28
    • Views: 9,337
    dx100uk
    29th July 2017, 14:42 Go to last post
  21. PRAC / Bw Legal payday loan

    A payday loan was taken out back in may 2012...

    Started by ricky balboa‎, 28th June 2017 16:21
    • Replies: 7
    • Views: 1,435
    dx100uk
    23rd July 2017, 21:52 Go to last post
  22. Txt LoanS & MYJAR PayDay Loan

    Hello everyone ive had no end of problems...

    Started by dtlewis2015‎, 10th July 2015 10:41
    2 Pages
    1 2
    loans, txt
    • Replies: 28
    • Views: 9,158
    dtlewis2015
    18th July 2017, 17:57 Go to last post
  23. Sec 87 default notice(1 Viewing) 

    Can a default notice include unfair charges...

    Started by simonjohn‎, 11th July 2017 17:07
    default, notice, sec
    • Replies: 3
    • Views: 731
    dx100uk
    11th July 2017, 20:11 Go to last post
  24. Payday loans over 6 years old IR compensation?

    Can anyone give me the latest situation in...

    Started by BRIGHTHOPE‎, 6th July 2017 07:50
    compensation, loans, over, payday, years
    • Replies: 2
    • Views: 1,313
    fkofilee
    6th July 2017, 13:00 Go to last post
  25. PDL Reclaim Period

    I've been following the thread with interest...

    Started by davyatsea‎, 28th June 2017 23:44
    • Replies: 1
    • Views: 427
    fkofilee
    1st July 2017, 12:05 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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