Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


  1. 15th June 2017
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The Consumer Forums: PayDay loans and Short Term loans - General

An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. Do you agree?

Use this forum to discuss PayDay loan companies such as PayDay UK and Pounds til Payday

  1. Sticky Threads
  2. RSS feed Sticky Thread Sticky: Lending Stream (clone of FCA authorised firm)(1 Viewing) 

    Fraudsters are using the details of firms we...

    Started by NewsBot‎, 13th July 2017 09:30
    • Replies: 0
    • Views: 2,782
    NewsBot
    13th July 2017, 09:30 Go to last post
  3. Sticky Thread Sticky: Credit Unions - an alternative to payday loans / accurate at 22.09.2015

    Credit unions have been around in the UK...

    Started by honeybee13‎, 10th July 2013 10:53
    3 Pages
    1 2 3
    alternative, credit, loans, payday, unions
    • Replies: 57
    • Views: 54,048
    Ford
    2nd May 2017, 19:29 Go to last post
  4. Sticky Thread Sticky: Closed: CAG PDL Reclaim Guide - Indepth Step By Step

    The Consumer Action Group Guide to Payday...

    Started by fkofilee‎, 2nd December 2016 00:53
    • Replies: 1
    • Views: 7,221
    fkofilee
    2nd December 2016, 02:35 Go to last post
  5. Sticky Thread Sticky: Closed: Pay Day Loan Companies - Contact Information

    Thanks to fkofilee for the following...

    Started by citizenB‎, 17th November 2015 20:10
    • Replies: 1
    • Views: 13,177
    citizenB
    14th December 2015, 20:15 Go to last post
  6. Sticky Thread Sticky: Closed: Were you caught in a Pay Day Loan Trap ? - You may be able to make a claim

    Were you caught in a Pay Day Loan Trap ? -...

    Started by citizenB‎, 11th November 2015 10:52
    • Replies: 2
    • Views: 14,114
    citizenB
    17th November 2015, 20:50 Go to last post
  7. Sticky Thread Sticky: Closed: Continuous Payment Authority - what are they - how to cancel

    A Continuous Payment Authority (CPA) is a...

    Started by citizenB‎, 23rd September 2015 21:00
    are, authority, cancel, continuous, how, payment, they, what
    • Replies: 4
    • Views: 11,897
    citizenB
    23rd September 2015, 21:40 Go to last post
  8. Sticky Thread Sticky: Closed: Feel that you've been treated unfairly by your Payday loan lender? COMPLAIN TO THE FOS!!/ correct 22.09.2015

    Citizen's Advice believe that the majority...

    Started by sequenci‎, 7th August 2013 22:54
    been, complain, feel, fos, lender, loan, payday, that, the, treated, unfairly, you, your
    • Replies: 6
    • Views: 23,416
    citizenB
    22nd September 2015, 16:54 Go to last post
  9. Sticky Thread Sticky: Closed: Tougher rules for payday lenders take effect - July 2014 (current at 22.09.2015)

    Don't know how these were missed. ...

    Started by citizenB‎, 22nd September 2015 11:37
    2014, 2015, current, effect, for, july, lenders, payday, rules, take, tougher
    • Replies: 0
    • Views: 6,635
    citizenB
    22nd September 2015, 11:37 Go to last post
  10. Sticky Thread Sticky: New payday loan survival guide by mike dailly-govan law centre./ correct at 22.09.2015

    Sunday, 14 July 2013 ...

    Started by tawnyowl‎, 14th July 2013 20:21
    2 Pages
    1 2
    • Replies: 30
    • Views: 31,550
    tawnyowl
    22nd December 2013, 12:07 Go to last post
  11. Sticky Thread Sticky: Closed: How to deal with your debts - Follow the blog >>/ correct at 22.09.2015

    I've written this blog as a place to get...

    Started by sequenci‎, 16th November 2010 10:58
    • Replies: 1
    • Views: 36,876
    sequenci
    30th April 2012, 19:20 Go to last post
  12. Forum Threads
  1. Payday Help? Irresponsible lending/Refund?

    Hi, its taken me a while to finally come...

    Started by mooney994‎, 7th November 2017 15:49
    help, irresponsible, lending, payday, refund
    • Replies: 16
    • Views: 752
    fkofilee
    16th November 2017, 20:16 Go to last post
  2. PRAC / Bw Legal payday loan

    A payday loan was taken out back in may 2012...

    Started by ricky balboa‎, 28th June 2017 17:21
    2 Pages
    1 2
    • Replies: 32
    • Views: 2,543
    fkofilee
    14th November 2017, 22:10 Go to last post
  3. Payday loans irresponsible lending?

    I've posted on another thread about how I'm...

    Started by Jess85‎, 11th November 2017 00:21
    • Replies: 14
    • Views: 723
    Jess85
    13th November 2017, 00:37 Go to last post
  4. Lending Stream- fraudulent debits from my account.

    Hello, I'd be very grateful for any advice...

    Started by Andthebeatgoeson‎, 10th November 2017 17:49
    account, debits, fraudulent, from, lending, stream
    • Replies: 3
    • Views: 307
    silverfox1961
    10th November 2017, 22:14 Go to last post
  5. Battle with PayDay UK ***Refunded***

    Hello all, Thanks to all on CAG as a...

    Started by lasek22uk‎, 8th November 2017 11:25
    battle, payday, with, won
    • Replies: 8
    • Views: 419
    fkofilee
    8th November 2017, 15:05 Go to last post
  6. Satsuma Front Loading?

    Hi all I'm after a bit of advice if...

    Started by katie2401‎, 2nd November 2017 11:47
    front, loading, satsuma
    • Replies: 3
    • Views: 453
    katie2401
    2nd November 2017, 12:38 Go to last post
  7. PaydayUK & PRAC/BW Legal - letters in Nth Ireland

    Hi all Debt outstanding since 2013. ...

    Started by Kevin_D‎, 10th June 2017 21:22
    3 Pages
    1 2 3
    • Replies: 46
    • Views: 4,753
    dx100uk
    31st October 2017, 17:05 Go to last post
  8. PDL DEBTS - not able to pay everyone now...

    Please help, First time I received my...

    Started by wiosna30‎, 3rd October 2017 10:27
    6 Pages
    1 2 3 4 5 ... 6
    • Replies: 106
    • Views: 4,923
    fkofilee
    31st October 2017, 16:09 Go to last post
  9. Payday loans refund

    Good Morning Tackling payday loans next...

    Started by Gonzo27‎, 25th August 2017 11:54
    • Replies: 12
    • Views: 2,772
    wiosna30
    30th October 2017, 13:48 Go to last post
  10. Financial ombudsman not upheld despite no credit check or any validation.

    your complaint about IN-SYNC Credit Services...

    Started by Welshlad10‎, 27th October 2017 20:20
    • Replies: 1
    • Views: 540
    fkofilee
    27th October 2017, 21:59 Go to last post
  11. 5 PDL's / DCA's but 3 with Balances.. Nearly there.

    Hi, It's been a while, haven’t been well...

    Started by ads_uk‎, 4th May 2015 15:34
    2 Pages
    1 2
    • Replies: 25
    • Views: 6,549
    fkofilee
    25th October 2017, 23:18 Go to last post
  12. Lending Stream Irresponsible Lending Complaint

    I am trying to go down the Irresponsible...

    Started by greyhotspot‎, 14th October 2017 12:05
    complaint, irresponsible, lending, stream
    • Replies: 6
    • Views: 1,020
    fkofilee
    20th October 2017, 23:03 Go to last post
  13. UK Credit Guarantor loan problems

    After having issues with gambling and payday...

    Started by Gensk121‎, 17th October 2017 13:13
    • Replies: 0
    • Views: 603
    Gensk121
    17th October 2017, 13:13 Go to last post
  14. Im looking for some advice Piggybank,Sunny,Wonga

    Hi, hopefully im in the right place im...

    Started by Payday‎, 31st December 2015 10:09
    11 Pages
    1 2 3 4 5 ... 11
    • Replies: 214
    • Views: 36,045
    fkofilee
    15th October 2017, 13:57 Go to last post
  15. FOS payday loan unaffordable lending complaint- Perverse decision / bad faith

    I have an awful feeling that I know the...

    Started by Ocelot0411‎, 11th October 2017 23:17
    • Replies: 11
    • Views: 1,084
    dx100uk
    15th October 2017, 00:58 Go to last post
  16. 247Moneybox Reclaim + Data Removal

    Hi all, As I have posted in similar threads...

    Started by johnhn‎, 10th October 2017 16:56
    • Replies: 7
    • Views: 1,303
    Gensk121
    13th October 2017, 16:50 Go to last post
  17. Peachy reclaim and CRA data removal

    Here is my best attempt at summarising my...

    Started by johnhn‎, 8th June 2016 11:50
    2 Pages
    1 2
    • Replies: 39
    • Views: 7,187
    johnhn
    10th October 2017, 14:46 Go to last post
  18. Notice of Sums in Arrears & Unlawful Default

    16/11/15 Loan Start Date 200 26/03/16 ...

    Started by Reign‎, 8th October 2017 01:53
    arrears, notice, sums
    • Replies: 1
    • Views: 733
    dx100uk
    8th October 2017, 02:11 Go to last post
  19. Payday loans - how far can I claim back?

    Hello, I am currently in the same...

    Started by GlossWhite‎, 12th February 2017 16:26
    3 Pages
    1 2 3
    • Replies: 57
    • Views: 8,659
    fkofilee
    30th September 2017, 09:52 Go to last post
  20. Two defaults, lots of overdraft charges, payday loan

    Hi, I can't deal with this yet I'm not in...

    Started by Finargh‎, 12th September 2017 01:16
    • Replies: 15
    • Views: 1,441
    Andyorch
    16th September 2017, 16:02 Go to last post
  21. 1plus1 loans - guarantor loan

    Advice needed please Payment due end of...

    Started by witsend99‎, 24th August 2017 16:23
    • Replies: 10
    • Views: 1,081
    fkofilee
    16th September 2017, 12:08 Go to last post
  22. newbie needs a help with payday loans

    Hello, I'm a newbie here and also a...

    Started by angelicairene‎, 24th August 2017 12:43
    debt advise, help, newbie, payday loan
    • Replies: 12
    • Views: 1,419
    fkofilee
    24th August 2017, 23:03 Go to last post
  23. Reclaim pay day loan interest

    Hello J Firstly thankyou for all of this...

    Started by rebecca rabbit‎, 12th August 2017 16:48
    day, interest, loan, pay, reclaim
    • Replies: 3
    • Views: 1,090
    rebecca rabbit
    14th August 2017, 12:26 Go to last post
  24. Myjar late payments since 2014

    Hi I have late loan monthly payments...

    Started by writing2rightoff‎, 6th August 2017 12:50
    2014, late, myjar, payments, since
    • Replies: 6
    • Views: 1,666
    writing2rightoff
    9th August 2017, 20:36 Go to last post
  25. ICL / PDE / PDUK PDL Queries

    Many thanks for your recent contact. * ...

    Started by Lady13‎, 18th July 2017 14:48
    2 Pages
    1 2
    • Replies: 33
    • Views: 2,917
    Lady13
    6th August 2017, 21:47 Go to last post


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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